FINX vs. PYPL
FINX (Global X FinTech ETF) is Technology Equities fund tracking the Indxx Global FinTech Thematic Index, while PYPL (PayPal Holdings, Inc.) is a stock. Over the past 5 years, FINX returned -9.82%/yr vs -30.59%/yr for PYPL. A 0.71 correlation means they provide meaningful diversification when combined.
Performance
FINX vs. PYPL - Performance Comparison
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Returns By Period
In the year-to-date period, FINX achieves a -13.24% return, which is significantly higher than PYPL's -18.35% return.
FINX
- 1D
- 0.12%
- 1M
- 5.43%
- 6M
- -14.43%
- YTD
- -13.24%
- 1Y
- -25.12%
- 3Y*
- 2.80%
- 5Y*
- -9.82%
- 10Y*
- —
PYPL
- 1D
- -0.59%
- 1M
- 14.06%
- 6M
- -15.72%
- YTD
- -18.35%
- 1Y
- -35.34%
- 3Y*
- -12.82%
- 5Y*
- -30.59%
- 10Y*
- 2.03%
FINX vs. PYPL - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
FINX Global X FinTech ETF | -13.24% | -5.20% | 23.02% | 33.15% | -51.80% | -9.65% | 53.76% | 37.52% | 0.82% | 49.96% |
PYPL PayPal Holdings, Inc. | -18.35% | -31.44% | 38.98% | -13.77% | -62.23% | -19.48% | 116.51% | 28.64% | 14.22% | 86.52% |
Correlation
The correlation between FINX and PYPL is 0.65, which is moderate. They share some common price drivers but move independently often enough to provide real diversification benefit when combined.
| Correlation | |
|---|---|
Correlation (1Y) Calculated over the trailing 1-year period | 0.65 |
Correlation (3Y) Calculated over the trailing 3-year period | 0.66 |
Correlation (5Y) Calculated over the trailing 5-year period | 0.73 |
Correlation (All Time) Calculated using the full available price history since Sep 13, 2016 | 0.71 |
The correlation between FINX and PYPL has been stable across timeframes, ranging from 0.65 to 0.73 - a consistent structural relationship.
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Return for Risk
FINX vs. PYPL — Risk / Return Rank
FINX
PYPL
FINX vs. PYPL - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Global X FinTech ETF (FINX) and PayPal Holdings, Inc. (PYPL). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| FINX | PYPL | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | +0.07 | ||
| Sortino ratioReturn per unit of downside risk | +0.05 | ||
| Omega ratioGain probability vs. loss probability | 0.87 | 0.84 | +0.03 |
| Calmar ratioReturn relative to maximum drawdown | -0.69 | -0.71 | +0.02 |
| Martin ratioReturn relative to average drawdown | -1.18 | -1.14 | -0.04 |
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Drawdowns
FINX vs. PYPL - Drawdown Comparison
The maximum FINX drawdown since its inception was -63.53%, smaller than the maximum PYPL drawdown of -87.30%. Use the drawdown chart below to compare losses from any high point for FINX and PYPL.
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Drawdown Indicators
| FINX | PYPL | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -63.53% | -87.30% | +23.77% |
Max Drawdown (1Y)Largest decline over 1 year | -36.58% | -49.92% | +13.34% |
Max Drawdown (3Y)Largest decline over 3 years | -36.58% | -57.34% | +20.76% |
Max Drawdown (5Y)Largest decline over 5 years | -63.53% | -87.30% | +23.77% |
Max Drawdown (10Y)Largest decline over 10 years | — | -87.30% | — |
Current DrawdownCurrent decline from peak | -48.11% | -84.51% | +36.40% |
Average DrawdownAverage peak-to-trough decline | -24.72% | -36.26% | +11.54% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 21.27% | 31.05% | -9.78% |
Volatility
FINX vs. PYPL - Volatility Comparison
The current volatility for Global X FinTech ETF (FINX) is 7.11%, while PayPal Holdings, Inc. (PYPL) has a volatility of 9.71%. This indicates that FINX experiences smaller price fluctuations and is considered to be less risky than PYPL based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| FINX | PYPL | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 7.11% | 9.71% | -2.60% |
Volatility (6M)Calculated over the trailing 6-month period | 24.06% | 33.01% | -8.95% |
Volatility (1Y)Calculated over the trailing 1-year period | 29.89% | 39.10% | -9.21% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 31.64% | 42.26% | -10.62% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 28.74% | 38.82% | -10.08% |
Dividends
FINX vs. PYPL - Dividend Comparison
FINX's dividend yield for the trailing twelve months is around 0.84%, less than PYPL's 0.89% yield.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 |
|---|---|---|---|---|---|---|---|---|---|---|
FINX Global X FinTech ETF | 0.84% | 0.58% | 0.72% | 0.21% | 0.27% | 5.40% | 0.00% | 0.00% | 0.18% | 0.11% |
PYPL PayPal Holdings, Inc. | 0.89% | 0.24% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Frequently Asked Questions
FINX and PYPL have a correlation of 0.65, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
PYPL has higher volatility (9.71%) compared to FINX (7.11%). In terms of maximum drawdown, FINX dropped -63.53% vs PYPL's -87.30%.
FINX currently has the higher Sharpe Ratio (-0.84 vs -0.91), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
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