FYTKX vs. LTSTX
FYTKX (Fidelity Freedom Income Fund Class K6) and LTSTX (Principal LifeTime 2025 Fund) are both Target Retirement Date funds. Over the past 5 years, FYTKX returned 3.01%/yr vs 5.19%/yr for LTSTX. Their 0.80 correlation means they have sometimes moved together and sometimes differently. FYTKX charges 0.37%/yr vs 0.01%/yr for LTSTX.
Performance
FYTKX vs. LTSTX - Performance Comparison
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Returns By Period
In the year-to-date period, FYTKX achieves a 4.07% return, which is significantly lower than LTSTX's 4.65% return.
FYTKX
- 1D
- 0.00%
- 1M
- -0.57%
- 6M
- 2.70%
- YTD
- 4.07%
- 1Y
- 8.26%
- 3Y*
- 7.67%
- 5Y*
- 3.01%
- 10Y*
- —
- ALL TIME*
- 4.29%
LTSTX
- 1D
- 0.17%
- 1M
- 0.00%
- 6M
- 2.78%
- YTD
- 4.65%
- 1Y
- 10.25%
- 3Y*
- 10.98%
- 5Y*
- 5.19%
- 10Y*
- 7.81%
- ALL TIME*
- 6.36%
Liquidity Comparison
| Position | Avg. Volume Value (2W) | Avg. Volume Value (1M) | Avg. Volume Value (3M) |
|---|---|---|---|
| $0.00 | $0.00 | $0.00 | |
| $0.00 | $0.00 | $0.00 |
FYTKX vs. LTSTX - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
FYTKX Fidelity Freedom Income Fund Class K6 | 4.07% | 10.61% | 4.60% | 8.42% | -11.23% | 3.25% | 9.07% | 10.71% | -1.84% | 3.46% |
LTSTX Principal LifeTime 2025 Fund | 4.65% | 12.16% | 11.91% | 13.30% | -15.23% | 10.91% | 13.70% | 20.50% | -6.41% | 7.46% |
Correlation
The correlation between FYTKX and LTSTX is 0.92, meaning they have usually moved in the same direction, including during past declines.
| Correlation | |
|---|---|
Correlation (1Y) Focuses on recent behavior, but can change the most. | 0.92 |
Correlation (3Y) Balances recent behavior with more history. | 0.86 |
Correlation (5Y) Shows whether the relationship held over a longer period. | 0.83 |
Correlation (All Time) Calculated using the full available price history since Jun 15, 2017 | 0.80 |
The correlation between FYTKX and LTSTX shifts across timeframes, from 0.80 (all time) to 0.92 (1 year), reflecting how their relationship changes across market environments.
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Return for Risk
FYTKX vs. LTSTX — Risk / Return Rank
FYTKX
LTSTX
FYTKX vs. LTSTX - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Fidelity Freedom Income Fund Class K6 (FYTKX) and Principal LifeTime 2025 Fund (LTSTX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| FYTKX | LTSTX | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | +0.28 | ||
| Sortino ratioReturn per unit of downside risk | +0.37 | ||
| Omega ratioGain probability vs. loss probability | 1.33 | 1.26 | +0.07 |
| Calmar ratioReturn relative to maximum drawdown | 2.37 | 1.91 | +0.46 |
| Martin ratioReturn relative to average drawdown | 9.68 | 8.26 | +1.43 |
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Drawdowns
FYTKX vs. LTSTX - Drawdown Comparison
The maximum FYTKX drawdown since its inception was -15.80%, smaller than the maximum LTSTX drawdown of -48.17%. Use the drawdown chart below to compare losses from any high point for FYTKX and LTSTX.
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Drawdown Indicators
| FYTKX | LTSTX | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -15.80% | -48.17% | +32.37% |
Max Drawdown (1Y)Largest decline over 1 year | -3.67% | -5.24% | +1.57% |
Max Drawdown (3Y)Largest decline over 3 years | -4.00% | -8.12% | +4.12% |
Max Drawdown (5Y)Largest decline over 5 years | -15.80% | -21.01% | +5.21% |
Max Drawdown (10Y)Largest decline over 10 years | — | -23.33% | — |
Current DrawdownCurrent decline from peak | -1.08% | -0.61% | -0.47% |
Average DrawdownAverage peak-to-trough decline | -2.84% | -6.11% | +3.27% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 0.90% | 1.21% | -0.31% |
Volatility
FYTKX vs. LTSTX - Volatility Comparison
The current volatility for Fidelity Freedom Income Fund Class K6 (FYTKX) is 1.63%, while Principal LifeTime 2025 Fund (LTSTX) has a volatility of 1.91%. This indicates that FYTKX experiences smaller price fluctuations and is considered to be less risky than LTSTX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| FYTKX | LTSTX | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 1.63% | 1.91% | -0.28% |
Volatility (6M)Calculated over the trailing 6-month period | 4.61% | 5.99% | -1.38% |
Volatility (1Y)Calculated over the trailing 1-year period | 5.20% | 7.18% | -1.98% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 5.47% | 9.23% | -3.76% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 4.81% | 9.76% | -4.95% |
FYTKX vs. LTSTX - Expense Ratio Comparison
FYTKX has a 0.37% expense ratio, which is higher than LTSTX's 0.01% expense ratio.
Dividends
FYTKX vs. LTSTX - Dividend Comparison
FYTKX's dividend yield for the trailing twelve months is around 2.84%, less than LTSTX's 11.65% yield.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
FYTKX Fidelity Freedom Income Fund Class K6 | 2.84% | 3.53% | 3.38% | 3.13% | 6.05% | 6.26% | 4.48% | 3.80% | 5.33% | 2.65% | 0.00% | 0.00% |
LTSTX Principal LifeTime 2025 Fund | 11.65% | 12.19% | 9.74% | 4.26% | 8.00% | 7.66% | 5.25% | 6.91% | 6.39% | 4.75% | 3.65% | 8.91% |
Frequently Asked Questions
With a correlation of 0.92, FYTKX and LTSTX move almost identically. Holding both adds very little diversification - you're essentially doubling your position in the same market segment. Choosing one is usually more capital-efficient.
LTSTX has higher volatility (1.91%) compared to FYTKX (1.63%). In terms of maximum drawdown, FYTKX dropped -15.80% vs LTSTX's -48.17%.
FYTKX currently has the higher Sharpe Ratio (1.67 vs 1.40), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
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