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FNDE vs. VTI
Performance
Return for Risk
Drawdowns
Volatility
Dividends

FNDE vs. VTI

Last updated Jun 16, 2026

FNDE (Schwab Fundamental Emerging Markets Equity ETF) and VTI (Vanguard Total Stock Market ETF) are both exchange-traded funds - FNDE is a Emerging Markets Equities fund tracking the RAFI Fundamental High Liquidity Emerging Markets Index (Net), while VTI is a Large Cap Blend Equities fund tracking the CRSP US Total Market Index. Both are passively managed. Over the past 10 years, FNDE returned 11.35%/yr vs 15.23%/yr for VTI. A 0.66 correlation means they provide meaningful diversification when combined. FNDE charges 0.39%/yr vs 0.03%/yr for VTI.

Performance

FNDE vs. VTI - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in Schwab Fundamental Emerging Markets Equity ETF (FNDE) and Vanguard Total Stock Market ETF (VTI). The values are adjusted to include any dividend payments, if applicable.

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Returns By Period

In the year-to-date period, FNDE achieves a 15.28% return, which is significantly higher than VTI's 11.46% return. Over the past 10 years, FNDE has underperformed VTI with an annualized return of 11.35%, while VTI has yielded a comparatively higher 15.23% annualized return.

FNDE

1D
1.39%
1M
3.43%
YTD
15.28%
6M
17.23%
1Y
33.20%
3Y*
19.92%
5Y*
9.90%
10Y*
11.35%

VTI

1D
1.68%
1M
2.70%
YTD
11.46%
6M
11.76%
1Y
28.40%
3Y*
20.94%
5Y*
12.71%
10Y*
15.23%
*Multi-year figures are annualized to reflect compound growth (CAGR)

FNDE vs. VTI - Yearly Performance Comparison

2026 (YTD)202520242023202220212020201920182017
FNDE
Schwab Fundamental Emerging Markets Equity ETF		15.28%29.46%12.10%14.99%-15.58%14.41%-2.77%19.75%-10.37%26.77%
VTI
Vanguard Total Stock Market ETF		11.46%17.10%23.81%26.05%-19.52%25.68%21.08%30.67%-5.23%21.21%

Correlation

The correlation between FNDE and VTI is 0.70, which is moderate. They share some common price drivers but move independently often enough to provide real diversification benefit when combined.

Correlation
Correlation (1Y)
Calculated over the trailing 1-year period

0.70

Correlation (3Y)
Calculated over the trailing 3-year period

0.61

Correlation (5Y)
Calculated over the trailing 5-year period

0.62

Correlation (10Y)
Calculated over the trailing 10-year period

0.65

Correlation (All Time)
Calculated using the full available price history since Aug 15, 2013

0.66

The correlation between FNDE and VTI has been stable across timeframes, ranging from 0.61 to 0.70 - a consistent structural relationship.

FNDE vs. VTI - Sectors Allocation Comparison

Sectors
FNDE
VTI

Technology

23.3%
33.3%

Financial Services

16.2%
11.9%

Energy

10.4%
3.8%

Consumer Cyclical

8.1%
9.8%

Basic Materials

8.1%
2.0%

Industrials

3.6%
9.5%

Communication Services

3.5%
10.1%

Utilities

1.9%
2.7%

Real Estate

1.5%
2.4%

Consumer Defensive

1.2%
4.7%

Healthcare

1.1%
9.1%

Technology

FNDE
23.3%
VTI
33.3%

Financial Services

FNDE
16.2%
VTI
11.9%

Energy

FNDE
10.4%
VTI
3.8%

Consumer Cyclical

FNDE
8.1%
VTI
9.8%

Basic Materials

FNDE
8.1%
VTI
2.0%

Industrials

FNDE
3.6%
VTI
9.5%

Communication Services

FNDE
3.5%
VTI
10.1%

Utilities

FNDE
1.9%
VTI
2.7%

Real Estate

FNDE
1.5%
VTI
2.4%

Consumer Defensive

FNDE
1.2%
VTI
4.7%

Healthcare

FNDE
1.1%
VTI
9.1%

Compare stocks, funds, or ETFs

Search for stocks, ETFs, and funds for a quick comparison or use the comparison tool for more options.

Schwab Fundamental Emerging Markets Equity ETF

Vanguard Total Stock Market ETF

Often compared with FNDE:
FNDE vs. SCHEFNDE vs. VWOFNDE vs. AVEMFNDE vs. AVESFNDE vs. DEMFNDE vs. SCHFFNDE vs. DFEVX
Often compared with VTI:
VTI vs. VOOVTI vs. VXUSVTI vs. SPYVTI vs. VTVTI vs. SCHDVTI vs. FZROXVTI vs. QQQ

Return for Risk

FNDE vs. VTI — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.
FNDE
FNDE Risk / Return Rank: 7272
Overall Rank
FNDE Sharpe Ratio Rank: 7474
Sharpe Ratio Rank
FNDE Sortino Ratio Rank: 7070
Sortino Ratio Rank
FNDE Omega Ratio Rank: 7474
Omega Ratio Rank
FNDE Calmar Ratio Rank: 7171
Calmar Ratio Rank
FNDE Martin Ratio Rank: 7070
Martin Ratio Rank
VTI
VTI Risk / Return Rank: 7777
Overall Rank
VTI Sharpe Ratio Rank: 7979
Sharpe Ratio Rank
VTI Sortino Ratio Rank: 7777
Sortino Ratio Rank
VTI Omega Ratio Rank: 7878
Omega Ratio Rank
VTI Calmar Ratio Rank: 7070
Calmar Ratio Rank
VTI Martin Ratio Rank: 8181
Martin Ratio Rank
The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

FNDE vs. VTI - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for Schwab Fundamental Emerging Markets Equity ETF (FNDE) and Vanguard Total Stock Market ETF (VTI). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.

FNDEVTIDifference
Sharpe ratioReturn per unit of total volatility
2.14
2.25

-0.11

Sortino ratioReturn per unit of downside risk
2.84
3.04

-0.19

Omega ratioGain probability vs. loss probability

1.39

1.41

-0.01

Calmar ratioReturn relative to maximum drawdown

3.26

3.20

+0.06

Martin ratioReturn relative to average drawdown

11.87

14.35

-2.47

FNDE vs. VTI - Sharpe Ratio Comparison

The current FNDE Sharpe Ratio is 2.14, which is comparable to the VTI Sharpe Ratio of 2.25. The chart below compares the historical Sharpe Ratios of FNDE and VTI, calculated using daily returns over the previous 12 months. A higher Sharpe Ratio indicates better risk-adjusted performance relative to the risk-free rate.

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Drawdowns

FNDE vs. VTI - Drawdown Comparison

The maximum FNDE drawdown since its inception was -43.55%, smaller than the maximum VTI drawdown of -55.45%. Use the drawdown chart below to compare losses from any high point for FNDE and VTI.

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Drawdown Indicators

FNDEVTIDifference

Max Drawdown

Largest peak-to-trough decline

-43.55%

-55.45%

+11.90%

Max Drawdown (1Y)

Largest decline over 1 year

-10.23%

-8.92%

-1.31%

Max Drawdown (3Y)

Largest decline over 3 years

-18.40%

-19.30%

+0.90%

Max Drawdown (5Y)

Largest decline over 5 years

-29.44%

-25.36%

-4.08%

Max Drawdown (10Y)

Largest decline over 10 years

-39.93%

-35.00%

-4.93%

Current Drawdown

Current decline from peak

-1.84%

-0.49%

-1.35%

Average Drawdown

Average peak-to-trough decline

-11.69%

-8.02%

-3.67%

Ulcer Index

Depth and duration of drawdowns from previous peaks

2.80%

1.98%

+0.82%

Volatility

FNDE vs. VTI - Volatility Comparison

Schwab Fundamental Emerging Markets Equity ETF (FNDE) has a higher volatility of 6.44% compared to Vanguard Total Stock Market ETF (VTI) at 4.74%. This indicates that FNDE's price experiences larger fluctuations and is considered to be riskier than VTI based on this measure. The chart below showcases a comparison of their rolling one-month volatility.

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Volatility by Period

FNDEVTIDifference

Volatility (1M)

Calculated over the trailing 1-month period

6.44%

4.74%

+1.70%

Volatility (6M)

Calculated over the trailing 6-month period

13.13%

9.94%

+3.19%

Volatility (1Y)

Calculated over the trailing 1-year period

15.64%

12.69%

+2.95%

Volatility (5Y)

Calculated over the trailing 5-year period, annualized

17.03%

17.49%

-0.46%

Volatility (10Y)

Calculated over the trailing 10-year period, annualized

19.31%

18.34%

+0.97%

FNDE vs. VTI - Expense Ratio Comparison

FNDE has a 0.39% expense ratio, which is higher than VTI's 0.03% expense ratio.

Dividends

FNDE vs. VTI - Dividend Comparison

FNDE's dividend yield for the trailing twelve months is around 3.63%, more than VTI's 1.01% yield.

PositionTTM20252024202320222021202020192018201720162015
FNDE
Schwab Fundamental Emerging Markets Equity ETF		3.63%4.19%4.82%4.74%5.59%4.32%2.50%3.47%2.98%2.05%1.65%2.02%
VTI
Vanguard Total Stock Market ETF		1.01%1.12%1.27%1.44%1.66%1.21%1.42%1.78%2.04%1.71%1.92%1.98%

Frequently Asked Questions

FNDE and VTI have a correlation of 0.70, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.

FNDE has higher volatility (6.44%) compared to VTI (4.74%). In terms of maximum drawdown, FNDE dropped -43.55% vs VTI's -55.45%.

On 10-year performance, VTI leads with 15.23% vs 11.35% for FNDE. On fees, VTI is cheaper at 0.03% per year. On volatility, VTI has been the lower-risk option at 4.74%. The better choice depends on whether you care most about return, fees, risk, or income.

Over the 10-year period, VTI has performed better with a 15.23% return vs 11.35%. Past performance does not guarantee future results, so compare this with risk, fees, and fund exposure.

VTI is cheaper with a 0.03% expense ratio, compared with 0.39% for FNDE.

FNDE has the higher dividend yield at 3.63%, compared with 1.01% for VTI.

FNDE is categorized as Emerging Markets Equities, while VTI is Large Cap Blend Equities. FNDE tracks RAFI Fundamental High Liquidity Emerging Markets Index (Net), while VTI tracks CRSP US Total Market Index. They also come from different issuers: Charles Schwab and Vanguard. Their fees differ too: 0.39% for FNDE and 0.03% for VTI.

VTI currently has the higher Sharpe Ratio (2.25 vs 2.14), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.

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