FSKAX vs. VTTVX
FSKAX (Fidelity Total Market Index Fund) and VTTVX (Vanguard Target Retirement 2025 Fund) are both mutual funds - FSKAX is a Large Cap Blend Equities fund managed by Fidelity, while VTTVX is a Diversified Portfolio fund managed by Vanguard. Over the past 10 years, FSKAX returned 14.91%/yr vs 7.98%/yr for VTTVX. Their correlation of 0.94 suggests significant overlap in exposure. FSKAX charges 0.01%/yr vs 0.08%/yr for VTTVX.
Performance
FSKAX vs. VTTVX - Performance Comparison
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Returns By Period
In the year-to-date period, FSKAX achieves a 9.19% return, which is significantly higher than VTTVX's 5.56% return. Over the past 10 years, FSKAX has outperformed VTTVX with an annualized return of 14.91%, while VTTVX has yielded a comparatively lower 7.98% annualized return.
FSKAX
- 1D
- 1.89%
- 1M
- -0.76%
- YTD
- 9.19%
- 6M
- 9.26%
- 1Y
- 25.69%
- 3Y*
- 20.78%
- 5Y*
- 12.13%
- 10Y*
- 14.91%
VTTVX
- 1D
- 1.40%
- 1M
- 0.05%
- YTD
- 5.56%
- 6M
- 6.18%
- 1Y
- 15.21%
- 3Y*
- 12.18%
- 5Y*
- 5.66%
- 10Y*
- 7.98%
FSKAX vs. VTTVX - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
FSKAX Fidelity Total Market Index Fund | 9.19% | 17.06% | 23.89% | 26.12% | -19.53% | 25.66% | 20.79% | 30.92% | -5.32% | 20.85% |
VTTVX Vanguard Target Retirement 2025 Fund | 5.56% | 14.63% | 9.23% | 14.76% | -15.57% | 9.78% | 13.31% | 19.63% | -5.14% | 13.68% |
Correlation
The correlation between FSKAX and VTTVX is 0.93, indicating a strong positive relationship between their price movements. Combining them offers limited diversification - they tend to fall together during downturns.
| Correlation | |
|---|---|
Correlation (1Y) Calculated over the trailing 1-year period | 0.93 |
Correlation (3Y) Calculated over the trailing 3-year period | 0.91 |
Correlation (5Y) Calculated over the trailing 5-year period | 0.92 |
Correlation (10Y) Calculated over the trailing 10-year period | 0.93 |
Correlation (All Time) Calculated using the full available price history since Sep 8, 2011 | 0.94 |
The correlation between FSKAX and VTTVX has been stable across timeframes, ranging from 0.91 to 0.94 - a consistent structural relationship.
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Return for Risk
FSKAX vs. VTTVX — Risk / Return Rank
FSKAX
VTTVX
FSKAX vs. VTTVX - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Fidelity Total Market Index Fund (FSKAX) and Vanguard Target Retirement 2025 Fund (VTTVX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| FSKAX | VTTVX | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | -0.11 | ||
| Sortino ratioReturn per unit of downside risk | -0.28 | ||
| Omega ratioGain probability vs. loss probability | 1.35 | 1.39 | -0.04 |
| Calmar ratioReturn relative to maximum drawdown | 2.77 | 2.66 | +0.11 |
| Martin ratioReturn relative to average drawdown | 12.40 | 11.38 | +1.02 |
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Drawdowns
FSKAX vs. VTTVX - Drawdown Comparison
The maximum FSKAX drawdown since its inception was -35.01%, smaller than the maximum VTTVX drawdown of -46.03%. Use the drawdown chart below to compare losses from any high point for FSKAX and VTTVX.
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Drawdown Indicators
| FSKAX | VTTVX | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -35.01% | -46.03% | +11.02% |
Max Drawdown (1Y)Largest decline over 1 year | -8.92% | -5.57% | -3.35% |
Max Drawdown (3Y)Largest decline over 3 years | -19.43% | -7.84% | -11.59% |
Max Drawdown (5Y)Largest decline over 5 years | -25.39% | -21.52% | -3.87% |
Max Drawdown (10Y)Largest decline over 10 years | -35.01% | -22.51% | -12.50% |
Current DrawdownCurrent decline from peak | -2.58% | -1.17% | -1.41% |
Average DrawdownAverage peak-to-trough decline | -4.01% | -5.05% | +1.04% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 1.99% | 1.30% | +0.69% |
Volatility
FSKAX vs. VTTVX - Volatility Comparison
Fidelity Total Market Index Fund (FSKAX) has a higher volatility of 4.64% compared to Vanguard Target Retirement 2025 Fund (VTTVX) at 3.03%. This indicates that FSKAX's price experiences larger fluctuations and is considered to be riskier than VTTVX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| FSKAX | VTTVX | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 4.64% | 3.03% | +1.61% |
Volatility (6M)Calculated over the trailing 6-month period | 9.99% | 6.01% | +3.98% |
Volatility (1Y)Calculated over the trailing 1-year period | 12.79% | 7.23% | +5.56% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 17.49% | 9.14% | +8.35% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 18.49% | 9.96% | +8.53% |
FSKAX vs. VTTVX - Expense Ratio Comparison
FSKAX has a 0.02% expense ratio, which is lower than VTTVX's 0.08% expense ratio. Despite the difference, both funds are considered low-cost compared to the broader market, where average expense ratios usually range from 0.3% to 0.9%.
Dividends
FSKAX vs. VTTVX - Dividend Comparison
FSKAX's dividend yield for the trailing twelve months is around 0.96%, less than VTTVX's 7.00% yield.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
FSKAX Fidelity Total Market Index Fund | 0.96% | 1.01% | 1.19% | 1.41% | 1.62% | 1.15% | 1.45% | 1.94% | 2.54% | 2.07% | 2.43% | 0.82% |
VTTVX Vanguard Target Retirement 2025 Fund | 7.00% | 7.38% | 7.63% | 3.96% | 2.96% | 16.28% | 4.35% | 2.57% | 3.14% | 0.47% | 2.68% | 4.98% |
Frequently Asked Questions
With a correlation of 0.93, FSKAX and VTTVX move almost identically. Holding both adds very little diversification - you're essentially doubling your position in the same market segment. Choosing one is usually more capital-efficient.
FSKAX has higher volatility (4.64%) compared to VTTVX (3.03%). In terms of maximum drawdown, FSKAX dropped -35.01% vs VTTVX's -46.03%.
VTTVX currently has the higher Sharpe Ratio (2.05 vs 1.93), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
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