FFFGX vs. TDIFX
Compare and contrast key facts about Fidelity Freedom 2045 Fund (FFFGX) and Dimensional Retirement Income Fund (TDIFX).
FFFGX is managed by Fidelity. It was launched on Jun 1, 2006. TDIFX is managed by Dimensional. It was launched on Nov 1, 2015.
Performance
FFFGX vs. TDIFX - Performance Comparison
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FFFGX vs. TDIFX - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
FFFGX Fidelity Freedom 2045 Fund | -0.44% | 23.77% | 13.95% | 20.56% | -18.29% | 16.55% | 18.22% | 25.41% | -8.89% | 22.22% |
TDIFX Dimensional Retirement Income Fund | 0.21% | 7.22% | 6.21% | 7.76% | -9.37% | 14.53% | 9.33% | 9.96% | -1.98% | 5.17% |
Returns By Period
In the year-to-date period, FFFGX achieves a -0.44% return, which is significantly lower than TDIFX's 0.21% return. Over the past 10 years, FFFGX has outperformed TDIFX with an annualized return of 11.23%, while TDIFX has yielded a comparatively lower 4.81% annualized return.
FFFGX
- 1D
- 2.99%
- 1M
- -5.70%
- YTD
- -0.44%
- 6M
- 3.04%
- 1Y
- 22.50%
- 3Y*
- 16.50%
- 5Y*
- 8.51%
- 10Y*
- 11.23%
TDIFX
- 1D
- 0.59%
- 1M
- -1.59%
- YTD
- 0.21%
- 6M
- 0.88%
- 1Y
- 5.68%
- 3Y*
- 5.90%
- 5Y*
- 4.81%
- 10Y*
- 4.81%
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FFFGX vs. TDIFX - Expense Ratio Comparison
FFFGX has a 0.75% expense ratio, which is higher than TDIFX's 0.06% expense ratio.
Return for Risk
FFFGX vs. TDIFX — Risk / Return Rank
FFFGX
TDIFX
FFFGX vs. TDIFX - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Fidelity Freedom 2045 Fund (FFFGX) and Dimensional Retirement Income Fund (TDIFX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| FFFGX | TDIFX | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 1.44 | 1.47 | -0.03 |
Sortino ratioReturn per unit of downside risk | 2.05 | 2.07 | -0.02 |
Omega ratioGain probability vs. loss probability | 1.31 | 1.31 | 0.00 |
Calmar ratioReturn relative to maximum drawdown | 2.05 | 1.47 | +0.58 |
Martin ratioReturn relative to average drawdown | 9.14 | 6.12 | +3.01 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
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Sharpe Ratios by Period
| FFFGX | TDIFX | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 1.44 | 1.47 | -0.03 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.58 | 0.84 | -0.26 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | 0.74 | 0.96 | -0.23 |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.45 | 1.00 | -0.55 |
Correlation
The correlation between FFFGX and TDIFX is 0.73, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.
Dividends
FFFGX vs. TDIFX - Dividend Comparison
FFFGX's dividend yield for the trailing twelve months is around 4.42%, more than TDIFX's 2.06% yield.
| TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
FFFGX Fidelity Freedom 2045 Fund | 4.42% | 4.40% | 1.97% | 1.84% | 12.04% | 12.00% | 4.99% | 6.51% | 7.82% | 4.01% | 4.15% | 4.07% |
TDIFX Dimensional Retirement Income Fund | 2.06% | 1.77% | 3.11% | 3.09% | 4.66% | 9.39% | 1.39% | 1.98% | 2.11% | 0.98% | 0.89% | 0.00% |
Drawdowns
FFFGX vs. TDIFX - Drawdown Comparison
The maximum FFFGX drawdown since its inception was -54.61%, which is greater than TDIFX's maximum drawdown of -12.21%. Use the drawdown chart below to compare losses from any high point for FFFGX and TDIFX.
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Drawdown Indicators
| FFFGX | TDIFX | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -54.61% | -12.21% | -42.40% |
Max Drawdown (1Y)Largest decline over 1 year | -11.21% | -2.84% | -8.37% |
Max Drawdown (5Y)Largest decline over 5 years | -27.33% | -12.21% | -15.12% |
Max Drawdown (10Y)Largest decline over 10 years | -30.95% | -12.21% | -18.74% |
Current DrawdownCurrent decline from peak | -6.87% | -1.83% | -5.04% |
Average DrawdownAverage peak-to-trough decline | -8.42% | -1.77% | -6.65% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 2.51% | 0.84% | +1.67% |
Volatility
FFFGX vs. TDIFX - Volatility Comparison
Fidelity Freedom 2045 Fund (FFFGX) has a higher volatility of 6.46% compared to Dimensional Retirement Income Fund (TDIFX) at 1.51%. This indicates that FFFGX's price experiences larger fluctuations and is considered to be riskier than TDIFX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| FFFGX | TDIFX | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 6.46% | 1.51% | +4.95% |
Volatility (6M)Calculated over the trailing 6-month period | 9.80% | 2.32% | +7.48% |
Volatility (1Y)Calculated over the trailing 1-year period | 16.14% | 4.34% | +11.80% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 14.87% | 5.89% | +8.98% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 15.29% | 5.05% | +10.24% |