FIAT vs. SFYF
FIAT (YieldMax Short COIN Option Income Strategy ETF) and SFYF (SoFi Social 50 ETF) are both exchange-traded funds - FIAT is a Derivative Income fund actively managed by YieldMax, while SFYF is a Large Cap Growth Equities fund tracking the SoFi Social 50 Index. FIAT is actively managed, while SFYF is passively managed. Over the past year, FIAT returned -0.18% vs 43.96% for SFYF. At a correlation of -0.66, they often move in opposite directions. FIAT charges 0.99%/yr vs 0.29%/yr for SFYF.
Performance
FIAT vs. SFYF - Performance Comparison
Loading charts...
Returns By Period
In the year-to-date period, FIAT achieves a 13.84% return, which is significantly lower than SFYF's 14.85% return.
FIAT
- 1D
- 4.32%
- 1M
- 16.99%
- YTD
- 13.84%
- 6M
- 33.71%
- 1Y
- -0.18%
- 3Y*
- —
- 5Y*
- —
- 10Y*
- —
SFYF
- 1D
- -0.85%
- 1M
- 8.95%
- YTD
- 14.85%
- 6M
- 14.20%
- 1Y
- 43.96%
- 3Y*
- 36.32%
- 5Y*
- 12.34%
- 10Y*
- —
FIAT vs. SFYF - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | |
|---|---|---|---|
FIAT YieldMax Short COIN Option Income Strategy ETF | 13.84% | -24.17% | -28.61% |
SFYF SoFi Social 50 ETF | 14.85% | 30.00% | 12.77% |
Correlation
The correlation between FIAT and SFYF is -0.63, meaning they tend to move in opposite directions. This is especially valuable for risk management - when one declines, the other has historically tended to hold steady or rise.
| Correlation | |
|---|---|
Correlation (1Y) Calculated over the trailing 1-year period | -0.63 |
Correlation (All Time) Calculated using the full available price history since Jul 11, 2024 | -0.66 |
The correlation between FIAT and SFYF has been stable across timeframes, ranging from -0.66 to -0.63 - a consistent structural relationship.
Compare stocks, funds, or ETFs
Search for stocks, ETFs, and funds for a quick comparison or use the comparison tool for more options.
Return for Risk
FIAT vs. SFYF — Risk / Return Rank
FIAT
SFYF
FIAT vs. SFYF - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for YieldMax Short COIN Option Income Strategy ETF (FIAT) and SoFi Social 50 ETF (SFYF). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| FIAT | SFYF | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | -2.36 | ||
| Sortino ratioReturn per unit of downside risk | -2.65 | ||
| Omega ratioGain probability vs. loss probability | 1.05 | 1.40 | -0.35 |
| Calmar ratioReturn relative to maximum drawdown | -0.00 | 2.91 | -2.91 |
| Martin ratioReturn relative to average drawdown | -0.01 | 9.65 | -9.66 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
Loading charts...
Sharpe Ratios by Period
| FIAT | SFYF | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | -0.00 | 2.36 | -2.36 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | — | 0.42 | — |
Sharpe Ratio (All Time)Calculated using the full available price history | -0.37 | 0.61 | -0.99 |
Drawdowns
FIAT vs. SFYF - Drawdown Comparison
The maximum FIAT drawdown since its inception was -70.50%, which is greater than SFYF's maximum drawdown of -56.09%. Use the drawdown chart below to compare losses from any high point for FIAT and SFYF.
Loading charts...
Drawdown Indicators
| FIAT | SFYF | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -70.50% | -56.09% | -14.41% |
Max Drawdown (1Y)Largest decline over 1 year | -42.26% | -15.18% | -27.08% |
Max Drawdown (3Y)Largest decline over 3 years | — | -26.45% | — |
Max Drawdown (5Y)Largest decline over 5 years | — | -56.09% | — |
Current DrawdownCurrent decline from peak | -50.94% | -1.68% | -49.26% |
Average DrawdownAverage peak-to-trough decline | -45.35% | -16.58% | -28.77% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 27.32% | 4.57% | +22.75% |
Volatility
FIAT vs. SFYF - Volatility Comparison
YieldMax Short COIN Option Income Strategy ETF (FIAT) has a higher volatility of 15.34% compared to SoFi Social 50 ETF (SFYF) at 5.58%. This indicates that FIAT's price experiences larger fluctuations and is considered to be riskier than SFYF based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
Loading charts...
Volatility by Period
| FIAT | SFYF | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 15.34% | 5.58% | +9.76% |
Volatility (6M)Calculated over the trailing 6-month period | 42.03% | 13.21% | +28.82% |
Volatility (1Y)Calculated over the trailing 1-year period | 55.49% | 18.74% | +36.75% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 60.56% | 29.28% | +31.28% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 60.56% | 30.68% | +29.88% |
FIAT vs. SFYF - Expense Ratio Comparison
FIAT has a 0.99% expense ratio, which is higher than SFYF's 0.29% expense ratio.
Dividends
FIAT vs. SFYF - Dividend Comparison
FIAT's dividend yield for the trailing twelve months is around 93.28%, more than SFYF's 0.29% yield.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 |
|---|---|---|---|---|---|---|---|---|
FIAT YieldMax Short COIN Option Income Strategy ETF | 93.28% | 178.11% | 70.99% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
SFYF SoFi Social 50 ETF | 0.29% | 0.33% | 0.31% | 1.71% | 1.19% | 0.26% | 0.40% | 0.73% |
Frequently Asked Questions
FIAT and SFYF have a correlation of -0.63, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
FIAT has higher volatility (15.34%) compared to SFYF (5.58%). In terms of maximum drawdown, FIAT dropped -70.50% vs SFYF's -56.09%.
On 1-year performance, SFYF leads with 43.96% vs -0.18% for FIAT. On fees, SFYF is cheaper at 0.29% per year. On volatility, SFYF has been the lower-risk option at 5.58%. The better choice depends on whether you care most about return, fees, risk, or income.
Over the 1-year period, SFYF has performed better with a 43.96% return vs -0.18%. Past performance does not guarantee future results, so compare this with risk, fees, and fund exposure.
SFYF is cheaper with a 0.29% expense ratio, compared with 0.99% for FIAT.
FIAT has the higher dividend yield at 93.28%, compared with 0.29% for SFYF.
FIAT is categorized as Derivative Income, while SFYF is Large Cap Growth Equities. They also come from different issuers: YieldMax and Toroso Investments. Their fees differ too: 0.99% for FIAT and 0.29% for SFYF.
SFYF currently has the higher Sharpe Ratio (2.36 vs -0.00), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
Find the right allocation for FIAT and SFYF
Add both to a portfolio and optimize allocations for your target — whether that's maximizing returns, minimizing drawdowns, or balancing risk across holdings.
Open Portfolio Optimizer