FINX vs. PYPL

Last updated Apr 1, 2026

Compare and contrast key facts about Global X FinTech ETF (FINX) and PayPal Holdings, Inc. (PYPL).

FINX is a passively managed fund by Global X that tracks the performance of the Indxx Global FinTech Thematic Index. It was launched on Sep 12, 2016.

Performance

FINX vs. PYPL - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in Global X FinTech ETF (FINX) and PayPal Holdings, Inc. (PYPL). The values are adjusted to include any dividend payments, if applicable.

FINX vs. PYPL - Yearly Performance Comparison

	2026 (YTD)	2025	2024	2023	2022	2021	2020	2019	2018	2017
FINX Global X FinTech ETF	-21.51%	-5.20%	23.02%	33.15%	-51.80%	-9.65%	53.76%	37.52%	0.82%	49.96%
PYPL PayPal Holdings, Inc.	-22.29%	-31.44%	38.98%	-13.77%	-62.23%	-19.48%	116.51%	28.64%	14.22%	86.52%

Returns By Period

The year-to-date returns for both stocks are quite close, with FINX having a -21.51% return and PYPL slightly lower at -22.29%.

FINX

• 1D: 3.82%
• 1M: -5.41%
• YTD: -21.51%
• 6M: -30.69%
• 1Y: -15.71%
• 3Y*: 4.07%
• 5Y*: -11.38%
• 10Y*: —

PYPL

• 1D: 1.25%
• 1M: -1.82%
• YTD: -22.29%
• 6M: -32.19%
• 1Y: -30.31%
• 3Y*: -15.71%
• 5Y*: -28.74%
• 10Y*: 1.44%

*Multi-year figures are annualized to reflect compound growth (CAGR)

Return for Risk

FINX vs. PYPL — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

FINX

FINX Risk / Return Rank: 4
FINX Sharpe Ratio Rank: 4
FINX Sortino Ratio Rank: 4
FINX Omega Ratio Rank: 4
FINX Calmar Ratio Rank: 5
FINX Martin Ratio Rank: 4

PYPL

PYPL Risk / Return Rank: 15
PYPL Sharpe Ratio Rank: 11
PYPL Sortino Ratio Rank: 14
PYPL Omega Ratio Rank: 13
PYPL Calmar Ratio Rank: 22
PYPL Martin Ratio Rank: 14

The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

FINX vs. PYPL - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for Global X FinTech ETF (FINX) and PayPal Holdings, Inc. (PYPL). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

	FINX	PYPL	Difference
Sharpe ratio Return per unit of total volatility	-0.49	-0.74	+0.25
Sortino ratio Return per unit of downside risk	-0.51	-0.82	+0.32
Omega ratio Gain probability vs. loss probability	0.94	0.88	+0.05
Calmar ratio Return relative to maximum drawdown	-0.44	-0.61	+0.16
Martin ratio Return relative to average drawdown	-1.08	-1.37	+0.29
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month.

FINX vs. PYPL - Sharpe Ratio Comparison

The current FINX Sharpe Ratio is -0.49, which is higher than the PYPL Sharpe Ratio of -0.74. The chart below compares the historical Sharpe Ratios of FINX and PYPL, offering insights into how both investments have performed under varying market conditions. These values are calculated using daily returns over the previous 12 months.

Sharpe Ratios by Period

	FINX	PYPL	Difference
Sharpe Ratio (1Y) Calculated over the trailing 1-year period	-0.49	-0.74	+0.25
Sharpe Ratio (5Y) Calculated over the trailing 5-year period	-0.37	-0.69	+0.32
Sharpe Ratio (10Y) Calculated over the trailing 10-year period	—	0.04	—
Sharpe Ratio (All Time) Calculated using the full available price history	0.19	0.03	+0.16

Correlation

The correlation between FINX and PYPL is 0.71, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.

Dividends

FINX vs. PYPL - Dividend Comparison

FINX's dividend yield for the trailing twelve months is around 0.74%, more than PYPL's 0.62% yield.

	TTM	2025	2024	2023	2022	2021	2020	2019	2018	2017
FINX Global X FinTech ETF	0.74%	0.58%	0.72%	0.21%	0.27%	5.40%	0.00%	0.00%	0.18%	0.11%
PYPL PayPal Holdings, Inc.	0.62%	0.24%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%

Drawdowns

FINX vs. PYPL - Drawdown Comparison

The maximum FINX drawdown since its inception was -63.53%, smaller than the maximum PYPL drawdown of -87.30%. Use the drawdown chart below to compare losses from any high point for FINX and PYPL.

Drawdown Indicators

	FINX	PYPL	Difference
Max Drawdown Largest peak-to-trough decline	-63.53%	-87.30%	+23.77%
Max Drawdown (1Y) Largest decline over 1 year	-36.58%	-49.92%	+13.34%
Max Drawdown (5Y) Largest decline over 5 years	-63.53%	-87.30%	+23.77%
Max Drawdown (10Y) Largest decline over 10 years	—	-87.30%	—
Current Drawdown Current decline from peak	-53.06%	-85.26%	+32.20%
Average Drawdown Average peak-to-trough decline	-24.00%	-34.83%	+10.83%
Ulcer Index Depth and duration of drawdowns from previous peaks	14.90%	22.00%	-7.10%

Volatility

FINX vs. PYPL - Volatility Comparison

Global X FinTech ETF (FINX) and PayPal Holdings, Inc. (PYPL) have volatilities of 9.87% and 9.59%, respectively, indicating that both stocks experience similar levels of price fluctuations. This suggests that the risk associated with both stocks, as measured by volatility, is nearly the same. The chart below showcases a comparison of their rolling one-month volatility.

Volatility by Period

	FINX	PYPL	Difference
Volatility (1M) Calculated over the trailing 1-month period	9.87%	9.59%	+0.28%
Volatility (6M) Calculated over the trailing 6-month period	22.93%	33.56%	-10.63%
Volatility (1Y) Calculated over the trailing 1-year period	32.20%	41.33%	-9.13%
Volatility (5Y) Calculated over the trailing 5-year period, annualized	31.14%	42.00%	-10.86%
Volatility (10Y) Calculated over the trailing 10-year period, annualized	28.68%	38.63%	-9.95%