GCOR vs. VTI
GCOR (Goldman Sachs Access U.S. Aggregate Bond ETF) and VTI (Vanguard Total Stock Market ETF) are both exchange-traded funds - GCOR is a Intermediate Core Bond fund tracking the FTSE Goldman Sachs US Broad Bond Market Index, while VTI is a Large Cap Blend Equities fund tracking the CRSP US Total Market Index. Both are passively managed. Over the past 5 years, GCOR returned -0.24%/yr vs 12.69%/yr for VTI. At a 0.17 correlation, their price movements are largely independent. GCOR charges 0.08%/yr vs 0.03%/yr for VTI.
Performance
GCOR vs. VTI - Performance Comparison
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Returns By Period
In the year-to-date period, GCOR achieves a 0.16% return, which is significantly lower than VTI's 11.20% return.
GCOR
- 1D
- -0.23%
- 1M
- 0.17%
- YTD
- 0.16%
- 6M
- 0.01%
- 1Y
- 4.97%
- 3Y*
- 3.71%
- 5Y*
- -0.24%
- 10Y*
- —
VTI
- 1D
- -0.72%
- 1M
- 4.99%
- YTD
- 11.20%
- 6M
- 11.09%
- 1Y
- 28.18%
- 3Y*
- 22.07%
- 5Y*
- 12.69%
- 10Y*
- 15.05%
GCOR vs. VTI - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | |
|---|---|---|---|---|---|---|---|
GCOR Goldman Sachs Access U.S. Aggregate Bond ETF | 0.16% | 7.22% | 0.51% | 5.79% | -13.83% | -1.88% | 0.39% |
VTI Vanguard Total Stock Market ETF | 11.20% | 17.10% | 23.81% | 26.05% | -19.52% | 25.68% | 16.07% |
Correlation
The correlation between GCOR and VTI is 0.31, which is low. Their price movements are largely independent, making them effective diversification partners.
| Correlation | |
|---|---|
Correlation (1Y) Calculated over the trailing 1-year period | 0.31 |
Correlation (3Y) Calculated over the trailing 3-year period | 0.23 |
Correlation (5Y) Calculated over the trailing 5-year period | 0.18 |
Correlation (All Time) Calculated using the full available price history since Sep 11, 2020 | 0.17 |
The correlation between GCOR and VTI shifts across timeframes, from 0.17 (all time) to 0.31 (1 year), reflecting how their relationship changes across market environments.
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Return for Risk
GCOR vs. VTI — Risk / Return Rank
GCOR
VTI
GCOR vs. VTI - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Goldman Sachs Access U.S. Aggregate Bond ETF (GCOR) and Vanguard Total Stock Market ETF (VTI). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| GCOR | VTI | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 1.37 | 2.33 | -0.96 |
Sortino ratioReturn per unit of downside risk | 2.02 | 3.18 | -1.16 |
Omega ratioGain probability vs. loss probability | 1.24 | 1.42 | -0.18 |
Calmar ratioReturn relative to maximum drawdown | 1.77 | 3.17 | -1.40 |
Martin ratioReturn relative to average drawdown | 5.42 | 14.62 | -9.20 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
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Sharpe Ratios by Period
| GCOR | VTI | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 1.37 | 2.33 | -0.96 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | -0.04 | 0.73 | -0.78 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | — | 0.82 | — |
Sharpe Ratio (All Time)Calculated using the full available price history | -0.10 | 0.51 | -0.61 |
Drawdowns
GCOR vs. VTI - Drawdown Comparison
The maximum GCOR drawdown since its inception was -18.94%, smaller than the maximum VTI drawdown of -55.45%. Use the drawdown chart below to compare losses from any high point for GCOR and VTI.
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Drawdown Indicators
| GCOR | VTI | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -18.94% | -55.45% | +36.51% |
Max Drawdown (1Y)Largest decline over 1 year | -2.82% | -8.92% | +6.10% |
Max Drawdown (3Y)Largest decline over 3 years | -6.09% | -19.30% | +13.21% |
Max Drawdown (5Y)Largest decline over 5 years | -18.63% | -25.36% | +6.73% |
Max Drawdown (10Y)Largest decline over 10 years | — | -35.00% | — |
Current DrawdownCurrent decline from peak | -3.52% | -0.72% | -2.80% |
Average DrawdownAverage peak-to-trough decline | -7.99% | -8.03% | +0.04% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 0.92% | 1.93% | -1.01% |
Volatility
GCOR vs. VTI - Volatility Comparison
The current volatility for Goldman Sachs Access U.S. Aggregate Bond ETF (GCOR) is 1.27%, while Vanguard Total Stock Market ETF (VTI) has a volatility of 2.96%. This indicates that GCOR experiences smaller price fluctuations and is considered to be less risky than VTI based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| GCOR | VTI | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 1.27% | 2.96% | -1.69% |
Volatility (6M)Calculated over the trailing 6-month period | 2.65% | 9.13% | -6.48% |
Volatility (1Y)Calculated over the trailing 1-year period | 3.65% | 12.17% | -8.52% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 5.81% | 17.40% | -11.59% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 5.52% | 18.30% | -12.78% |
GCOR vs. VTI - Expense Ratio Comparison
GCOR has a 0.08% expense ratio, which is higher than VTI's 0.03% expense ratio. However, both funds are considered low-cost compared to the broader market, where average expense ratios usually range from 0.3% to 0.9%.
Dividends
GCOR vs. VTI - Dividend Comparison
GCOR's dividend yield for the trailing twelve months is around 4.17%, more than VTI's 1.01% yield.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
GCOR Goldman Sachs Access U.S. Aggregate Bond ETF | 4.17% | 4.03% | 4.36% | 3.67% | 2.11% | 0.92% | 0.24% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
VTI Vanguard Total Stock Market ETF | 1.01% | 1.12% | 1.27% | 1.44% | 1.66% | 1.21% | 1.42% | 1.78% | 2.04% | 1.71% | 1.92% | 1.98% |
Frequently Asked Questions
GCOR and VTI have a correlation of 0.31, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
VTI has higher volatility (2.96%) compared to GCOR (1.27%). In terms of maximum drawdown, GCOR dropped -18.94% vs VTI's -55.45%.
On 5-year performance, VTI leads with 12.69% vs -0.24% for GCOR. On fees, VTI is cheaper at 0.03% per year. On volatility, GCOR has been the lower-risk option at 1.27%. The better choice depends on whether you care most about return, fees, risk, or income.
Over the 5-year period, VTI has performed better with a 12.69% return vs -0.24%. Past performance does not guarantee future results, so compare this with risk, fees, and fund exposure.
VTI is cheaper with a 0.03% expense ratio, compared with 0.08% for GCOR.
GCOR has the higher dividend yield at 4.17%, compared with 1.01% for VTI.
GCOR is categorized as Intermediate Core Bond, while VTI is Large Cap Blend Equities. GCOR tracks FTSE Goldman Sachs US Broad Bond Market Index, while VTI tracks CRSP US Total Market Index. They also come from different issuers: Goldman Sachs and Vanguard. Their fees differ too: 0.08% for GCOR and 0.03% for VTI.
VTI currently has the higher Sharpe Ratio (2.33 vs 1.37), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
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