FHTKX vs. LTSTX
FHTKX (Fidelity Freedom 2040 Fund Class K6) and LTSTX (Principal LifeTime 2025 Fund) are both Target Retirement Date funds. Over the past 5 years, FHTKX returned 9.96%/yr vs 5.16%/yr for LTSTX. Their correlation of 0.95 means they have usually moved in the same direction. FHTKX charges 0.50%/yr vs 0.01%/yr for LTSTX.
Performance
FHTKX vs. LTSTX - Performance Comparison
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Returns By Period
In the year-to-date period, FHTKX achieves a 10.64% return, which is significantly higher than LTSTX's 4.47% return.
FHTKX
- 1D
- 2.02%
- 1M
- -1.12%
- 6M
- 7.02%
- YTD
- 10.64%
- 1Y
- 22.03%
- 3Y*
- 17.80%
- 5Y*
- 9.96%
- 10Y*
- —
- ALL TIME*
- 11.57%
LTSTX
- 1D
- 0.79%
- 1M
- -0.17%
- 6M
- 2.78%
- YTD
- 4.47%
- 1Y
- 10.06%
- 3Y*
- 10.75%
- 5Y*
- 5.16%
- 10Y*
- 7.73%
- ALL TIME*
- 6.35%
Liquidity Comparison
| Position | Avg. Volume Value (2W) | Avg. Volume Value (1M) | Avg. Volume Value (3M) |
|---|---|---|---|
| $0.00 | $0.00 | $0.00 | |
| $0.00 | $0.00 | $0.00 |
FHTKX vs. LTSTX - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
FHTKX Fidelity Freedom 2040 Fund Class K6 | 10.64% | 22.35% | 16.63% | 20.25% | -18.08% | 16.80% | 18.62% | 25.70% | -8.72% | 9.80% |
LTSTX Principal LifeTime 2025 Fund | 4.47% | 12.16% | 11.91% | 13.30% | -15.23% | 10.91% | 13.70% | 20.50% | -6.41% | 7.46% |
Correlation
The correlation between FHTKX and LTSTX is 0.95 - they have historically moved very closely together. At this level, their price movements offset little of one another.
| Correlation | |
|---|---|
Correlation (1Y) Focuses on recent behavior, but can change the most. | 0.95 |
Correlation (3Y) Balances recent behavior with more history. | 0.94 |
Correlation (5Y) Shows whether the relationship held over a longer period. | 0.95 |
Correlation (All Time) Calculated using the full available price history since Jun 15, 2017 | 0.95 |
The correlation between FHTKX and LTSTX has been stable across timeframes, ranging from 0.94 to 0.95 - a consistent structural relationship.
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Return for Risk
FHTKX vs. LTSTX — Risk / Return Rank
FHTKX
LTSTX
FHTKX vs. LTSTX - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Fidelity Freedom 2040 Fund Class K6 (FHTKX) and Principal LifeTime 2025 Fund (LTSTX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| FHTKX | LTSTX | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | +0.30 | ||
| Sortino ratioReturn per unit of downside risk | +0.38 | ||
| Omega ratioGain probability vs. loss probability | 1.30 | 1.24 | +0.05 |
| Calmar ratioReturn relative to maximum drawdown | 2.39 | 1.80 | +0.59 |
| Martin ratioReturn relative to average drawdown | 9.87 | 7.79 | +2.08 |
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Drawdowns
FHTKX vs. LTSTX - Drawdown Comparison
The maximum FHTKX drawdown since its inception was -30.95%, smaller than the maximum LTSTX drawdown of -48.17%. Use the drawdown chart below to compare losses from any high point for FHTKX and LTSTX.
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Drawdown Indicators
| FHTKX | LTSTX | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -30.95% | -48.17% | +17.22% |
Max Drawdown (1Y)Largest decline over 1 year | -8.69% | -5.24% | -3.45% |
Max Drawdown (3Y)Largest decline over 3 years | -14.06% | -8.12% | -5.94% |
Max Drawdown (5Y)Largest decline over 5 years | -27.05% | -21.01% | -6.04% |
Max Drawdown (10Y)Largest decline over 10 years | — | -23.33% | — |
Current DrawdownCurrent decline from peak | -2.28% | -0.78% | -1.50% |
Average DrawdownAverage peak-to-trough decline | -5.38% | -6.11% | +0.73% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 2.10% | 1.21% | +0.89% |
Volatility
FHTKX vs. LTSTX - Volatility Comparison
Fidelity Freedom 2040 Fund Class K6 (FHTKX) has a higher volatility of 3.88% compared to Principal LifeTime 2025 Fund (LTSTX) at 1.95%. This indicates that FHTKX's price experiences larger fluctuations and is considered to be riskier than LTSTX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| FHTKX | LTSTX | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 3.88% | 1.95% | +1.93% |
Volatility (6M)Calculated over the trailing 6-month period | 11.02% | 5.99% | +5.03% |
Volatility (1Y)Calculated over the trailing 1-year period | 12.88% | 7.19% | +5.69% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 14.57% | 9.23% | +5.34% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 15.56% | 9.76% | +5.80% |
FHTKX vs. LTSTX - Expense Ratio Comparison
FHTKX has a 0.50% expense ratio, which is higher than LTSTX's 0.01% expense ratio.
Dividends
FHTKX vs. LTSTX - Dividend Comparison
FHTKX's dividend yield for the trailing twelve months is around 6.63%, less than LTSTX's 11.67% yield.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
FHTKX Fidelity Freedom 2040 Fund Class K6 | 6.63% | 5.27% | 5.65% | 2.00% | 12.68% | 12.37% | 5.93% | 7.00% | 8.48% | 3.12% | 0.00% | 0.00% |
LTSTX Principal LifeTime 2025 Fund | 11.67% | 12.19% | 9.74% | 4.26% | 8.00% | 7.66% | 5.25% | 6.91% | 6.39% | 4.75% | 3.65% | 8.91% |
Frequently Asked Questions
With a correlation of 0.95, FHTKX and LTSTX move almost identically. Holding both adds very little diversification - you're essentially doubling your position in the same market segment. Choosing one is usually more capital-efficient.
FHTKX has higher volatility (3.88%) compared to LTSTX (1.95%). In terms of maximum drawdown, FHTKX dropped -30.95% vs LTSTX's -48.17%.
FHTKX currently has the higher Sharpe Ratio (1.61 vs 1.32), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
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