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FS Bancorp, Inc. (FSBW)
Performance
Risk-Adjusted Performance
Dividends
Drawdowns
Volatility
Financials

Company Info

ISIN

US30263Y1047

CUSIP

30263Y104

IPO Date

Jul 10, 2012

Highlights

Market Cap

$303.05M

EPS (TTM)

$4.22

PE Ratio

9.12

Total Revenue (TTM)

$186.86M

Gross Profit (TTM)

$118.08M

EBITDA (TTM)

$4.49M

Year Range

$30.65 - $48.47

Target Price

$43.50

Short %

0.89%

Short Ratio

2.88

Share Price Chart


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FS Bancorp, Inc.

Performance

Performance Chart


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S&P 500

Returns By Period

FS Bancorp, Inc. (FSBW) returned -3.59% year-to-date (YTD) and 24.03% over the past 12 months. Over the past 10 years, FSBW delivered an annualized return of 15.62%, outperforming the S&P 500 benchmark at 10.84%.


FSBW

YTD

-3.59%

1M

0.17%

6M

-16.87%

1Y

24.03%

3Y*

11.96%

5Y*

15.86%

10Y*

15.62%

^GSPC (Benchmark)

YTD

0.52%

1M

6.32%

6M

-1.44%

1Y

12.25%

3Y*

12.45%

5Y*

14.20%

10Y*

10.84%

*Annualized

Monthly Returns

The table below presents the monthly returns of FSBW, with color gradation from worst to best to easily spot seasonal factors. Returns are adjusted for dividends.


JanFebMarAprMayJunJulAugSepOctNovDecTotal
2025-1.51%-1.88%-3.55%2.87%0.56%-3.59%
2024-0.38%-8.64%4.02%-10.20%6.07%11.16%20.80%0.21%1.51%-1.64%9.61%-13.92%14.30%
20237.51%0.62%-16.48%-0.33%-4.22%5.88%3.09%-3.60%-0.51%-2.14%6.03%21.78%14.11%
2022-1.22%-3.03%-3.19%-5.19%3.28%-5.09%4.67%-0.48%-8.25%6.35%18.76%-2.22%1.72%
2021-2.15%13.57%10.84%1.71%4.55%0.13%-2.21%-1.75%1.29%-0.43%-5.40%3.60%24.53%
2020-14.22%-12.33%-24.67%16.53%1.24%-8.69%-1.48%4.84%3.48%12.95%16.05%2.43%-12.42%
201913.22%7.12%-2.64%2.40%-8.52%10.01%-4.95%-1.51%8.47%9.43%4.42%6.71%50.66%
20185.09%-5.13%-1.47%7.89%0.90%8.86%-2.97%-4.74%-4.47%-18.99%6.34%-10.41%-20.65%
2017-0.56%6.24%-1.45%16.66%1.86%-1.08%3.59%10.61%3.24%5.09%5.22%-4.26%53.26%
2016-4.79%-1.12%3.24%-0.12%-0.72%1.89%5.72%4.89%4.21%1.92%15.33%5.12%40.21%
20151.37%4.66%0.31%3.67%6.21%5.64%3.30%0.55%1.42%8.61%1.80%-0.02%44.15%
20140.00%-1.45%-2.97%0.98%4.19%1.52%-0.86%0.93%-1.44%0.47%1.64%4.89%7.87%
Go deeper with the Portfolio Analysis tool — backtest performance, assess risk, compare to benchmarks, and more

Risk-Adjusted Performance

Risk-Adjusted Performance Rank

The current rank of FSBW is 71, indicating average performance compared to other stocks on our website. Here’s a breakdown of how it compares using common performance measures.


The Risk-Adjusted Performance Rank of FSBW is 7171
Overall Rank
The Sharpe Ratio Rank of FSBW is 7474
Sharpe Ratio Rank
The Sortino Ratio Rank of FSBW is 6868
Sortino Ratio Rank
The Omega Ratio Rank of FSBW is 6363
Omega Ratio Rank
The Calmar Ratio Rank of FSBW is 8080
Calmar Ratio Rank
The Martin Ratio Rank of FSBW is 6969
Martin Ratio Rank
The risk-adjusted ranks indicate the investment's position relative to the market. A rank closer to 100 signifies top-performing investments, while a rank closer to 0 might suggest underperformance, based on the selected ratio. The values are calculated based on the past 12 months of returns.

Risk-Adjusted Performance Indicators

The charts below present risk-adjusted performance metrics for FS Bancorp, Inc. (FSBW) and compare them to a chosen benchmark (^GSPC). These indicators evaluate an investment's returns against its associated risks.


The Sharpe ratio helps investors understand how much return they're getting for the level of risk taken. A higher Sharpe ratio indicates better risk-adjusted performance, meaning more reward for each unit of risk.

FS Bancorp, Inc. Sharpe ratios as of May 30, 2025 (values are recalculated daily):

  • 1-Year: 0.69
  • 5-Year: 0.49
  • 10-Year: 0.47
  • All Time: 0.64

These values reflect how efficiently the investment has delivered returns relative to its volatility over different time periods. All figures are annualized and based on daily total returns (including price changes and dividends).

The chart below shows the rolling Sharpe ratio of FS Bancorp, Inc. compared to the selected benchmark. This view highlights how the investment's risk-adjusted performance has changed over time.


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Go to the full Sharpe Ratio tool to analyze any stock or portfolio. Customize time frames, set your own risk-free rate, and more

Dividends

Dividend History

FS Bancorp, Inc. provided a 2.82% dividend yield over the last twelve months, with an annual payout of $1.10 per share. The company has been increasing its dividends for 11 consecutive years.


1.00%1.50%2.00%2.50%$0.00$0.20$0.40$0.60$0.80$1.0020142015201620172018201920202021202220232024
Dividends
Dividend Yield
PeriodTTM20242023202220212020201920182017201620152014
Dividend$1.10$1.06$1.00$0.70$0.49$0.42$0.33$0.27$0.22$0.19$0.14$0.12

Dividend yield

2.82%2.58%2.71%2.09%1.44%1.53%1.02%1.24%0.79%1.03%1.04%1.26%

Monthly Dividends

The table displays the monthly dividend distributions for FS Bancorp, Inc.. The dividends shown in the table have been adjusted to account for any splits that may have occurred.


JanFebMarAprMayJunJulAugSepOctNovDecTotal
2025$0.00$0.28$0.00$0.00$0.28$0.56
2024$0.00$0.26$0.00$0.00$0.26$0.00$0.00$0.27$0.00$0.00$0.27$0.00$1.06
2023$0.00$0.25$0.00$0.00$0.25$0.00$0.00$0.25$0.00$0.00$0.25$0.00$1.00
2022$0.00$0.20$0.00$0.00$0.10$0.00$0.00$0.20$0.00$0.00$0.20$0.00$0.70
2021$0.00$0.13$0.00$0.00$0.14$0.00$0.07$0.00$0.00$0.00$0.15$0.00$0.49
2020$0.00$0.11$0.00$0.00$0.11$0.00$0.00$0.11$0.00$0.00$0.11$0.00$0.42
2019$0.00$0.08$0.00$0.00$0.08$0.00$0.00$0.08$0.00$0.10$0.00$0.00$0.33
2018$0.00$0.06$0.00$0.07$0.00$0.00$0.00$0.07$0.00$0.00$0.07$0.00$0.27
2017$0.00$0.05$0.00$0.00$0.06$0.00$0.00$0.06$0.00$0.00$0.06$0.00$0.22
2016$0.00$0.04$0.00$0.00$0.05$0.00$0.00$0.05$0.00$0.00$0.05$0.00$0.19
2015$0.00$0.03$0.00$0.00$0.04$0.00$0.00$0.04$0.00$0.00$0.04$0.00$0.14
2014$0.03$0.00$0.00$0.03$0.00$0.00$0.03$0.00$0.00$0.03$0.00$0.12

Dividend Yield & Payout


Dividend Yield

FS Bancorp, Inc. has a dividend yield of 2.82%, which is quite average when compared to the overall market.

Payout Ratio

FS Bancorp, Inc. has a payout ratio of 25.49%, which is quite average when compared to the overall market. This suggests that FS Bancorp, Inc. strikes a balance between reinvesting profits for growth and paying dividends to shareholders.

Drawdowns

Drawdowns Chart

The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.


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Worst Drawdowns

The table below displays the maximum drawdowns of the FS Bancorp, Inc.. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.

The maximum drawdown for the FS Bancorp, Inc. was 53.96%, occurring on Mar 20, 2020. Recovery took 237 trading sessions.

The current FS Bancorp, Inc. drawdown is 18.92%.


Depth

Start

To Bottom

Bottom

To Recover

End

Total

-53.96%Jul 11, 2018427Mar 20, 2020237Mar 1, 2021664
-28.66%Feb 17, 202347Apr 26, 2023161Dec 14, 2023208
-26.09%Nov 12, 202497Apr 3, 2025
-24.99%Nov 8, 2021234Oct 12, 202275Jan 31, 2023309
-18.08%Dec 27, 202377Apr 17, 202459Jul 12, 2024136
Go to the full Drawdowns tool for more analysis options, including inflation-adjusted drawdowns, and more

Volatility

Volatility Chart

The chart below shows the rolling one-month volatility.


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Financials

Financial Performance

The chart below illustrates the trends in the financial health of FS Bancorp, Inc. over time, highlighting three key metrics: Total Revenue, Earnings Before Interest and Taxes (EBIT), and Net Income.


Annual
Quarterly

0.0

Earnings Per Share

The chart presents the Earnings Per Share (EPS) performance of FS Bancorp, Inc., comparing actual results with analytics estimates. The company met analyst expectations for EPS in the past quarter.


0.600.801.001.201.4020212022202320242025
0.93
0.93
Actual
Estimate

Valuation

The Valuation section provides an overview of how FS Bancorp, Inc. is priced in the market compared to other companies in the Banks - Regional industry. It includes key financial ratios that help investors assess whether the stock is undervalued or overvalued.


PE Ratio

The chart displays the Price-to-Earnings (P/E) ratio for FSBW, comparing it with other companies in the Banks - Regional industry. Currently, FSBW has a P/E ratio of 9.1. This P/E ratio is in line with the industry average, suggesting the stock may be fairly valued relative to its earnings.

PEG Ratio

The chart shows the Price/Earnings to Growth (PEG) ratio for FSBW compared to other companies in the Banks - Regional industry. FSBW currently has a PEG ratio of 0.0. This PEG ratio is low compared to industry peers, which could indicate the stock is undervalued relative to its expected growth.

PS Ratio

This chart shows the Price-to-Sales (P/S) ratio for FSBW relative to other companies in the Banks - Regional industry. Currently, FSBW has a P/S ratio of 2.2. This P/S ratio falls within the average range for the industry, suggesting the stock is fairly valued based on its revenue.

PB Ratio

The chart illustrates the Price-to-Book (P/B) ratio for FSBW in comparison with other companies in the Banks - Regional industry. Currently, FSBW has a P/B value of 1.0. This P/B ratio is in line with the industry average, suggesting the stock is valued fairly in relation to its book value.

Income Statement



TTM
Revenue

Total Revenue

Cost Of Revenue

Gross Profit

Operating Expenses

Selling, General & Admin Expenses

R&D Expenses

Depreciation And Amortization

Total Operating Expenses

Income

Income Before Tax

Operating Income

EBITDA

EBIT

Earnings From Continuing Operations

Net Income

Income Tax Expense

Other Non-Operating Income (Expenses)

Extraordinary Items

Discontinued Operations

Effect Of Accounting Charges

Non Recurring

Minority Interest

Other Items

Interest Income

Interest Expense

Net Interest Income

Values in undefined except per share items