FIGR vs. KLAR

Last updated Jun 24, 2026

FIGR (Figure Technology Solutions, Inc) and KLAR (Klarna Group PLC) are both stocks. FIGR operates in Capital Markets (Financial Services), while KLAR operates in Software - Infrastructure (Technology). At a 0.47 correlation, their price movements are largely independent.

Performance

FIGR vs. KLAR - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in Figure Technology Solutions, Inc (FIGR) and Klarna Group PLC (KLAR). The values are adjusted to include any dividend payments, if applicable.

Returns By Period

In the year-to-date period, FIGR achieves a -31.49% return, which is significantly higher than KLAR's -38.60% return.

FIGR

• 1D: -3.82%
• 1M: -17.58%
• YTD: -31.49%
• 6M: -37.36%
• 1Y: —
• 3Y*: —
• 5Y*: —
• 10Y*: —

KLAR

• 1D: -1.22%
• 1M: 7.12%
• YTD: -38.60%
• 6M: -42.07%
• 1Y: —
• 3Y*: —
• 5Y*: —
• 10Y*: —

*Multi-year figures are annualized to reflect compound growth (CAGR)

FIGR vs. KLAR - Yearly Performance Comparison

	2026 (YTD)	2025
FIGR Figure Technology Solutions, Inc	-31.49%	13.44%
KLAR Klarna Group PLC	-38.60%	-36.91%

Correlation

The correlation between FIGR and KLAR is 0.47, which is low. Their price movements are largely independent, making them effective diversification partners.

	Correlation
Correlation (All Time) Calculated using the full available price history since Sep 11, 2025	0.47

Fundamentals

Market Cap FIGR : $6.96B KLAR : $6.71B
EPS FIGR : $0.79 KLAR : -$0.53
PS Ratio FIGR : 10.30 KLAR : 1.76
PB Ratio FIGR : 5.39 KLAR : 2.73
Total Revenue (TTM) FIGR : $618.46M KLAR : $3.82B
Gross Profit (TTM) FIGR : $392.90M KLAR : $2.11B
EBITDA (TTM) FIGR : $212.61M KLAR : $123.00M

Return for Risk

FIGR vs. KLAR - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for Figure Technology Solutions, Inc (FIGR) and Klarna Group PLC (KLAR). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.

Risk / return metrics aren't available yet — we need at least 12 months of trading data to calculate them.

Drawdowns

FIGR vs. KLAR - Drawdown Comparison

The maximum FIGR drawdown since its inception was -65.80%, smaller than the maximum KLAR drawdown of -76.40%. Use the drawdown chart below to compare losses from any high point for FIGR and KLAR.

Drawdown Indicators

	FIGR	KLAR	Difference
Max Drawdown Largest peak-to-trough decline	-65.80%	-76.40%	+10.60%
Current Drawdown Current decline from peak	-62.14%	-65.87%	+3.73%
Average Drawdown Average peak-to-trough decline	-34.07%	-51.92%	+17.85%

Volatility

Volatility by Period

	FIGR	KLAR	Difference
Volatility (1Y) Calculated over the trailing 1-year period	103.00%	72.82%	+30.18%
Volatility (5Y) Calculated over the trailing 5-year period, annualized	103.00%	72.82%	+30.18%
Volatility (10Y) Calculated over the trailing 10-year period, annualized	103.00%	72.82%	+30.18%

Dividends

FIGR vs. KLAR - Dividend Comparison

Neither FIGR nor KLAR has paid dividends to shareholders.

Tickers have no history of dividend payments

Financials

FIGR vs. KLAR - Profitability Comparison

The chart below illustrates the profitability comparison between Figure Technology Solutions, Inc and Klarna Group PLC over time, highlighting three key metrics: Gross Profit Margin, Operating Margin, and Net Profit Margin.

FIGR - Gross Margin

Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2026, Figure Technology Solutions, Inc reported a gross profit of 0.00 and revenue of 167.01M. Therefore, the gross margin over that period was 0.0%.

KLAR - Gross Margin

Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2026, Klarna Group PLC reported a gross profit of 573.00M and revenue of 1.01B. Therefore, the gross margin over that period was 56.6%.

FIGR - Operating Margin

Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2026, Figure Technology Solutions, Inc reported an operating income of 41.94M and revenue of 167.01M, resulting in an operating margin of 25.1%.

KLAR - Operating Margin

Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2026, Klarna Group PLC reported an operating income of 17.00M and revenue of 1.01B, resulting in an operating margin of 1.7%.

FIGR - Net Margin

Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2026, Figure Technology Solutions, Inc reported a net income of 44.95M and revenue of 167.01M, resulting in a net margin of 26.9%.

KLAR - Net Margin

Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2026, Klarna Group PLC reported a net income of -5.00M and revenue of 1.01B, resulting in a net margin of -0.5%.

Frequently Asked Questions

Can I hold both FIGR and KLAR in my portfolio?

FIGR and KLAR have a correlation of 0.47, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.