FKUTX vs. VTIVX
Compare and contrast key facts about Franklin Utilities Fund (FKUTX) and Vanguard Target Retirement 2045 Fund (VTIVX).
FKUTX is managed by Franklin Templeton. It was launched on Sep 29, 1948. VTIVX is managed by Vanguard. It was launched on Oct 27, 2003.
Performance
FKUTX vs. VTIVX - Performance Comparison
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FKUTX vs. VTIVX - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
FKUTX Franklin Utilities Fund | 9.58% | 14.59% | 27.18% | -4.91% | 1.67% | 18.00% | -1.87% | 27.28% | 2.54% | 9.58% |
VTIVX Vanguard Target Retirement 2045 Fund | -3.63% | 20.01% | 13.68% | 19.72% | -17.38% | 16.16% | 16.31% | 24.94% | -7.89% | 19.16% |
Returns By Period
In the year-to-date period, FKUTX achieves a 9.58% return, which is significantly higher than VTIVX's -3.63% return. Both investments have delivered pretty close results over the past 10 years, with FKUTX having a 10.10% annualized return and VTIVX not far behind at 10.04%.
FKUTX
- 1D
- 0.70%
- 1M
- -2.97%
- YTD
- 9.58%
- 6M
- 8.38%
- 1Y
- 21.09%
- 3Y*
- 15.60%
- 5Y*
- 12.02%
- 10Y*
- 10.10%
VTIVX
- 1D
- -0.24%
- 1M
- -7.90%
- YTD
- -3.63%
- 6M
- -0.85%
- 1Y
- 16.12%
- 3Y*
- 13.91%
- 5Y*
- 7.66%
- 10Y*
- 10.04%
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FKUTX vs. VTIVX - Expense Ratio Comparison
FKUTX has a 0.72% expense ratio, which is higher than VTIVX's 0.08% expense ratio.
Return for Risk
FKUTX vs. VTIVX — Risk / Return Rank
FKUTX
VTIVX
FKUTX vs. VTIVX - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Franklin Utilities Fund (FKUTX) and Vanguard Target Retirement 2045 Fund (VTIVX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| FKUTX | VTIVX | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 1.48 | 1.20 | +0.28 |
Sortino ratioReturn per unit of downside risk | 1.97 | 1.72 | +0.25 |
Omega ratioGain probability vs. loss probability | 1.27 | 1.25 | +0.02 |
Calmar ratioReturn relative to maximum drawdown | 2.83 | 1.50 | +1.32 |
Martin ratioReturn relative to average drawdown | 7.83 | 6.90 | +0.93 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
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Sharpe Ratios by Period
| FKUTX | VTIVX | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 1.48 | 1.20 | +0.28 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.72 | 0.57 | +0.15 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | 0.54 | 0.68 | -0.14 |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.61 | 0.51 | +0.10 |
Correlation
The correlation between FKUTX and VTIVX is 0.54, which is considered to be moderate. This suggests that the two assets have some degree of positive relationship in their price movements. Moderate correlation can be acceptable for portfolio diversification, offering a balance between risk and potential returns.
Dividends
FKUTX vs. VTIVX - Dividend Comparison
FKUTX's dividend yield for the trailing twelve months is around 7.52%, more than VTIVX's 2.59% yield.
| TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
FKUTX Franklin Utilities Fund | 7.52% | 7.70% | 8.66% | 6.47% | 3.73% | 4.96% | 9.88% | 4.29% | 5.83% | 3.55% | 2.76% | 6.14% |
VTIVX Vanguard Target Retirement 2045 Fund | 2.59% | 2.50% | 2.36% | 2.27% | 2.75% | 15.40% | 1.90% | 2.23% | 2.52% | 0.04% | 2.47% | 3.29% |
Drawdowns
FKUTX vs. VTIVX - Drawdown Comparison
The maximum FKUTX drawdown since its inception was -43.59%, smaller than the maximum VTIVX drawdown of -51.69%. Use the drawdown chart below to compare losses from any high point for FKUTX and VTIVX.
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Drawdown Indicators
| FKUTX | VTIVX | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -43.59% | -51.69% | +8.10% |
Max Drawdown (1Y)Largest decline over 1 year | -8.19% | -9.73% | +1.54% |
Max Drawdown (5Y)Largest decline over 5 years | -22.53% | -25.10% | +2.57% |
Max Drawdown (10Y)Largest decline over 10 years | -36.56% | -31.42% | -5.14% |
Current DrawdownCurrent decline from peak | -2.97% | -8.30% | +5.33% |
Average DrawdownAverage peak-to-trough decline | -7.01% | -6.37% | -0.64% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 2.96% | 2.12% | +0.84% |
Volatility
FKUTX vs. VTIVX - Volatility Comparison
Franklin Utilities Fund (FKUTX) has a higher volatility of 5.17% compared to Vanguard Target Retirement 2045 Fund (VTIVX) at 4.36%. This indicates that FKUTX's price experiences larger fluctuations and is considered to be riskier than VTIVX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| FKUTX | VTIVX | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 5.17% | 4.36% | +0.81% |
Volatility (6M)Calculated over the trailing 6-month period | 9.80% | 7.85% | +1.95% |
Volatility (1Y)Calculated over the trailing 1-year period | 15.09% | 13.55% | +1.54% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 16.77% | 13.41% | +3.36% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 18.78% | 14.75% | +4.03% |