FINX vs. PYPL
FINX (Global X FinTech ETF) is Technology Equities fund tracking the Indxx Global FinTech Thematic Index, while PYPL (PayPal Holdings, Inc.) is a stock. Over the past 5 years, FINX returned -11.80%/yr vs -32.18%/yr for PYPL. A 0.71 correlation means they provide meaningful diversification when combined.
Performance
FINX vs. PYPL - Performance Comparison
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Returns By Period
In the year-to-date period, FINX achieves a -17.47% return, which is significantly higher than PYPL's -28.10% return.
FINX
- 1D
- -0.74%
- 1M
- -2.12%
- YTD
- -17.47%
- 6M
- -19.57%
- 1Y
- -25.00%
- 3Y*
- 5.24%
- 5Y*
- -11.80%
- 10Y*
- —
PYPL
- 1D
- -1.51%
- 1M
- -5.39%
- YTD
- -28.10%
- 6M
- -29.35%
- 1Y
- -41.58%
- 3Y*
- -14.34%
- 5Y*
- -32.18%
- 10Y*
- 1.83%
FINX vs. PYPL - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
FINX Global X FinTech ETF | -17.47% | -5.20% | 23.02% | 33.15% | -51.80% | -9.65% | 53.76% | 37.52% | 0.82% | 49.96% |
PYPL PayPal Holdings, Inc. | -28.10% | -31.44% | 38.98% | -13.77% | -62.23% | -19.48% | 116.51% | 28.64% | 14.22% | 86.52% |
Correlation
The correlation between FINX and PYPL is 0.66, which is moderate. They share some common price drivers but move independently often enough to provide real diversification benefit when combined.
| Correlation | |
|---|---|
Correlation (1Y) Calculated over the trailing 1-year period | 0.66 |
Correlation (3Y) Calculated over the trailing 3-year period | 0.67 |
Correlation (5Y) Calculated over the trailing 5-year period | 0.73 |
Correlation (All Time) Calculated using the full available price history since Sep 13, 2016 | 0.71 |
The correlation between FINX and PYPL has been stable across timeframes, ranging from 0.66 to 0.73 - a consistent structural relationship.
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Return for Risk
FINX vs. PYPL — Risk / Return Rank
FINX
PYPL
FINX vs. PYPL - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Global X FinTech ETF (FINX) and PayPal Holdings, Inc. (PYPL). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| FINX | PYPL | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | +0.23 | ||
| Sortino ratioReturn per unit of downside risk | +0.36 | ||
| Omega ratioGain probability vs. loss probability | 0.87 | 0.80 | +0.07 |
| Calmar ratioReturn relative to maximum drawdown | -0.69 | -0.84 | +0.15 |
| Martin ratioReturn relative to average drawdown | -1.24 | -1.41 | +0.18 |
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Drawdowns
FINX vs. PYPL - Drawdown Comparison
The maximum FINX drawdown since its inception was -63.53%, smaller than the maximum PYPL drawdown of -87.30%. Use the drawdown chart below to compare losses from any high point for FINX and PYPL.
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Drawdown Indicators
| FINX | PYPL | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -63.53% | -87.30% | +23.77% |
Max Drawdown (1Y)Largest decline over 1 year | -36.58% | -49.92% | +13.34% |
Max Drawdown (3Y)Largest decline over 3 years | -36.58% | -57.34% | +20.76% |
Max Drawdown (5Y)Largest decline over 5 years | -63.53% | -87.30% | +23.77% |
Max Drawdown (10Y)Largest decline over 10 years | — | -87.30% | — |
Current DrawdownCurrent decline from peak | -50.64% | -86.36% | +35.72% |
Average DrawdownAverage peak-to-trough decline | -24.58% | -36.01% | +11.43% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 20.22% | 29.43% | -9.21% |
Volatility
FINX vs. PYPL - Volatility Comparison
Global X FinTech ETF (FINX) has a higher volatility of 10.46% compared to PayPal Holdings, Inc. (PYPL) at 8.73%. This indicates that FINX's price experiences larger fluctuations and is considered to be riskier than PYPL based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| FINX | PYPL | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 10.46% | 8.73% | +1.73% |
Volatility (6M)Calculated over the trailing 6-month period | 23.62% | 32.07% | -8.45% |
Volatility (1Y)Calculated over the trailing 1-year period | 29.84% | 38.86% | -9.02% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 31.56% | 42.12% | -10.56% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 28.75% | 38.80% | -10.05% |
Dividends
FINX vs. PYPL - Dividend Comparison
FINX's dividend yield for the trailing twelve months is around 0.70%, less than PYPL's 1.03% yield.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 |
|---|---|---|---|---|---|---|---|---|---|---|
FINX Global X FinTech ETF | 0.70% | 0.58% | 0.72% | 0.21% | 0.27% | 5.40% | 0.00% | 0.00% | 0.18% | 0.11% |
PYPL PayPal Holdings, Inc. | 1.03% | 0.24% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Frequently Asked Questions
FINX and PYPL have a correlation of 0.66, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
FINX has higher volatility (10.46%) compared to PYPL (8.73%). In terms of maximum drawdown, FINX dropped -63.53% vs PYPL's -87.30%.
FINX currently has the higher Sharpe Ratio (-0.84 vs -1.08), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
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