FFSDX vs. LTSTX
Compare and contrast key facts about Fidelity Freedom 2065 Fund Class K (FFSDX) and Principal LifeTime 2025 Fund (LTSTX).
FFSDX is managed by Fidelity. It was launched on Jun 28, 2019. LTSTX is managed by Principal. It was launched on Feb 28, 2008.
Performance
FFSDX vs. LTSTX - Performance Comparison
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FFSDX vs. LTSTX - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | |
|---|---|---|---|---|---|---|---|---|
FFSDX Fidelity Freedom 2065 Fund Class K | -3.50% | 23.80% | 14.16% | 20.69% | -18.22% | 16.59% | 18.26% | 9.09% |
LTSTX Principal LifeTime 2025 Fund | -2.64% | 12.16% | 11.91% | 13.30% | -15.23% | 10.91% | 13.70% | 6.02% |
Returns By Period
In the year-to-date period, FFSDX achieves a -3.50% return, which is significantly lower than LTSTX's -2.64% return.
FFSDX
- 1D
- -0.33%
- 1M
- -9.21%
- YTD
- -3.50%
- 6M
- 0.09%
- 1Y
- 19.47%
- 3Y*
- 15.39%
- 5Y*
- 8.22%
- 10Y*
- —
LTSTX
- 1D
- 0.09%
- 1M
- -5.07%
- YTD
- -2.64%
- 6M
- -1.15%
- 1Y
- 8.41%
- 3Y*
- 9.82%
- 5Y*
- 4.89%
- 10Y*
- 7.44%
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FFSDX vs. LTSTX - Expense Ratio Comparison
FFSDX has a 0.65% expense ratio, which is higher than LTSTX's 0.01% expense ratio.
Return for Risk
FFSDX vs. LTSTX — Risk / Return Rank
FFSDX
LTSTX
FFSDX vs. LTSTX - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Fidelity Freedom 2065 Fund Class K (FFSDX) and Principal LifeTime 2025 Fund (LTSTX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| FFSDX | LTSTX | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 1.21 | 1.02 | +0.19 |
Sortino ratioReturn per unit of downside risk | 1.73 | 1.47 | +0.26 |
Omega ratioGain probability vs. loss probability | 1.26 | 1.21 | +0.05 |
Calmar ratioReturn relative to maximum drawdown | 1.56 | 1.21 | +0.35 |
Martin ratioReturn relative to average drawdown | 6.97 | 5.61 | +1.37 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
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Sharpe Ratios by Period
| FFSDX | LTSTX | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 1.21 | 1.02 | +0.19 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.56 | 0.54 | +0.02 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | — | 0.76 | — |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.65 | 0.45 | +0.20 |
Correlation
The correlation between FFSDX and LTSTX is 0.94, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.
Dividends
FFSDX vs. LTSTX - Dividend Comparison
FFSDX's dividend yield for the trailing twelve months is around 3.81%, less than LTSTX's 12.52% yield.
| TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
FFSDX Fidelity Freedom 2065 Fund Class K | 3.81% | 3.68% | 2.75% | 2.15% | 8.83% | 7.86% | 2.31% | 1.49% | 0.00% | 0.00% | 0.00% | 0.00% |
LTSTX Principal LifeTime 2025 Fund | 12.52% | 12.19% | 9.74% | 4.26% | 8.00% | 7.66% | 5.25% | 6.91% | 6.39% | 4.75% | 3.65% | 8.91% |
Drawdowns
FFSDX vs. LTSTX - Drawdown Comparison
The maximum FFSDX drawdown since its inception was -31.03%, smaller than the maximum LTSTX drawdown of -48.17%. Use the drawdown chart below to compare losses from any high point for FFSDX and LTSTX.
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Drawdown Indicators
| FFSDX | LTSTX | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -31.03% | -48.17% | +17.14% |
Max Drawdown (1Y)Largest decline over 1 year | -11.15% | -6.47% | -4.68% |
Max Drawdown (5Y)Largest decline over 5 years | -27.29% | -21.01% | -6.28% |
Max Drawdown (10Y)Largest decline over 10 years | — | -23.33% | — |
Current DrawdownCurrent decline from peak | -9.80% | -5.15% | -4.65% |
Average DrawdownAverage peak-to-trough decline | -5.99% | -6.21% | +0.22% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 2.50% | 1.40% | +1.10% |
Volatility
FFSDX vs. LTSTX - Volatility Comparison
Fidelity Freedom 2065 Fund Class K (FFSDX) has a higher volatility of 5.72% compared to Principal LifeTime 2025 Fund (LTSTX) at 2.99%. This indicates that FFSDX's price experiences larger fluctuations and is considered to be riskier than LTSTX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| FFSDX | LTSTX | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 5.72% | 2.99% | +2.73% |
Volatility (6M)Calculated over the trailing 6-month period | 9.59% | 4.90% | +4.69% |
Volatility (1Y)Calculated over the trailing 1-year period | 15.99% | 8.43% | +7.56% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 14.87% | 9.16% | +5.71% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 17.03% | 9.81% | +7.22% |