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FOSIX vs. VISTX
Performance
Return for Risk
Dividends
Drawdowns
Volatility

Performance

FOSIX vs. VISTX - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in Tributary Short-Intermediate Bond Fund (FOSIX) and Vanguard Institutional Short-Term Bond Fund (VISTX). The values are adjusted to include any dividend payments, if applicable.

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FOSIX vs. VISTX - Yearly Performance Comparison


2026 (YTD)202520242023202220212020201920182017
FOSIX
Tributary Short-Intermediate Bond Fund
-0.28%5.86%5.47%5.81%-4.44%-0.65%3.97%4.35%1.01%2.17%
VISTX
Vanguard Institutional Short-Term Bond Fund
0.25%5.68%5.56%4.98%-3.73%-0.04%3.92%4.20%1.83%1.42%

Returns By Period

In the year-to-date period, FOSIX achieves a -0.28% return, which is significantly lower than VISTX's 0.25% return. Both investments have delivered pretty close results over the past 10 years, with FOSIX having a 2.34% annualized return and VISTX not far ahead at 2.43%.


FOSIX

1D
0.11%
1M
-1.09%
YTD
-0.28%
6M
0.83%
1Y
3.51%
3Y*
4.99%
5Y*
2.37%
10Y*
2.34%

VISTX

1D
0.15%
1M
-0.64%
YTD
0.25%
6M
1.45%
1Y
4.26%
3Y*
4.94%
5Y*
2.45%
10Y*
2.43%
*Multi-year figures are annualized to reflect compound growth (CAGR)

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FOSIX vs. VISTX - Expense Ratio Comparison

FOSIX has a 0.64% expense ratio, which is higher than VISTX's 0.02% expense ratio.


Return for Risk

FOSIX vs. VISTX — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

FOSIX
FOSIX Risk / Return Rank: 9393
Overall Rank
FOSIX Sharpe Ratio Rank: 9191
Sharpe Ratio Rank
FOSIX Sortino Ratio Rank: 9595
Sortino Ratio Rank
FOSIX Omega Ratio Rank: 9292
Omega Ratio Rank
FOSIX Calmar Ratio Rank: 9494
Calmar Ratio Rank
FOSIX Martin Ratio Rank: 9494
Martin Ratio Rank

VISTX
VISTX Risk / Return Rank: 9898
Overall Rank
VISTX Sharpe Ratio Rank: 9898
Sharpe Ratio Rank
VISTX Sortino Ratio Rank: 9898
Sortino Ratio Rank
VISTX Omega Ratio Rank: 9797
Omega Ratio Rank
VISTX Calmar Ratio Rank: 9898
Calmar Ratio Rank
VISTX Martin Ratio Rank: 9898
Martin Ratio Rank
The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

FOSIX vs. VISTX - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for Tributary Short-Intermediate Bond Fund (FOSIX) and Vanguard Institutional Short-Term Bond Fund (VISTX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.


FOSIXVISTXDifference

Sharpe ratio

Return per unit of total volatility

1.92

3.01

-1.09

Sortino ratio

Return per unit of downside risk

3.29

4.73

-1.44

Omega ratio

Gain probability vs. loss probability

1.44

1.68

-0.24

Calmar ratio

Return relative to maximum drawdown

3.09

5.24

-2.15

Martin ratio

Return relative to average drawdown

12.65

21.26

-8.61

FOSIX vs. VISTX - Sharpe Ratio Comparison

The current FOSIX Sharpe Ratio is 1.92, which is lower than the VISTX Sharpe Ratio of 3.01. The chart below compares the historical Sharpe Ratios of FOSIX and VISTX, offering insights into how both investments have performed under varying market conditions. These values are calculated using daily returns over the previous 12 months.


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Sharpe Ratios by Period


FOSIXVISTXDifference

Sharpe Ratio (1Y)

Calculated over the trailing 1-year period

1.92

3.01

-1.09

Sharpe Ratio (5Y)

Calculated over the trailing 5-year period

1.06

1.33

-0.27

Sharpe Ratio (10Y)

Calculated over the trailing 10-year period

1.21

1.66

-0.45

Sharpe Ratio (All Time)

Calculated using the full available price history

1.34

1.70

-0.36

Correlation

The correlation between FOSIX and VISTX is 0.69, which is considered to be moderate. This suggests that the two assets have some degree of positive relationship in their price movements. Moderate correlation can be acceptable for portfolio diversification, offering a balance between risk and potential returns.


Dividends

FOSIX vs. VISTX - Dividend Comparison

FOSIX's dividend yield for the trailing twelve months is around 3.80%, less than VISTX's 4.11% yield.


TTM20252024202320222021202020192018201720162015
FOSIX
Tributary Short-Intermediate Bond Fund
3.80%4.36%4.30%2.86%2.30%1.81%2.19%2.41%2.20%2.26%2.04%1.34%
VISTX
Vanguard Institutional Short-Term Bond Fund
4.11%4.53%5.03%3.91%1.76%1.85%2.33%2.72%2.32%1.78%1.51%0.00%

Drawdowns

FOSIX vs. VISTX - Drawdown Comparison

The maximum FOSIX drawdown since its inception was -6.58%, which is greater than VISTX's maximum drawdown of -5.64%. Use the drawdown chart below to compare losses from any high point for FOSIX and VISTX.


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Drawdown Indicators


FOSIXVISTXDifference

Max Drawdown

Largest peak-to-trough decline

-6.58%

-5.64%

-0.94%

Max Drawdown (1Y)

Largest decline over 1 year

-1.31%

-0.86%

-0.45%

Max Drawdown (5Y)

Largest decline over 5 years

-6.57%

-5.64%

-0.93%

Max Drawdown (10Y)

Largest decline over 10 years

-6.58%

-5.64%

-0.94%

Current Drawdown

Current decline from peak

-1.09%

-0.64%

-0.45%

Average Drawdown

Average peak-to-trough decline

-0.82%

-0.69%

-0.13%

Ulcer Index

Depth and duration of drawdowns from previous peaks

0.32%

0.21%

+0.11%

Volatility

FOSIX vs. VISTX - Volatility Comparison

Tributary Short-Intermediate Bond Fund (FOSIX) has a higher volatility of 0.63% compared to Vanguard Institutional Short-Term Bond Fund (VISTX) at 0.47%. This indicates that FOSIX's price experiences larger fluctuations and is considered to be riskier than VISTX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.


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Volatility by Period


FOSIXVISTXDifference

Volatility (1M)

Calculated over the trailing 1-month period

0.63%

0.47%

+0.16%

Volatility (6M)

Calculated over the trailing 6-month period

1.32%

0.85%

+0.47%

Volatility (1Y)

Calculated over the trailing 1-year period

2.07%

1.45%

+0.62%

Volatility (5Y)

Calculated over the trailing 5-year period, annualized

2.24%

1.85%

+0.39%

Volatility (10Y)

Calculated over the trailing 10-year period, annualized

1.93%

1.47%

+0.46%