FRBAX vs. FLC
Compare and contrast key facts about John Hancock Regional Bank Fund (FRBAX) and Flaherty & Crumrine Total Return Fund Inc (FLC).
FRBAX is managed by John Hancock. It was launched on Jan 3, 1992. FLC is an actively managed fund by Flaherty & Crumrine. It was launched on Aug 29, 2003.
Performance
FRBAX vs. FLC - Performance Comparison
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FRBAX vs. FLC - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
FRBAX John Hancock Regional Bank Fund | -1.16% | 11.07% | 22.54% | -1.93% | -12.25% | 40.51% | -10.11% | 27.60% | -17.61% | 10.32% |
FLC Flaherty & Crumrine Total Return Fund Inc | -3.43% | 12.38% | 23.05% | -0.83% | -25.11% | 2.82% | 14.12% | 38.65% | -14.14% | 17.00% |
Returns By Period
In the year-to-date period, FRBAX achieves a -1.16% return, which is significantly higher than FLC's -3.43% return. Over the past 10 years, FRBAX has outperformed FLC with an annualized return of 9.54%, while FLC has yielded a comparatively lower 5.33% annualized return.
FRBAX
- 1D
- 0.67%
- 1M
- -3.51%
- YTD
- -1.16%
- 6M
- 3.72%
- 1Y
- 16.32%
- 3Y*
- 17.82%
- 5Y*
- 4.96%
- 10Y*
- 9.54%
FLC
- 1D
- 1.59%
- 1M
- -5.90%
- YTD
- -3.43%
- 6M
- -3.32%
- 1Y
- 6.24%
- 3Y*
- 11.79%
- 5Y*
- -0.62%
- 10Y*
- 5.33%
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FRBAX vs. FLC - Expense Ratio Comparison
FRBAX has a 1.22% expense ratio, which is lower than FLC's 1.64% expense ratio.
Return for Risk
FRBAX vs. FLC — Risk / Return Rank
FRBAX
FLC
FRBAX vs. FLC - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for John Hancock Regional Bank Fund (FRBAX) and Flaherty & Crumrine Total Return Fund Inc (FLC). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| FRBAX | FLC | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 0.67 | 0.55 | +0.12 |
Sortino ratioReturn per unit of downside risk | 1.04 | 0.75 | +0.29 |
Omega ratioGain probability vs. loss probability | 1.15 | 1.14 | +0.01 |
Calmar ratioReturn relative to maximum drawdown | 1.02 | 0.70 | +0.32 |
Martin ratioReturn relative to average drawdown | 2.64 | 2.71 | -0.07 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
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Sharpe Ratios by Period
| FRBAX | FLC | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 0.67 | 0.55 | +0.12 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.19 | -0.04 | +0.23 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | 0.33 | 0.24 | +0.08 |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.39 | 0.28 | +0.11 |
Correlation
The correlation between FRBAX and FLC is 0.26, which is considered to be low. This implies their price changes are not closely related. A low correlation is generally favorable for portfolio diversification, as it helps to reduce overall risk by spreading it across multiple assets with different performance patterns.
Dividends
FRBAX vs. FLC - Dividend Comparison
FRBAX's dividend yield for the trailing twelve months is around 8.90%, more than FLC's 7.36% yield.
| TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
FRBAX John Hancock Regional Bank Fund | 8.90% | 8.82% | 9.72% | 2.65% | 5.83% | 5.26% | 2.43% | 1.75% | 1.92% | 1.76% | 2.94% | 4.42% |
FLC Flaherty & Crumrine Total Return Fund Inc | 7.36% | 6.81% | 6.62% | 7.38% | 8.95% | 6.86% | 6.27% | 6.31% | 8.34% | 7.22% | 8.20% | 8.51% |
Drawdowns
FRBAX vs. FLC - Drawdown Comparison
The maximum FRBAX drawdown since its inception was -67.55%, smaller than the maximum FLC drawdown of -76.79%. Use the drawdown chart below to compare losses from any high point for FRBAX and FLC.
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Drawdown Indicators
| FRBAX | FLC | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -67.55% | -76.79% | +9.24% |
Max Drawdown (1Y)Largest decline over 1 year | -14.22% | -8.69% | -5.53% |
Max Drawdown (5Y)Largest decline over 5 years | -46.15% | -40.14% | -6.01% |
Max Drawdown (10Y)Largest decline over 10 years | -52.24% | -55.27% | +3.03% |
Current DrawdownCurrent decline from peak | -12.05% | -6.77% | -5.28% |
Average DrawdownAverage peak-to-trough decline | -12.32% | -10.92% | -1.40% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 5.51% | 2.26% | +3.25% |
Volatility
FRBAX vs. FLC - Volatility Comparison
John Hancock Regional Bank Fund (FRBAX) has a higher volatility of 4.65% compared to Flaherty & Crumrine Total Return Fund Inc (FLC) at 4.25%. This indicates that FRBAX's price experiences larger fluctuations and is considered to be riskier than FLC based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| FRBAX | FLC | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 4.65% | 4.25% | +0.40% |
Volatility (6M)Calculated over the trailing 6-month period | 16.26% | 5.78% | +10.48% |
Volatility (1Y)Calculated over the trailing 1-year period | 25.52% | 11.34% | +14.18% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 26.63% | 14.23% | +12.40% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 29.30% | 22.06% | +7.24% |