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FUTY vs. VTI
Performance
Return for Risk
Drawdowns
Volatility
Dividends

FUTY vs. VTI

Last updated Jun 13, 2026

FUTY (Fidelity MSCI Utilities Index ETF) and VTI (Vanguard Total Stock Market ETF) are both exchange-traded funds - FUTY is a Utilities Equities fund tracking the MSCI USA IMI Utilities Index, while VTI is a Large Cap Blend Equities fund tracking the CRSP US Total Market Index. Both are passively managed. Over the past 10 years, FUTY returned 9.07%/yr vs 15.02%/yr for VTI. At a 0.39 correlation, their price movements are largely independent. FUTY charges 0.08%/yr vs 0.03%/yr for VTI.

Performance

FUTY vs. VTI - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in Fidelity MSCI Utilities Index ETF (FUTY) and Vanguard Total Stock Market ETF (VTI). The values are adjusted to include any dividend payments, if applicable.

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Returns By Period

In the year-to-date period, FUTY achieves a 4.88% return, which is significantly lower than VTI's 9.62% return. Over the past 10 years, FUTY has underperformed VTI with an annualized return of 9.07%, while VTI has yielded a comparatively higher 15.02% annualized return.

FUTY

1D
1.14%
1M
-0.35%
YTD
4.88%
6M
5.07%
1Y
11.80%
3Y*
13.69%
5Y*
9.19%
10Y*
9.07%

VTI

1D
0.57%
1M
0.45%
YTD
9.62%
6M
9.69%
1Y
24.78%
3Y*
20.60%
5Y*
12.20%
10Y*
15.02%
*Multi-year figures are annualized to reflect compound growth (CAGR)

FUTY vs. VTI - Yearly Performance Comparison

2026 (YTD)202520242023202220212020201920182017
FUTY
Fidelity MSCI Utilities Index ETF		4.88%16.40%23.20%-7.46%1.12%17.53%-0.80%24.89%4.36%12.52%
VTI
Vanguard Total Stock Market ETF		9.62%17.10%23.81%26.05%-19.52%25.68%21.08%30.67%-5.23%21.21%

Correlation

The correlation between FUTY and VTI is 0.23, which is low. Their price movements are largely independent, making them effective diversification partners.

Correlation
Correlation (1Y)
Calculated over the trailing 1-year period

0.23

Correlation (3Y)
Calculated over the trailing 3-year period

0.31

Correlation (5Y)
Calculated over the trailing 5-year period

0.39

Correlation (10Y)
Calculated over the trailing 10-year period

0.37

Correlation (All Time)
Calculated using the full available price history since Oct 24, 2013

0.39

The correlation between FUTY and VTI shifts across timeframes, from 0.23 (1 year) to 0.39 (5 years), reflecting how their relationship changes across market environments.

FUTY vs. VTI - Sectors Allocation Comparison

Sectors
FUTY
VTI

Utilities

99.2%
2.3%

Energy

0.5%
3.7%

Industrials

0.2%
9.8%

Basic Materials

-

2.0%

Communication Services

-

10.3%

Consumer Cyclical

-

10.0%

Consumer Defensive

-

4.7%

Financial Services

-

12.0%

Healthcare

-

9.2%

Real Estate

-

2.4%

Technology

-

33.5%

Utilities

FUTY
99.2%
VTI
2.3%

Energy

FUTY
0.5%
VTI
3.7%

Industrials

FUTY
0.2%
VTI
9.8%

Basic Materials

FUTY

-

VTI
2.0%

Communication Services

FUTY

-

VTI
10.3%

Consumer Cyclical

FUTY

-

VTI
10.0%

Consumer Defensive

FUTY

-

VTI
4.7%

Financial Services

FUTY

-

VTI
12.0%

Healthcare

FUTY

-

VTI
9.2%

Real Estate

FUTY

-

VTI
2.4%

Technology

FUTY

-

VTI
33.5%

Compare stocks, funds, or ETFs

Search for stocks, ETFs, and funds for a quick comparison or use the comparison tool for more options.

Fidelity MSCI Utilities Index ETF

Vanguard Total Stock Market ETF

Often compared with FUTY:
FUTY vs. VPUFUTY vs. XLUFUTY vs. FSUTXFUTY vs. UTESFUTY vs. FMATFUTY vs. VOOFUTY vs. SPLV
Often compared with VTI:
VTI vs. VOOVTI vs. VXUSVTI vs. SPYVTI vs. VTVTI vs. SCHDVTI vs. FZROXVTI vs. QQQ

Return for Risk

FUTY vs. VTI — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.
FUTY
FUTY Risk / Return Rank: 2626
Overall Rank
FUTY Sharpe Ratio Rank: 2626
Sharpe Ratio Rank
FUTY Sortino Ratio Rank: 2424
Sortino Ratio Rank
FUTY Omega Ratio Rank: 2424
Omega Ratio Rank
FUTY Calmar Ratio Rank: 3030
Calmar Ratio Rank
FUTY Martin Ratio Rank: 2424
Martin Ratio Rank
VTI
VTI Risk / Return Rank: 7070
Overall Rank
VTI Sharpe Ratio Rank: 7070
Sharpe Ratio Rank
VTI Sortino Ratio Rank: 6868
Sortino Ratio Rank
VTI Omega Ratio Rank: 6969
Omega Ratio Rank
VTI Calmar Ratio Rank: 6464
Calmar Ratio Rank
VTI Martin Ratio Rank: 7676
Martin Ratio Rank
The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

FUTY vs. VTI - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for Fidelity MSCI Utilities Index ETF (FUTY) and Vanguard Total Stock Market ETF (VTI). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.

FUTYVTIDifference
Sharpe ratioReturn per unit of total volatility
0.82
1.97

-1.15

Sortino ratioReturn per unit of downside risk
1.19
2.67

-1.48

Omega ratioGain probability vs. loss probability

1.15

1.35

-0.21

Calmar ratioReturn relative to maximum drawdown

1.33

2.79

-1.46

Martin ratioReturn relative to average drawdown

2.88

12.52

-9.64

FUTY vs. VTI - Sharpe Ratio Comparison

The current FUTY Sharpe Ratio is 0.82, which is lower than the VTI Sharpe Ratio of 1.97. The chart below compares the historical Sharpe Ratios of FUTY and VTI, calculated using daily returns over the previous 12 months. A higher Sharpe Ratio indicates better risk-adjusted performance relative to the risk-free rate.

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Drawdowns

FUTY vs. VTI - Drawdown Comparison

The maximum FUTY drawdown since its inception was -36.44%, smaller than the maximum VTI drawdown of -55.45%. Use the drawdown chart below to compare losses from any high point for FUTY and VTI.

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Drawdown Indicators

FUTYVTIDifference

Max Drawdown

Largest peak-to-trough decline

-36.44%

-55.45%

+19.01%

Max Drawdown (1Y)

Largest decline over 1 year

-8.93%

-8.92%

-0.01%

Max Drawdown (3Y)

Largest decline over 3 years

-17.35%

-19.30%

+1.95%

Max Drawdown (5Y)

Largest decline over 5 years

-25.11%

-25.36%

+0.25%

Max Drawdown (10Y)

Largest decline over 10 years

-36.44%

-35.00%

-1.44%

Current Drawdown

Current decline from peak

-5.74%

-2.14%

-3.60%

Average Drawdown

Average peak-to-trough decline

-6.03%

-8.02%

+1.99%

Ulcer Index

Depth and duration of drawdowns from previous peaks

4.11%

1.99%

+2.12%

Volatility

FUTY vs. VTI - Volatility Comparison

Fidelity MSCI Utilities Index ETF (FUTY) has a higher volatility of 5.63% compared to Vanguard Total Stock Market ETF (VTI) at 4.50%. This indicates that FUTY's price experiences larger fluctuations and is considered to be riskier than VTI based on this measure. The chart below showcases a comparison of their rolling one-month volatility.

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Volatility by Period

FUTYVTIDifference

Volatility (1M)

Calculated over the trailing 1-month period

5.63%

4.50%

+1.13%

Volatility (6M)

Calculated over the trailing 6-month period

11.54%

9.82%

+1.72%

Volatility (1Y)

Calculated over the trailing 1-year period

14.43%

12.64%

+1.79%

Volatility (5Y)

Calculated over the trailing 5-year period, annualized

17.10%

17.47%

-0.37%

Volatility (10Y)

Calculated over the trailing 10-year period, annualized

19.06%

18.33%

+0.73%

FUTY vs. VTI - Expense Ratio Comparison

FUTY has a 0.08% expense ratio, which is higher than VTI's 0.03% expense ratio. However, both funds are considered low-cost compared to the broader market, where average expense ratios usually range from 0.3% to 0.9%.

Dividends

FUTY vs. VTI - Dividend Comparison

FUTY's dividend yield for the trailing twelve months is around 2.57%, more than VTI's 1.03% yield.

PositionTTM20252024202320222021202020192018201720162015
FUTY
Fidelity MSCI Utilities Index ETF		2.57%2.67%2.96%3.31%2.72%2.70%3.07%2.82%3.11%3.03%3.35%4.33%
VTI
Vanguard Total Stock Market ETF		1.03%1.12%1.27%1.44%1.66%1.21%1.42%1.78%2.04%1.71%1.92%1.98%

Frequently Asked Questions

FUTY and VTI have a correlation of 0.23, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.

FUTY has higher volatility (5.63%) compared to VTI (4.50%). In terms of maximum drawdown, FUTY dropped -36.44% vs VTI's -55.45%.

On 10-year performance, VTI leads with 15.02% vs 9.07% for FUTY. On fees, VTI is cheaper at 0.03% per year. On volatility, VTI has been the lower-risk option at 4.50%. The better choice depends on whether you care most about return, fees, risk, or income.

Over the 10-year period, VTI has performed better with a 15.02% return vs 9.07%. Past performance does not guarantee future results, so compare this with risk, fees, and fund exposure.

VTI is cheaper with a 0.03% expense ratio, compared with 0.08% for FUTY.

FUTY has the higher dividend yield at 2.57%, compared with 1.03% for VTI.

FUTY is categorized as Utilities Equities, while VTI is Large Cap Blend Equities. FUTY tracks MSCI USA IMI Utilities Index, while VTI tracks CRSP US Total Market Index. They also come from different issuers: Fidelity and Vanguard. Their fees differ too: 0.08% for FUTY and 0.03% for VTI.

VTI currently has the higher Sharpe Ratio (1.97 vs 0.82), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.

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