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FUTY vs. XLUI
Performance
Return for Risk
Drawdowns
Volatility
Dividends

FUTY vs. XLUI

Last updated Jun 4, 2026

FUTY (Fidelity MSCI Utilities Index ETF) and XLUI (State Street Utilities Select Sector SPDR Premium Income ETF) are both Utilities Equities funds. FUTY is passively managed, while XLUI is actively managed. Their correlation of 0.94 suggests significant overlap in exposure. FUTY charges 0.08%/yr vs 0.35%/yr for XLUI.

Performance

FUTY vs. XLUI - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in Fidelity MSCI Utilities Index ETF (FUTY) and State Street Utilities Select Sector SPDR Premium Income ETF (XLUI). The values are adjusted to include any dividend payments, if applicable.

Loading charts...

Returns By Period

In the year-to-date period, FUTY achieves a 3.16% return, which is significantly lower than XLUI's 4.99% return.

FUTY

1D
-0.60%
1M
-5.43%
YTD
3.16%
6M
1.20%
1Y
9.52%
3Y*
13.62%
5Y*
9.13%
10Y*
9.03%

XLUI

1D
-0.18%
1M
-4.28%
YTD
4.99%
6M
3.61%
1Y
—
3Y*
—
5Y*
—
10Y*
—
*Multi-year figures are annualized to reflect compound growth (CAGR)

FUTY vs. XLUI - Yearly Performance Comparison

2026 (YTD)2025
FUTY
Fidelity MSCI Utilities Index ETF		3.16%1.86%
XLUI
State Street Utilities Select Sector SPDR Premium Income ETF		4.99%0.51%

Correlation

The correlation between FUTY and XLUI is 0.94, indicating a strong positive relationship between their price movements. Combining them offers limited diversification - they tend to fall together during downturns.

Correlation
Correlation (All Time)
Calculated using the full available price history since Jul 31, 2025

0.94

FUTY vs. XLUI - Sectors Allocation Comparison

Sectors
FUTY
XLUI

Utilities

99.2%

-

Energy

0.5%

-

Industrials

0.2%

-

Basic Materials

-

-

Communication Services

-

-

Consumer Cyclical

-

-

Consumer Defensive

-

-

Financial Services

-

100.0%

Healthcare

-

-

Real Estate

-

-

Technology

-

-

Utilities

FUTY
99.2%
XLUI

-

Energy

FUTY
0.5%
XLUI

-

Industrials

FUTY
0.2%
XLUI

-

Basic Materials

FUTY

-

XLUI

-

Communication Services

FUTY

-

XLUI

-

Consumer Cyclical

FUTY

-

XLUI

-

Consumer Defensive

FUTY

-

XLUI

-

Financial Services

FUTY

-

XLUI
100.0%

Healthcare

FUTY

-

XLUI

-

Real Estate

FUTY

-

XLUI

-

Technology

FUTY

-

XLUI

-

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Fidelity MSCI Utilities Index ETF

State Street Utilities Select Sector SPDR Premium Income ETF

Often compared with FUTY:
FUTY vs. VPUFUTY vs. XLUFUTY vs. FSUTXFUTY vs. UTESFUTY vs. FMATFUTY vs. VOOFUTY vs. SPLV
Often compared with XLUI:
XLUI vs. XLUXLUI vs. POWRXLUI vs. VPUXLUI vs. PAVEXLUI vs. XLEXLUI vs. JXIXLUI vs. BILT

Return for Risk

FUTY vs. XLUI — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.
FUTY
FUTY Risk / Return Rank: 2020
Overall Rank
FUTY Sharpe Ratio Rank: 2020
Sharpe Ratio Rank
FUTY Sortino Ratio Rank: 1818
Sortino Ratio Rank
FUTY Omega Ratio Rank: 1919
Omega Ratio Rank
FUTY Calmar Ratio Rank: 2323
Calmar Ratio Rank
FUTY Martin Ratio Rank: 2020
Martin Ratio Rank
XLUI
The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

FUTY vs. XLUI - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for Fidelity MSCI Utilities Index ETF (FUTY) and State Street Utilities Select Sector SPDR Premium Income ETF (XLUI). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

FUTYXLUIDifference

Sharpe ratio

Return per unit of total volatility

0.67

—

—

Sortino ratio

Return per unit of downside risk

0.99

—

—

Omega ratio

Gain probability vs. loss probability

1.12

—

—

Calmar ratio

Return relative to maximum drawdown

1.07

—

—

Martin ratio

Return relative to average drawdown

2.41

—

—

Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month.

FUTY vs. XLUI - Sharpe Ratio Comparison

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Sharpe Ratios by Period

FUTYXLUIDifference

Sharpe Ratio (1Y)

Calculated over the trailing 1-year period

0.67

—

—

Sharpe Ratio (5Y)

Calculated over the trailing 5-year period

0.54

—

—

Sharpe Ratio (10Y)

Calculated over the trailing 10-year period

0.48

—

—

Sharpe Ratio (All Time)

Calculated using the full available price history

0.55

0.60

-0.04

Drawdowns

FUTY vs. XLUI - Drawdown Comparison

The maximum FUTY drawdown since its inception was -36.44%, which is greater than XLUI's maximum drawdown of -6.01%. Use the drawdown chart below to compare losses from any high point for FUTY and XLUI.

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Drawdown Indicators

FUTYXLUIDifference

Max Drawdown

Largest peak-to-trough decline

-36.44%

-6.01%

-30.43%

Max Drawdown (1Y)

Largest decline over 1 year

-8.93%

—

—

Max Drawdown (3Y)

Largest decline over 3 years

-17.35%

—

—

Max Drawdown (5Y)

Largest decline over 5 years

-25.11%

—

—

Max Drawdown (10Y)

Largest decline over 10 years

-36.44%

—

—

Current Drawdown

Current decline from peak

-7.28%

-4.60%

-2.68%

Average Drawdown

Average peak-to-trough decline

-6.03%

-1.92%

-4.11%

Ulcer Index

Depth and duration of drawdowns from previous peaks

3.97%

—

—

Volatility

FUTY vs. XLUI - Volatility Comparison

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Volatility by Period

FUTYXLUIDifference

Volatility (1M)

Calculated over the trailing 1-month period

5.45%

—

—

Volatility (6M)

Calculated over the trailing 6-month period

11.40%

—

—

Volatility (1Y)

Calculated over the trailing 1-year period

14.33%

11.12%

+3.21%

Volatility (5Y)

Calculated over the trailing 5-year period, annualized

17.08%

11.12%

+5.96%

Volatility (10Y)

Calculated over the trailing 10-year period, annualized

19.05%

11.12%

+7.93%

FUTY vs. XLUI - Expense Ratio Comparison

FUTY has a 0.08% expense ratio, which is lower than XLUI's 0.35% expense ratio.

Dividends

FUTY vs. XLUI - Dividend Comparison

FUTY's dividend yield for the trailing twelve months is around 2.61%, less than XLUI's 12.81% yield.

PositionTTM20252024202320222021202020192018201720162015
FUTY
Fidelity MSCI Utilities Index ETF		2.61%2.67%2.96%3.31%2.72%2.70%3.07%2.82%3.11%3.03%3.35%4.33%
XLUI
State Street Utilities Select Sector SPDR Premium Income ETF		12.81%7.12%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%

Frequently Asked Questions

With a correlation of 0.94, FUTY and XLUI move almost identically. Holding both adds very little diversification - you're essentially doubling your position in the same market segment. Choosing one is usually more capital-efficient.

On fees, FUTY is cheaper at 0.08% per year. The better choice depends on whether you care most about return, fees, risk, or income.

FUTY is cheaper with a 0.08% expense ratio, compared with 0.35% for XLUI.

XLUI has the higher dividend yield at 12.81%, compared with 2.61% for FUTY.

They also come from different issuers: Fidelity and State Street. Their fees differ too: 0.08% for FUTY and 0.35% for XLUI.

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