FCQTX vs. FARSX
Compare and contrast key facts about American Funds 2065 Target Date Retirement Fund (FCQTX) and Fidelity Advisor Managed Retirement 2015 Fund Class A (FARSX).
FCQTX is managed by American Funds. It was launched on Mar 26, 2020. FARSX is managed by BlackRock. It was launched on Aug 30, 2007.
Performance
FCQTX vs. FARSX - Performance Comparison
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FCQTX vs. FARSX - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | |
|---|---|---|---|---|---|---|---|
FCQTX American Funds 2065 Target Date Retirement Fund | -5.95% | 20.74% | 15.64% | 21.56% | -19.63% | 17.34% | 47.06% |
FARSX Fidelity Advisor Managed Retirement 2015 Fund Class A | -0.81% | 10.71% | 4.91% | 9.25% | -13.76% | 5.06% | 20.57% |
Returns By Period
In the year-to-date period, FCQTX achieves a -5.95% return, which is significantly lower than FARSX's -0.81% return.
FCQTX
- 1D
- -0.42%
- 1M
- -9.36%
- YTD
- -5.95%
- 6M
- -2.92%
- 1Y
- 15.81%
- 3Y*
- 14.49%
- 5Y*
- 7.64%
- 10Y*
- —
FARSX
- 1D
- 0.23%
- 1M
- -3.72%
- YTD
- -0.81%
- 6M
- 0.54%
- 1Y
- 7.82%
- 3Y*
- 6.51%
- 5Y*
- 2.58%
- 10Y*
- 5.08%
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FCQTX vs. FARSX - Expense Ratio Comparison
FCQTX has a 0.01% expense ratio, which is lower than FARSX's 0.71% expense ratio.
Return for Risk
FCQTX vs. FARSX — Risk / Return Rank
FCQTX
FARSX
FCQTX vs. FARSX - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for American Funds 2065 Target Date Retirement Fund (FCQTX) and Fidelity Advisor Managed Retirement 2015 Fund Class A (FARSX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| FCQTX | FARSX | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 1.04 | 1.44 | -0.39 |
Sortino ratioReturn per unit of downside risk | 1.56 | 2.00 | -0.44 |
Omega ratioGain probability vs. loss probability | 1.22 | 1.29 | -0.07 |
Calmar ratioReturn relative to maximum drawdown | 1.35 | 1.93 | -0.58 |
Martin ratioReturn relative to average drawdown | 5.87 | 7.74 | -1.88 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
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Sharpe Ratios by Period
| FCQTX | FARSX | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 1.04 | 1.44 | -0.39 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.53 | 0.41 | +0.12 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | — | 0.80 | — |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.94 | 0.48 | +0.47 |
Correlation
The correlation between FCQTX and FARSX is 0.84, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.
Dividends
FCQTX vs. FARSX - Dividend Comparison
FCQTX's dividend yield for the trailing twelve months is around 4.96%, more than FARSX's 2.77% yield.
| TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
FCQTX American Funds 2065 Target Date Retirement Fund | 4.96% | 4.67% | 2.80% | 1.99% | 3.96% | 1.54% | 0.72% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
FARSX Fidelity Advisor Managed Retirement 2015 Fund Class A | 2.77% | 2.63% | 2.64% | 2.32% | 4.65% | 4.97% | 3.17% | 3.05% | 6.06% | 23.98% | 1.80% | 4.22% |
Drawdowns
FCQTX vs. FARSX - Drawdown Comparison
The maximum FCQTX drawdown since its inception was -27.34%, smaller than the maximum FARSX drawdown of -40.28%. Use the drawdown chart below to compare losses from any high point for FCQTX and FARSX.
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Drawdown Indicators
| FCQTX | FARSX | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -27.34% | -40.28% | +12.94% |
Max Drawdown (1Y)Largest decline over 1 year | -10.21% | -4.03% | -6.18% |
Max Drawdown (5Y)Largest decline over 5 years | -27.34% | -18.75% | -8.59% |
Max Drawdown (10Y)Largest decline over 10 years | — | -18.75% | — |
Current DrawdownCurrent decline from peak | -9.83% | -3.72% | -6.11% |
Average DrawdownAverage peak-to-trough decline | -6.02% | -5.07% | -0.95% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 2.34% | 1.00% | +1.34% |
Volatility
FCQTX vs. FARSX - Volatility Comparison
American Funds 2065 Target Date Retirement Fund (FCQTX) has a higher volatility of 4.62% compared to Fidelity Advisor Managed Retirement 2015 Fund Class A (FARSX) at 2.26%. This indicates that FCQTX's price experiences larger fluctuations and is considered to be riskier than FARSX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| FCQTX | FARSX | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 4.62% | 2.26% | +2.36% |
Volatility (6M)Calculated over the trailing 6-month period | 9.04% | 3.37% | +5.67% |
Volatility (1Y)Calculated over the trailing 1-year period | 15.15% | 5.52% | +9.63% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 14.58% | 6.32% | +8.26% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 15.05% | 6.34% | +8.71% |