FLC vs. SFPAX
Compare and contrast key facts about Flaherty & Crumrine Total Return Fund Inc (FLC) and Saratoga Financial Service Fund (SFPAX).
FLC is an actively managed fund by Flaherty & Crumrine. It was launched on Aug 29, 2003. SFPAX is managed by BlackRock. It was launched on Aug 1, 2000.
Performance
FLC vs. SFPAX - Performance Comparison
Loading graphics...
FLC vs. SFPAX - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
FLC Flaherty & Crumrine Total Return Fund Inc | -3.43% | 12.38% | 23.05% | -0.83% | -25.11% | 2.82% | 14.12% | 38.65% | -14.14% | 17.00% |
SFPAX Saratoga Financial Service Fund | 0.00% | 7.00% | 26.05% | 10.58% | -14.36% | 31.17% | -5.81% | 29.63% | -19.23% | 19.28% |
Returns By Period
Over the past 10 years, FLC has underperformed SFPAX with an annualized return of 5.33%, while SFPAX has yielded a comparatively higher 9.11% annualized return.
FLC
- 1D
- 1.59%
- 1M
- -5.90%
- YTD
- -3.43%
- 6M
- -3.32%
- 1Y
- 6.24%
- 3Y*
- 11.79%
- 5Y*
- -0.62%
- 10Y*
- 5.33%
SFPAX
- 1D
- 0.00%
- 1M
- 0.00%
- YTD
- 0.00%
- 6M
- -1.78%
- 1Y
- 7.00%
- 3Y*
- 16.47%
- 5Y*
- 7.56%
- 10Y*
- 9.11%
Compare stocks, funds, or ETFs
Search for stocks, ETFs, and funds for a quick comparison or use the comparison tool for more options.
FLC vs. SFPAX - Expense Ratio Comparison
FLC has a 1.64% expense ratio, which is lower than SFPAX's 3.81% expense ratio.
Return for Risk
FLC vs. SFPAX — Risk / Return Rank
FLC
SFPAX
FLC vs. SFPAX - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Flaherty & Crumrine Total Return Fund Inc (FLC) and Saratoga Financial Service Fund (SFPAX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| FLC | SFPAX | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 0.55 | 0.49 | +0.06 |
Sortino ratioReturn per unit of downside risk | 0.75 | 0.76 | -0.01 |
Omega ratioGain probability vs. loss probability | 1.14 | 1.14 | -0.01 |
Calmar ratioReturn relative to maximum drawdown | 0.70 | 0.55 | +0.15 |
Martin ratioReturn relative to average drawdown | 2.71 | 2.39 | +0.32 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
Loading graphics...
Sharpe Ratios by Period
| FLC | SFPAX | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 0.55 | 0.49 | +0.06 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | -0.04 | 0.40 | -0.45 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | 0.24 | 0.41 | -0.16 |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.28 | 0.14 | +0.14 |
Correlation
The correlation between FLC and SFPAX is 0.30, which is considered to be low. This implies their price changes are not closely related. A low correlation is generally favorable for portfolio diversification, as it helps to reduce overall risk by spreading it across multiple assets with different performance patterns.
Dividends
FLC vs. SFPAX - Dividend Comparison
FLC's dividend yield for the trailing twelve months is around 7.36%, while SFPAX has not paid dividends to shareholders.
| TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
FLC Flaherty & Crumrine Total Return Fund Inc | 7.36% | 6.81% | 6.62% | 7.38% | 8.95% | 6.86% | 6.27% | 6.31% | 8.34% | 7.22% | 8.20% | 8.51% |
SFPAX Saratoga Financial Service Fund | 0.00% | 0.00% | 5.91% | 5.05% | 5.71% | 5.03% | 4.18% | 7.10% | 22.58% | 0.00% | 0.00% | 0.00% |
Drawdowns
FLC vs. SFPAX - Drawdown Comparison
The maximum FLC drawdown since its inception was -76.79%, which is greater than SFPAX's maximum drawdown of -71.98%. Use the drawdown chart below to compare losses from any high point for FLC and SFPAX.
Loading graphics...
Drawdown Indicators
| FLC | SFPAX | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -76.79% | -71.98% | -4.81% |
Max Drawdown (1Y)Largest decline over 1 year | -8.69% | -13.17% | +4.48% |
Max Drawdown (5Y)Largest decline over 5 years | -40.14% | -27.51% | -12.63% |
Max Drawdown (10Y)Largest decline over 10 years | -55.27% | -45.64% | -9.63% |
Current DrawdownCurrent decline from peak | -6.77% | -2.65% | -4.12% |
Average DrawdownAverage peak-to-trough decline | -10.92% | -21.06% | +10.14% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 2.26% | 3.15% | -0.89% |
Volatility
FLC vs. SFPAX - Volatility Comparison
Flaherty & Crumrine Total Return Fund Inc (FLC) has a higher volatility of 4.25% compared to Saratoga Financial Service Fund (SFPAX) at 0.00%. This indicates that FLC's price experiences larger fluctuations and is considered to be riskier than SFPAX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
Loading graphics...
Volatility by Period
| FLC | SFPAX | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 4.25% | 0.00% | +4.25% |
Volatility (6M)Calculated over the trailing 6-month period | 5.78% | 6.73% | -0.95% |
Volatility (1Y)Calculated over the trailing 1-year period | 11.34% | 17.62% | -6.28% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 14.23% | 19.06% | -4.83% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 22.06% | 22.67% | -0.61% |