FSNVX vs. VTI
Compare and contrast key facts about Fidelity Freedom 2040 Fund Class K (FSNVX) and Vanguard Total Stock Market ETF (VTI).
FSNVX is managed by Fidelity. It was launched on Jul 20, 2017. VTI is a passively managed fund by Vanguard that tracks the performance of the CRSP US Total Market Index. It was launched on Jun 27, 2016.
Performance
FSNVX vs. VTI - Performance Comparison
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FSNVX vs. VTI - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
FSNVX Fidelity Freedom 2040 Fund Class K | -2.91% | 22.12% | 16.08% | 20.08% | -18.17% | 16.62% | 18.44% | 25.49% | -8.87% | 7.42% |
VTI Vanguard Total Stock Market ETF | -3.29% | 17.10% | 23.81% | 26.05% | -19.52% | 25.68% | 21.08% | 30.67% | -5.23% | 8.74% |
Returns By Period
In the year-to-date period, FSNVX achieves a -2.91% return, which is significantly higher than VTI's -3.29% return.
FSNVX
- 1D
- -0.23%
- 1M
- -7.74%
- YTD
- -2.91%
- 6M
- 0.12%
- 1Y
- 17.65%
- 3Y*
- 15.60%
- 5Y*
- 8.33%
- 10Y*
- —
VTI
- 1D
- 0.76%
- 1M
- -4.38%
- YTD
- -3.29%
- 6M
- -1.26%
- 1Y
- 18.60%
- 3Y*
- 18.14%
- 5Y*
- 10.63%
- 10Y*
- 13.69%
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FSNVX vs. VTI - Expense Ratio Comparison
FSNVX has a 0.65% expense ratio, which is higher than VTI's 0.03% expense ratio.
Return for Risk
FSNVX vs. VTI — Risk / Return Rank
FSNVX
VTI
FSNVX vs. VTI - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Fidelity Freedom 2040 Fund Class K (FSNVX) and Vanguard Total Stock Market ETF (VTI). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| FSNVX | VTI | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 1.26 | 0.98 | +0.28 |
Sortino ratioReturn per unit of downside risk | 1.80 | 1.52 | +0.28 |
Omega ratioGain probability vs. loss probability | 1.27 | 1.23 | +0.04 |
Calmar ratioReturn relative to maximum drawdown | 1.52 | 1.54 | -0.03 |
Martin ratioReturn relative to average drawdown | 6.95 | 7.30 | -0.36 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
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Sharpe Ratios by Period
| FSNVX | VTI | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 1.26 | 0.98 | +0.28 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.59 | 0.61 | -0.03 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | — | 0.75 | — |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.64 | 0.48 | +0.17 |
Correlation
The correlation between FSNVX and VTI is 0.93, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.
Dividends
FSNVX vs. VTI - Dividend Comparison
FSNVX's dividend yield for the trailing twelve months is around 5.23%, more than VTI's 1.17% yield.
| TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
FSNVX Fidelity Freedom 2040 Fund Class K | 5.23% | 5.08% | 5.22% | 1.85% | 12.39% | 12.13% | 5.74% | 6.76% | 8.06% | 3.10% | 0.00% | 0.00% |
VTI Vanguard Total Stock Market ETF | 1.17% | 1.12% | 1.27% | 1.44% | 1.66% | 1.21% | 1.42% | 1.78% | 2.04% | 1.71% | 1.92% | 1.98% |
Drawdowns
FSNVX vs. VTI - Drawdown Comparison
The maximum FSNVX drawdown since its inception was -30.96%, smaller than the maximum VTI drawdown of -55.45%. Use the drawdown chart below to compare losses from any high point for FSNVX and VTI.
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Drawdown Indicators
| FSNVX | VTI | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -30.96% | -55.45% | +24.49% |
Max Drawdown (1Y)Largest decline over 1 year | -10.33% | -12.30% | +1.97% |
Max Drawdown (5Y)Largest decline over 5 years | -27.21% | -25.36% | -1.85% |
Max Drawdown (10Y)Largest decline over 10 years | — | -35.00% | — |
Current DrawdownCurrent decline from peak | -8.71% | -5.54% | -3.17% |
Average DrawdownAverage peak-to-trough decline | -5.67% | -8.08% | +2.41% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 2.34% | 2.60% | -0.26% |
Volatility
FSNVX vs. VTI - Volatility Comparison
The current volatility for Fidelity Freedom 2040 Fund Class K (FSNVX) is 5.11%, while Vanguard Total Stock Market ETF (VTI) has a volatility of 5.48%. This indicates that FSNVX experiences smaller price fluctuations and is considered to be less risky than VTI based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| FSNVX | VTI | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 5.11% | 5.48% | -0.37% |
Volatility (6M)Calculated over the trailing 6-month period | 8.52% | 9.75% | -1.23% |
Volatility (1Y)Calculated over the trailing 1-year period | 14.43% | 19.02% | -4.59% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 14.25% | 17.41% | -3.16% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 15.66% | 18.29% | -2.63% |