FSBW vs. FINW
FSBW (FS Bancorp, Inc.) and FINW (FinWise Bancorp) are both stocks. Both operate in the Banks - Regional industry within the Financial Services sector. Over the past 3 years, FSBW returned 15.21%/yr vs 16.03%/yr for FINW. At a 0.24 correlation, their price movements are largely independent.
Performance
FSBW vs. FINW - Performance Comparison
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Returns By Period
In the year-to-date period, FSBW achieves a 2.94% return, which is significantly higher than FINW's -21.63% return.
FSBW
- 1D
- 0.26%
- 1M
- 1.95%
- YTD
- 2.94%
- 6M
- 0.00%
- 1Y
- 13.30%
- 3Y*
- 15.21%
- 5Y*
- 6.54%
- 10Y*
- 15.01%
FINW
- 1D
- -0.85%
- 1M
- 1.52%
- YTD
- -21.63%
- 6M
- -22.45%
- 1Y
- -0.64%
- 3Y*
- 16.03%
- 5Y*
- —
- 10Y*
- —
FSBW vs. FINW - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | |
|---|---|---|---|---|---|---|
FSBW FS Bancorp, Inc. | 2.94% | 3.75% | 14.30% | 14.11% | 2.42% | -6.45% |
FINW FinWise Bancorp | -21.63% | 12.27% | 11.67% | 54.54% | -32.85% | 10.32% |
Correlation
The correlation between FSBW and FINW is 0.35, which is low. Their price movements are largely independent, making them effective diversification partners.
| Correlation | |
|---|---|
Correlation (1Y) Calculated over the trailing 1-year period | 0.35 |
Correlation (3Y) Calculated over the trailing 3-year period | 0.30 |
Correlation (All Time) Calculated using the full available price history since Nov 19, 2021 | 0.24 |
The correlation between FSBW and FINW shifts across timeframes, from 0.24 (all time) to 0.35 (1 year), reflecting how their relationship changes across market environments.
Fundamentals
FSBW:
$5.75
FINW:
$1.15
FSBW:
7.27
FINW:
12.22
FSBW:
1.12
FINW:
1.21
FSBW:
$215.48M
FINW:
$157.91M
FSBW:
$110.78M
FINW:
$73.09M
FSBW:
$43.16M
FINW:
$19.60M
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Return for Risk
FSBW vs. FINW — Risk / Return Rank
FSBW
FINW
FSBW vs. FINW - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for FS Bancorp, Inc. (FSBW) and FinWise Bancorp (FINW). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| FSBW | FINW | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | +0.49 | ||
| Sortino ratioReturn per unit of downside risk | +0.70 | ||
| Omega ratioGain probability vs. loss probability | 1.10 | 1.03 | +0.08 |
| Calmar ratioReturn relative to maximum drawdown | 0.89 | -0.02 | +0.90 |
| Martin ratioReturn relative to average drawdown | 2.04 | -0.03 | +2.07 |
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Drawdowns
FSBW vs. FINW - Drawdown Comparison
The maximum FSBW drawdown since its inception was -53.96%, smaller than the maximum FINW drawdown of -63.35%. Use the drawdown chart below to compare losses from any high point for FSBW and FINW.
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Drawdown Indicators
| FSBW | FINW | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -53.96% | -63.35% | +9.39% |
Max Drawdown (1Y)Largest decline over 1 year | -15.02% | -42.29% | +27.27% |
Max Drawdown (3Y)Largest decline over 3 years | -26.09% | -42.29% | +16.20% |
Max Drawdown (5Y)Largest decline over 5 years | -28.66% | — | — |
Max Drawdown (10Y)Largest decline over 10 years | -53.96% | — | — |
Current DrawdownCurrent decline from peak | -10.18% | -37.48% | +27.30% |
Average DrawdownAverage peak-to-trough decline | -10.53% | -36.17% | +25.64% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 6.53% | 22.42% | -15.89% |
Volatility
FSBW vs. FINW - Volatility Comparison
The current volatility for FS Bancorp, Inc. (FSBW) is 8.45%, while FinWise Bancorp (FINW) has a volatility of 9.16%. This indicates that FSBW experiences smaller price fluctuations and is considered to be less risky than FINW based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| FSBW | FINW | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 8.45% | 9.16% | -0.71% |
Volatility (6M)Calculated over the trailing 6-month period | 19.14% | 23.54% | -4.40% |
Volatility (1Y)Calculated over the trailing 1-year period | 28.19% | 36.20% | -8.01% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 29.40% | 38.70% | -9.30% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 33.74% | 38.70% | -4.96% |
Dividends
FSBW vs. FINW - Dividend Comparison
FSBW's dividend yield for the trailing twelve months is around 3.25%, while FINW has not paid dividends to shareholders.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
FINW FinWise Bancorp | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
FSBW FS Bancorp, Inc. | 3.25% | 3.25% | 2.58% | 2.71% | 2.69% | 1.65% | 1.53% | 1.02% | 1.24% | 0.79% | 1.03% | 1.04% |
Financials
FSBW vs. FINW - Financials Comparison
This section allows you to compare key financial metrics between FS Bancorp, Inc. and FinWise Bancorp. You can select fields from income statements, balance sheets, and cash flow statements to easily visualize and compare the financial health of both companies.
Total Revenue: Total amount of money received from sales and other business activities
FSBW vs. FINW - Profitability Comparison
FSBW - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2026, FS Bancorp, Inc. reported a gross profit of 0.00 and revenue of 49.33M. Therefore, the gross margin over that period was 0.0%.
FINW - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2026, FinWise Bancorp reported a gross profit of 0.00 and revenue of 33.54M. Therefore, the gross margin over that period was 0.0%.
FSBW - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2026, FS Bancorp, Inc. reported an operating income of 0.00 and revenue of 49.33M, resulting in an operating margin of 0.0%.
FINW - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2026, FinWise Bancorp reported an operating income of 0.00 and revenue of 33.54M, resulting in an operating margin of 0.0%.
FSBW - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2026, FS Bancorp, Inc. reported a net income of 7.83M and revenue of 49.33M, resulting in a net margin of 15.9%.
FINW - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2026, FinWise Bancorp reported a net income of 2.74M and revenue of 33.54M, resulting in a net margin of 8.2%.
Frequently Asked Questions
FSBW and FINW have a correlation of 0.35, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
FINW has higher volatility (9.16%) compared to FSBW (8.45%). In terms of maximum drawdown, FSBW dropped -53.96% vs FINW's -63.35%.
FSBW currently has the higher Sharpe Ratio (0.47 vs -0.02), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
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