FGTIX vs. AEPGX

Last updated Jun 5, 2026

FGTIX (Franklin Growth Allocation Fund) and AEPGX (American Funds EuroPacific Growth Fund Class A) are both mutual funds - FGTIX is a Diversified Portfolio fund managed by Franklin Templeton, while AEPGX is a Foreign Large Cap Equities fund managed by American Funds. Over the past 10 years, FGTIX returned 10.35%/yr vs 8.59%/yr for AEPGX. Their correlation of 0.81 suggests significant overlap in exposure. FGTIX charges 0.66%/yr vs 0.80%/yr for AEPGX.

Performance

FGTIX vs. AEPGX - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in Franklin Growth Allocation Fund (FGTIX) and American Funds EuroPacific Growth Fund Class A (AEPGX). The values are adjusted to include any dividend payments, if applicable.

Returns By Period

In the year-to-date period, FGTIX achieves a 9.48% return, which is significantly lower than AEPGX's 11.29% return. Over the past 10 years, FGTIX has outperformed AEPGX with an annualized return of 10.35%, while AEPGX has yielded a comparatively lower 8.59% annualized return.

FGTIX

• 1D: -0.54%
• 1M: 3.35%
• YTD: 9.48%
• 6M: 10.10%
• 1Y: 23.24%
• 3Y*: 17.59%
• 5Y*: 8.93%
• 10Y*: 10.35%

AEPGX

• 1D: -0.80%
• 1M: 5.58%
• YTD: 11.29%
• 6M: 13.65%
• 1Y: 27.08%
• 3Y*: 15.63%
• 5Y*: 3.82%
• 10Y*: 8.59%

*Multi-year figures are annualized to reflect compound growth (CAGR)

FGTIX vs. AEPGX - Yearly Performance Comparison

	2026 (YTD)	2025	2024	2023	2022	2021	2020	2019	2018	2017
FGTIX Franklin Growth Allocation Fund	9.48%	17.82%	15.13%	17.62%	-17.12%	16.39%	14.54%	21.85%	-6.45%	18.06%
AEPGX American Funds EuroPacific Growth Fund Class A	11.29%	28.88%	2.63%	15.65%	-23.06%	-1.64%	24.80%	26.94%	-15.21%	30.74%

Correlation

The correlation between FGTIX and AEPGX is 0.86, indicating a strong positive relationship between their price movements. Combining them offers limited diversification - they tend to fall together during downturns.

	Correlation
Correlation (1Y) Calculated over the trailing 1-year period	0.86
Correlation (3Y) Calculated over the trailing 3-year period	0.84
Correlation (5Y) Calculated over the trailing 5-year period	0.85
Correlation (10Y) Calculated over the trailing 10-year period	0.84
Correlation (All Time) Calculated using the full available price history since Jan 2, 1997	0.81

The correlation between FGTIX and AEPGX has been stable across timeframes, ranging from 0.81 to 0.86 - a consistent structural relationship.

Return for Risk

FGTIX vs. AEPGX — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

FGTIX

FGTIX Risk / Return Rank: 61
FGTIX Sharpe Ratio Rank: 62
FGTIX Sortino Ratio Rank: 60
FGTIX Omega Ratio Rank: 59
FGTIX Calmar Ratio Rank: 58
FGTIX Martin Ratio Rank: 69

AEPGX

AEPGX Risk / Return Rank: 38
AEPGX Sharpe Ratio Rank: 39
AEPGX Sortino Ratio Rank: 39
AEPGX Omega Ratio Rank: 39
AEPGX Calmar Ratio Rank: 35
AEPGX Martin Ratio Rank: 39

The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

FGTIX vs. AEPGX - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for Franklin Growth Allocation Fund (FGTIX) and American Funds EuroPacific Growth Fund Class A (AEPGX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

	FGTIX	AEPGX	Difference
Sharpe ratio: Return per unit of total volatility	2.31	1.82	+0.48
Sortino ratio: Return per unit of downside risk	3.23	2.60	+0.63
Omega ratio: Gain probability vs. loss probability	1.43	1.34	+0.09
Calmar ratio: Return relative to maximum drawdown	2.90	2.24	+0.66
Martin ratio: Return relative to average drawdown	13.21	8.42	+4.79
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month.

FGTIX vs. AEPGX - Sharpe Ratio Comparison

The current FGTIX Sharpe Ratio is 2.31, which is comparable to the AEPGX Sharpe Ratio of 1.82. The chart below compares the historical Sharpe Ratios of FGTIX and AEPGX, calculated using daily returns over the previous 12 months. A higher Sharpe Ratio indicates better risk-adjusted performance relative to the risk-free rate.

Sharpe Ratios by Period

	FGTIX	AEPGX	Difference
Sharpe Ratio (1Y) Calculated over the trailing 1-year period	2.31	1.82	+0.48
Sharpe Ratio (5Y) Calculated over the trailing 5-year period	0.60	0.23	+0.37
Sharpe Ratio (10Y) Calculated over the trailing 10-year period	0.75	0.51	+0.24
Sharpe Ratio (All Time) Calculated using the full available price history	0.53	0.52	+0.01

Drawdowns

FGTIX vs. AEPGX - Drawdown Comparison

The maximum FGTIX drawdown since its inception was -46.40%, smaller than the maximum AEPGX drawdown of -53.98%. Use the drawdown chart below to compare losses from any high point for FGTIX and AEPGX.

Drawdown Indicators

	FGTIX	AEPGX	Difference
Max Drawdown Largest peak-to-trough decline	-46.40%	-53.98%	+7.58%
Max Drawdown (1Y) Largest decline over 1 year	-8.16%	-12.56%	+4.40%
Max Drawdown (3Y) Largest decline over 3 years	-14.22%	-15.75%	+1.53%
Max Drawdown (5Y) Largest decline over 5 years	-31.56%	-38.22%	+6.66%
Max Drawdown (10Y) Largest decline over 10 years	-31.56%	-38.50%	+6.94%
Current Drawdown Current decline from peak	-0.54%	-0.80%	+0.26%
Average Drawdown Average peak-to-trough decline	-10.16%	-11.47%	+1.31%
Ulcer Index Depth and duration of drawdowns from previous peaks	1.79%	3.33%	-1.54%

Volatility

FGTIX vs. AEPGX - Volatility Comparison

The current volatility for Franklin Growth Allocation Fund (FGTIX) is 2.84%, while American Funds EuroPacific Growth Fund Class A (AEPGX) has a volatility of 5.52%. This indicates that FGTIX experiences smaller price fluctuations and is considered to be less risky than AEPGX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.

Volatility by Period

	FGTIX	AEPGX	Difference
Volatility (1M) Calculated over the trailing 1-month period	2.84%	5.52%	-2.68%
Volatility (6M) Calculated over the trailing 6-month period	8.21%	12.93%	-4.72%
Volatility (1Y) Calculated over the trailing 1-year period	10.25%	15.39%	-5.14%
Volatility (5Y) Calculated over the trailing 5-year period, annualized	15.01%	16.74%	-1.73%
Volatility (10Y) Calculated over the trailing 10-year period, annualized	13.87%	16.94%	-3.07%

FGTIX vs. AEPGX - Expense Ratio Comparison

FGTIX has a 0.66% expense ratio, which is lower than AEPGX's 0.80% expense ratio.

Dividends

FGTIX vs. AEPGX - Dividend Comparison

FGTIX's dividend yield for the trailing twelve months is around 8.27%, less than AEPGX's 12.30% yield.

Position	TTM	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015
AEPGX American Funds EuroPacific Growth Fund Class A	12.30%	13.69%	4.56%	3.57%	1.72%	5.15%	0.17%	2.79%	6.33%	4.66%	1.24%	3.05%
FGTIX Franklin Growth Allocation Fund	8.27%	8.98%	2.27%	3.28%	4.93%	14.27%	5.11%	11.14%	9.45%	6.22%	2.70%	6.36%

Frequently Asked Questions

Can I hold both FGTIX and AEPGX in my portfolio?

FGTIX and AEPGX have a correlation of 0.86, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.

Which is riskier, FGTIX or AEPGX?

AEPGX has higher volatility (5.52%) compared to FGTIX (2.84%). In terms of maximum drawdown, FGTIX dropped -46.40% vs AEPGX's -53.98%.

Which has better risk-adjusted returns?

FGTIX currently has the higher Sharpe Ratio (2.31 vs 1.82), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.