FCBC vs. T
FCBC (First Community Bankshares, Inc.) and T (AT&T Inc.) are both stocks. FCBC operates in Banks - Regional (Financial Services), while T operates in Telecom Services (Communication Services). Over the past 10 years, FCBC returned 12.22%/yr vs 2.70%/yr for T. At a 0.26 correlation, their price movements are largely independent.
Performance
FCBC vs. T - Performance Comparison
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Returns By Period
In the year-to-date period, FCBC achieves a 37.98% return, which is significantly higher than T's -6.13% return. Over the past 10 years, FCBC has outperformed T with an annualized return of 12.22%, while T has yielded a comparatively lower 2.70% annualized return.
FCBC
- 1D
- 1.41%
- 1M
- 4.96%
- YTD
- 37.98%
- 6M
- 37.09%
- 1Y
- 22.26%
- 3Y*
- 22.45%
- 5Y*
- 12.92%
- 10Y*
- 12.22%
T
- 1D
- 3.21%
- 1M
- -9.70%
- YTD
- -6.13%
- 6M
- -4.67%
- 1Y
- -15.59%
- 3Y*
- 20.20%
- 5Y*
- 7.06%
- 10Y*
- 2.70%
FCBC vs. T - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
FCBC First Community Bankshares, Inc. | 37.98% | -12.10% | 15.82% | 13.72% | 5.12% | 60.52% | -27.17% | 1.42% | 14.19% | -2.35% |
T AT&T Inc. | -6.13% | 13.97% | 44.08% | -2.74% | 5.76% | -8.09% | -21.37% | 45.55% | -22.25% | -4.01% |
Correlation
The correlation between FCBC and T is 0.14, which is low. Their price movements are largely independent, making them effective diversification partners.
| Correlation | |
|---|---|
Correlation (1Y) Calculated over the trailing 1-year period | 0.14 |
Correlation (3Y) Calculated over the trailing 3-year period | 0.15 |
Correlation (5Y) Calculated over the trailing 5-year period | 0.22 |
Correlation (10Y) Calculated over the trailing 10-year period | 0.28 |
Correlation (All Time) Calculated using the full available price history since May 9, 1997 | 0.26 |
The correlation between FCBC and T shifts across timeframes, from 0.14 (1 year) to 0.28 (10 years), reflecting how their relationship changes across market environments.
Fundamentals
FCBC:
$2.64
T:
$3.04
FCBC:
16.84
T:
7.49
FCBC:
4.90
T:
1.31
FCBC:
$168.35M
T:
$125.65B
FCBC:
$117.77M
T:
$105.41B
FCBC:
$50.67M
T:
$54.70B
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Return for Risk
FCBC vs. T — Risk / Return Rank
FCBC
T
FCBC vs. T - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for First Community Bankshares, Inc. (FCBC) and AT&T Inc. (T). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| FCBC | T | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | +1.52 | ||
| Sortino ratioReturn per unit of downside risk | +2.20 | ||
| Omega ratioGain probability vs. loss probability | 1.16 | 0.90 | +0.26 |
| Calmar ratioReturn relative to maximum drawdown | 0.95 | -0.66 | +1.62 |
| Martin ratioReturn relative to average drawdown | 1.89 | -1.40 | +3.29 |
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Drawdowns
FCBC vs. T - Drawdown Comparison
The maximum FCBC drawdown since its inception was -79.46%, which is greater than T's maximum drawdown of -64.15%. Use the drawdown chart below to compare losses from any high point for FCBC and T.
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Drawdown Indicators
| FCBC | T | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -79.46% | -64.15% | -15.31% |
Max Drawdown (1Y)Largest decline over 1 year | -23.43% | -23.57% | +0.14% |
Max Drawdown (3Y)Largest decline over 3 years | -29.94% | -23.57% | -6.37% |
Max Drawdown (5Y)Largest decline over 5 years | -39.51% | -32.01% | -7.50% |
Max Drawdown (10Y)Largest decline over 10 years | -49.53% | -42.35% | -7.18% |
Current DrawdownCurrent decline from peak | 0.00% | -20.80% | +20.80% |
Average DrawdownAverage peak-to-trough decline | -26.43% | -15.72% | -10.71% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 11.81% | 11.14% | +0.67% |
Volatility
FCBC vs. T - Volatility Comparison
The current volatility for First Community Bankshares, Inc. (FCBC) is 7.14%, while AT&T Inc. (T) has a volatility of 8.49%. This indicates that FCBC experiences smaller price fluctuations and is considered to be less risky than T based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| FCBC | T | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 7.14% | 8.49% | -1.35% |
Volatility (6M)Calculated over the trailing 6-month period | 19.23% | 18.37% | +0.86% |
Volatility (1Y)Calculated over the trailing 1-year period | 27.00% | 22.66% | +4.34% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 29.01% | 24.12% | +4.89% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 32.85% | 23.79% | +9.06% |
Dividends
FCBC vs. T - Dividend Comparison
FCBC's dividend yield for the trailing twelve months is around 5.04%, more than T's 4.87% yield.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
FCBC First Community Bankshares, Inc. | 5.04% | 9.81% | 2.88% | 3.13% | 3.30% | 3.11% | 4.63% | 3.09% | 4.00% | 2.37% | 1.99% | 2.90% |
T AT&T Inc. | 4.87% | 4.47% | 4.87% | 6.62% | 6.66% | 8.46% | 7.23% | 5.22% | 7.01% | 5.04% | 4.51% | 5.46% |
Financials
FCBC vs. T - Financials Comparison
This section allows you to compare key financial metrics between First Community Bankshares, Inc. and AT&T Inc.. You can select fields from income statements, balance sheets, and cash flow statements to easily visualize and compare the financial health of both companies.
Total Revenue: Total amount of money received from sales and other business activities
Frequently Asked Questions
FCBC and T have a correlation of 0.14, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
T has higher volatility (8.49%) compared to FCBC (7.14%). In terms of maximum drawdown, FCBC dropped -79.46% vs T's -64.15%.
FCBC currently has the higher Sharpe Ratio (0.83 vs -0.69), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
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