FIWTX vs. VTTHX
Compare and contrast key facts about Fidelity Freedom Index 2020 Fund Institutional Premium Class (FIWTX) and Vanguard Target Retirement 2035 Fund (VTTHX).
FIWTX is managed by Fidelity. It was launched on Oct 2, 2009. VTTHX is managed by Vanguard. It was launched on Oct 27, 2003.
Performance
FIWTX vs. VTTHX - Performance Comparison
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FIWTX vs. VTTHX - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
FIWTX Fidelity Freedom Index 2020 Fund Institutional Premium Class | -0.53% | 13.40% | 7.73% | 12.72% | -15.86% | 8.40% | 12.75% | 18.25% | -3.86% | 13.95% |
VTTHX Vanguard Target Retirement 2035 Fund | -1.13% | 17.55% | 11.56% | 17.37% | -16.64% | 12.96% | 14.80% | 22.44% | -6.57% | 16.81% |
Returns By Period
In the year-to-date period, FIWTX achieves a -0.53% return, which is significantly higher than VTTHX's -1.13% return. Over the past 10 years, FIWTX has underperformed VTTHX with an annualized return of 6.77%, while VTTHX has yielded a comparatively higher 8.95% annualized return.
FIWTX
- 1D
- 1.27%
- 1M
- -3.18%
- YTD
- -0.53%
- 6M
- 0.95%
- 1Y
- 10.96%
- 3Y*
- 9.18%
- 5Y*
- 4.17%
- 10Y*
- 6.77%
VTTHX
- 1D
- 2.00%
- 1M
- -4.55%
- YTD
- -1.13%
- 6M
- 0.98%
- 1Y
- 15.83%
- 3Y*
- 12.83%
- 5Y*
- 6.58%
- 10Y*
- 8.95%
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FIWTX vs. VTTHX - Expense Ratio Comparison
Both FIWTX and VTTHX have an expense ratio of 0.08%, making them cost-effective options compared to the broader market, where average expense ratios typically range from 0.3% to 0.9%.
Return for Risk
FIWTX vs. VTTHX — Risk / Return Rank
FIWTX
VTTHX
FIWTX vs. VTTHX - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Fidelity Freedom Index 2020 Fund Institutional Premium Class (FIWTX) and Vanguard Target Retirement 2035 Fund (VTTHX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| FIWTX | VTTHX | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 1.44 | 1.43 | +0.01 |
Sortino ratioReturn per unit of downside risk | 2.06 | 2.05 | +0.01 |
Omega ratioGain probability vs. loss probability | 1.30 | 1.30 | 0.00 |
Calmar ratioReturn relative to maximum drawdown | 2.00 | 2.02 | -0.02 |
Martin ratioReturn relative to average drawdown | 8.57 | 8.85 | -0.27 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
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Sharpe Ratios by Period
| FIWTX | VTTHX | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 1.44 | 1.43 | +0.01 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.49 | 0.58 | -0.09 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | 0.77 | 0.72 | +0.05 |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.70 | 0.51 | +0.19 |
Correlation
The correlation between FIWTX and VTTHX is 0.96, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.
Dividends
FIWTX vs. VTTHX - Dividend Comparison
FIWTX's dividend yield for the trailing twelve months is around 6.03%, more than VTTHX's 2.99% yield.
| TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
FIWTX Fidelity Freedom Index 2020 Fund Institutional Premium Class | 6.03% | 6.00% | 5.88% | 2.47% | 3.00% | 2.77% | 2.57% | 17.46% | 2.56% | 1.89% | 1.90% | 1.79% |
VTTHX Vanguard Target Retirement 2035 Fund | 2.99% | 2.96% | 3.12% | 2.47% | 2.71% | 19.52% | 2.50% | 2.33% | 2.69% | 0.16% | 2.77% | 4.67% |
Drawdowns
FIWTX vs. VTTHX - Drawdown Comparison
The maximum FIWTX drawdown since its inception was -21.59%, smaller than the maximum VTTHX drawdown of -51.76%. Use the drawdown chart below to compare losses from any high point for FIWTX and VTTHX.
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Drawdown Indicators
| FIWTX | VTTHX | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -21.59% | -51.76% | +30.17% |
Max Drawdown (1Y)Largest decline over 1 year | -5.72% | -8.03% | +2.31% |
Max Drawdown (5Y)Largest decline over 5 years | -21.59% | -23.53% | +1.94% |
Max Drawdown (10Y)Largest decline over 10 years | -21.59% | -27.15% | +5.56% |
Current DrawdownCurrent decline from peak | -3.68% | -5.32% | +1.64% |
Average DrawdownAverage peak-to-trough decline | -3.71% | -6.13% | +2.42% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 1.34% | 1.83% | -0.49% |
Volatility
FIWTX vs. VTTHX - Volatility Comparison
The current volatility for Fidelity Freedom Index 2020 Fund Institutional Premium Class (FIWTX) is 3.21%, while Vanguard Target Retirement 2035 Fund (VTTHX) has a volatility of 4.45%. This indicates that FIWTX experiences smaller price fluctuations and is considered to be less risky than VTTHX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| FIWTX | VTTHX | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 3.21% | 4.45% | -1.24% |
Volatility (6M)Calculated over the trailing 6-month period | 4.73% | 6.88% | -2.15% |
Volatility (1Y)Calculated over the trailing 1-year period | 7.89% | 11.35% | -3.46% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 8.54% | 11.34% | -2.80% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 8.80% | 12.44% | -3.64% |