FLOT vs. RBIL
FLOT (iShares Floating Rate Bond ETF) and RBIL (F/m Ultrashort Treasury Inflation-Protected Security (TIPS) ETF) are both exchange-traded funds - FLOT is a Corporate Bonds fund tracking the Bloomberg US Floating Rate Notes (<5 Y), while RBIL is a Inflation-Protected Bonds fund tracking the Bloomberg US Ultrashort TIPS 1-13 Months Index. Both are passively managed. Over the past year, FLOT returned 4.80% vs 4.60% for RBIL. At a correlation of -0.05, they often move in opposite directions. FLOT charges 0.20%/yr vs 0.17%/yr for RBIL.
Performance
FLOT vs. RBIL - Performance Comparison
Loading charts...
Returns By Period
In the year-to-date period, FLOT achieves a 1.81% return, which is significantly lower than RBIL's 2.67% return.
FLOT
- 1D
- -0.08%
- 1M
- 0.41%
- YTD
- 1.81%
- 6M
- 2.13%
- 1Y
- 4.80%
- 3Y*
- 5.58%
- 5Y*
- 4.19%
- 10Y*
- 3.02%
RBIL
- 1D
- -0.03%
- 1M
- 0.34%
- YTD
- 2.67%
- 6M
- 2.74%
- 1Y
- 4.60%
- 3Y*
- —
- 5Y*
- —
- 10Y*
- —
FLOT vs. RBIL - Yearly Performance Comparison
| 2026 (YTD) | 2025 | |
|---|---|---|
FLOT iShares Floating Rate Bond ETF | 1.81% | 4.11% |
RBIL F/m Ultrashort Treasury Inflation-Protected Security (TIPS) ETF | 2.67% | 2.91% |
Correlation
The correlation between FLOT and RBIL is -0.06, meaning there is essentially no relationship between their price movements. Each responds to its own set of market drivers, making them strong candidates for combining in a diversified portfolio.
| Correlation | |
|---|---|
Correlation (1Y) Calculated over the trailing 1-year period | -0.06 |
Correlation (All Time) Calculated using the full available price history since Feb 26, 2025 | -0.05 |
Compare stocks, funds, or ETFs
Search for stocks, ETFs, and funds for a quick comparison or use the comparison tool for more options.
Return for Risk
FLOT vs. RBIL — Risk / Return Rank
FLOT
RBIL
FLOT vs. RBIL - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for iShares Floating Rate Bond ETF (FLOT) and F/m Ultrashort Treasury Inflation-Protected Security (TIPS) ETF (RBIL). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| FLOT | RBIL | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | +1.43 | ||
| Sortino ratioReturn per unit of downside risk | +3.67 | ||
| Omega ratioGain probability vs. loss probability | 3.18 | 2.41 | +0.77 |
| Calmar ratioReturn relative to maximum drawdown | 11.18 | 17.11 | -5.94 |
| Martin ratioReturn relative to average drawdown | 104.01 | 71.11 | +32.90 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
Loading charts...
Sharpe Ratios by Period
| FLOT | RBIL | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 6.48 | 5.06 | +1.43 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 2.37 | — | — |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | 0.73 | — | — |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.66 | 4.24 | -3.58 |
Drawdowns
FLOT vs. RBIL - Drawdown Comparison
The maximum FLOT drawdown since its inception was -13.54%, which is greater than RBIL's maximum drawdown of -0.50%. Use the drawdown chart below to compare losses from any high point for FLOT and RBIL.
Loading charts...
Drawdown Indicators
| FLOT | RBIL | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -13.54% | -0.50% | -13.04% |
Max Drawdown (1Y)Largest decline over 1 year | -0.43% | -0.27% | -0.16% |
Max Drawdown (3Y)Largest decline over 3 years | -1.57% | — | — |
Max Drawdown (5Y)Largest decline over 5 years | -2.36% | — | — |
Max Drawdown (10Y)Largest decline over 10 years | -13.54% | — | — |
Current DrawdownCurrent decline from peak | -0.08% | -0.03% | -0.05% |
Average DrawdownAverage peak-to-trough decline | -0.21% | -0.06% | -0.15% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 0.05% | 0.06% | -0.01% |
Volatility
FLOT vs. RBIL - Volatility Comparison
The current volatility for iShares Floating Rate Bond ETF (FLOT) is 0.20%, while F/m Ultrashort Treasury Inflation-Protected Security (TIPS) ETF (RBIL) has a volatility of 0.30%. This indicates that FLOT experiences smaller price fluctuations and is considered to be less risky than RBIL based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
Loading charts...
Volatility by Period
| FLOT | RBIL | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 0.20% | 0.30% | -0.10% |
Volatility (6M)Calculated over the trailing 6-month period | 0.63% | 0.79% | -0.16% |
Volatility (1Y)Calculated over the trailing 1-year period | 0.74% | 0.92% | -0.18% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 1.77% | 1.05% | +0.72% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 4.15% | 1.05% | +3.10% |
FLOT vs. RBIL - Expense Ratio Comparison
FLOT has a 0.20% expense ratio, which is higher than RBIL's 0.17% expense ratio. However, both funds are considered low-cost compared to the broader market, where average expense ratios usually range from 0.3% to 0.9%.
Dividends
FLOT vs. RBIL - Dividend Comparison
FLOT's dividend yield for the trailing twelve months is around 4.54%, less than RBIL's 4.60% yield.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
FLOT iShares Floating Rate Bond ETF | 4.54% | 4.84% | 5.82% | 5.66% | 2.06% | 0.43% | 1.25% | 2.78% | 2.41% | 1.46% | 0.97% | 0.53% |
RBIL F/m Ultrashort Treasury Inflation-Protected Security (TIPS) ETF | 4.60% | 3.65% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Frequently Asked Questions
FLOT and RBIL have a correlation of -0.06, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
RBIL has higher volatility (0.30%) compared to FLOT (0.20%). In terms of maximum drawdown, FLOT dropped -13.54% vs RBIL's -0.50%.
On 1-year performance, FLOT leads with 4.80% vs 4.60% for RBIL. On fees, RBIL is cheaper at 0.17% per year. On volatility, FLOT has been the lower-risk option at 0.20%. The better choice depends on whether you care most about return, fees, risk, or income.
Over the 1-year period, FLOT has performed better with a 4.80% return vs 4.60%. Past performance does not guarantee future results, so compare this with risk, fees, and fund exposure.
RBIL is cheaper with a 0.17% expense ratio, compared with 0.20% for FLOT.
RBIL has the higher dividend yield at 4.60%, compared with 4.54% for FLOT.
FLOT is categorized as Corporate Bonds, while RBIL is Inflation-Protected Bonds. FLOT tracks Bloomberg US Floating Rate Notes (<5 Y), while RBIL tracks Bloomberg US Ultrashort TIPS 1-13 Months Index. They also come from different issuers: iShares and F/m. Their fees differ too: 0.20% for FLOT and 0.17% for RBIL.
FLOT currently has the higher Sharpe Ratio (6.48 vs 5.06), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
Find the right allocation for FLOT and RBIL
Add both to a portfolio and optimize allocations for your target — whether that's maximizing returns, minimizing drawdowns, or balancing risk across holdings.
Open Portfolio Optimizer