FNCL vs. TRUF
FNCL (Fidelity MSCI Financials Index ETF) and TRUF (VanEck Financials TruSector ETF) are both Financials Equities funds. With a 0.99 correlation, they move nearly in lockstep. FNCL charges 0.08%/yr vs 0.10%/yr for TRUF.
Performance
FNCL vs. TRUF - Performance Comparison
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Returns By Period
FNCL
- 1D
- 0.54%
- 1M
- 5.40%
- 6M
- 2.50%
- YTD
- 3.74%
- 1Y
- 9.72%
- 3Y*
- 20.41%
- 5Y*
- 11.10%
- 10Y*
- 13.20%
TRUF
- 1D
- 0.61%
- 1M
- 5.40%
- 6M
- —
- YTD
- —
- 1Y
- —
- 3Y*
- —
- 5Y*
- —
- 10Y*
- —
FNCL vs. TRUF - Yearly Performance Comparison
| 2026 (YTD) | |
|---|---|
FNCL Fidelity MSCI Financials Index ETF | 14.26% |
TRUF VanEck Financials TruSector ETF | 14.65% |
Correlation
The correlation between FNCL and TRUF is 0.99 - these two move nearly in lockstep. At this level, holding both provides almost no diversification benefit. If you already own one, adding the other does little to reduce portfolio risk.
| Correlation | |
|---|---|
Correlation (All Time) Calculated using the full available price history since Apr 2, 2026 | 0.99 |
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Return for Risk
FNCL vs. TRUF — Risk / Return Rank
FNCL
TRUF
Risk / return metrics aren't available yet — we need at least 12 months of trading data to calculate them.
FNCL vs. TRUF - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Fidelity MSCI Financials Index ETF (FNCL) and VanEck Financials TruSector ETF (TRUF). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| FNCL | TRUF | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | — | — | |
| Sortino ratioReturn per unit of downside risk | — | — | |
| Omega ratioGain probability vs. loss probability | 1.12 | — | — |
| Calmar ratioReturn relative to maximum drawdown | 0.66 | — | — |
| Martin ratioReturn relative to average drawdown | 1.71 | — | — |
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Drawdowns
FNCL vs. TRUF - Drawdown Comparison
The maximum FNCL drawdown since its inception was -44.38%, which is greater than TRUF's maximum drawdown of -3.24%. Use the drawdown chart below to compare losses from any high point for FNCL and TRUF.
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Drawdown Indicators
| FNCL | TRUF | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -44.38% | -3.24% | -41.14% |
Max Drawdown (1Y)Largest decline over 1 year | -14.78% | — | — |
Max Drawdown (3Y)Largest decline over 3 years | -17.29% | — | — |
Max Drawdown (5Y)Largest decline over 5 years | -25.68% | — | — |
Max Drawdown (10Y)Largest decline over 10 years | -44.38% | — | — |
Current DrawdownCurrent decline from peak | -0.18% | -0.15% | -0.03% |
Average DrawdownAverage peak-to-trough decline | -6.88% | -1.12% | -5.76% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 5.70% | — | — |
Volatility
FNCL vs. TRUF - Volatility Comparison
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Volatility by Period
| FNCL | TRUF | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 4.13% | — | — |
Volatility (6M)Calculated over the trailing 6-month period | 11.44% | — | — |
Volatility (1Y)Calculated over the trailing 1-year period | 15.04% | 13.94% | +1.10% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 19.17% | 13.94% | +5.23% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 22.27% | 13.94% | +8.33% |
FNCL vs. TRUF - Expense Ratio Comparison
FNCL has a 0.08% expense ratio, which is lower than TRUF's 0.10% expense ratio. Despite the difference, both funds are considered low-cost compared to the broader market, where average expense ratios usually range from 0.3% to 0.9%.
Dividends
FNCL vs. TRUF - Dividend Comparison
FNCL's dividend yield for the trailing twelve months is around 1.58%, more than TRUF's 0.36% yield.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
FNCL Fidelity MSCI Financials Index ETF | 1.58% | 1.45% | 1.52% | 1.91% | 2.29% | 1.75% | 2.26% | 2.17% | 2.37% | 1.60% | 1.81% | 2.17% |
TRUF VanEck Financials TruSector ETF | 0.36% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Frequently Asked Questions
With a correlation of 0.99, FNCL and TRUF move almost identically. Holding both adds very little diversification - you're essentially doubling your position in the same market segment. Choosing one is usually more capital-efficient.
On fees, FNCL is cheaper at 0.08% per year. The better choice depends on whether you care most about return, fees, risk, or income.
FNCL is cheaper with a 0.08% expense ratio, compared with 0.10% for TRUF.
FNCL has the higher dividend yield at 1.58%, compared with 0.36% for TRUF.
They also come from different issuers: Fidelity and VanEck. Their fees differ too: 0.08% for FNCL and 0.10% for TRUF.
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