FCBC vs. T
FCBC (First Community Bankshares, Inc.) and T (AT&T Inc.) are both stocks. FCBC operates in Banks - Regional (Financial Services), while T operates in Telecom Services (Communication Services). Over the past 10 years, FCBC returned 11.36%/yr vs 1.81%/yr for T. At a 0.26 correlation, their price movements are largely independent.
Performance
FCBC vs. T - Performance Comparison
Loading charts...
Returns By Period
In the year-to-date period, FCBC achieves a 36.31% return, which is significantly higher than T's -10.13% return. Over the past 10 years, FCBC has outperformed T with an annualized return of 11.36%, while T has yielded a comparatively lower 1.81% annualized return.
FCBC
- 1D
- -0.14%
- 1M
- -0.33%
- 6M
- 34.87%
- YTD
- 36.31%
- 1Y
- 16.05%
- 3Y*
- 19.22%
- 5Y*
- 14.24%
- 10Y*
- 11.36%
T
- 1D
- 1.99%
- 1M
- -7.39%
- 6M
- -7.05%
- YTD
- -10.13%
- 1Y
- -16.34%
- 3Y*
- 20.29%
- 5Y*
- 6.14%
- 10Y*
- 1.81%
FCBC vs. T - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
FCBC First Community Bankshares, Inc. | 36.31% | -12.10% | 15.82% | 13.72% | 5.12% | 60.52% | -27.17% | 1.42% | 14.19% | -2.35% |
T AT&T Inc. | -10.13% | 13.97% | 44.08% | -2.74% | 5.76% | -8.09% | -21.37% | 45.55% | -22.25% | -4.01% |
Correlation
The correlation between FCBC and T is 0.13, which is low. Their price movements are largely independent, making them effective diversification partners.
| Correlation | |
|---|---|
Correlation (1Y) Calculated over the trailing 1-year period | 0.13 |
Correlation (3Y) Calculated over the trailing 3-year period | 0.14 |
Correlation (5Y) Calculated over the trailing 5-year period | 0.22 |
Correlation (10Y) Calculated over the trailing 10-year period | 0.28 |
Correlation (All Time) Calculated using the full available price history since May 9, 1997 | 0.26 |
The correlation between FCBC and T shifts across timeframes, from 0.13 (1 year) to 0.28 (10 years), reflecting how their relationship changes across market environments.
Fundamentals
FCBC:
$829.00M
T:
$149.84B
FCBC:
$2.63
T:
$3.05
FCBC:
16.69
T:
7.06
FCBC:
4.86
T:
1.23
FCBC:
$168.35M
T:
$125.65B
FCBC:
$117.77M
T:
$105.41B
FCBC:
$50.67M
T:
$54.70B
Compare stocks, funds, or ETFs
Search for stocks, ETFs, and funds for a quick comparison or use the comparison tool for more options.
Return for Risk
FCBC vs. T — Risk / Return Rank
FCBC
T
FCBC vs. T - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for First Community Bankshares, Inc. (FCBC) and AT&T Inc. (T). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| FCBC | T | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | +1.30 | ||
| Sortino ratioReturn per unit of downside risk | +1.90 | ||
| Omega ratioGain probability vs. loss probability | 1.12 | 0.90 | +0.22 |
| Calmar ratioReturn relative to maximum drawdown | 0.72 | -0.57 | +1.29 |
| Martin ratioReturn relative to average drawdown | 1.45 | -1.31 | +2.76 |
Loading charts...
Drawdowns
FCBC vs. T - Drawdown Comparison
The maximum FCBC drawdown since its inception was -79.46%, which is greater than T's maximum drawdown of -64.15%. Use the drawdown chart below to compare losses from any high point for FCBC and T.
Loading charts...
Drawdown Indicators
| FCBC | T | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -79.46% | -64.15% | -15.31% |
Max Drawdown (1Y)Largest decline over 1 year | -22.44% | -28.89% | +6.45% |
Max Drawdown (3Y)Largest decline over 3 years | -29.94% | -28.89% | -1.05% |
Max Drawdown (5Y)Largest decline over 5 years | -39.51% | -32.01% | -7.50% |
Max Drawdown (10Y)Largest decline over 10 years | -49.53% | -42.35% | -7.18% |
Current DrawdownCurrent decline from peak | -3.72% | -24.17% | +20.45% |
Average DrawdownAverage peak-to-trough decline | -26.38% | -15.73% | -10.65% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 11.08% | 12.52% | -1.44% |
Volatility
FCBC vs. T - Volatility Comparison
The current volatility for First Community Bankshares, Inc. (FCBC) is 6.42%, while AT&T Inc. (T) has a volatility of 10.00%. This indicates that FCBC experiences smaller price fluctuations and is considered to be less risky than T based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
Loading charts...
Volatility by Period
| FCBC | T | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 6.42% | 10.00% | -3.58% |
Volatility (6M)Calculated over the trailing 6-month period | 18.40% | 19.81% | -1.41% |
Volatility (1Y)Calculated over the trailing 1-year period | 26.80% | 23.52% | +3.28% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 28.94% | 24.36% | +4.58% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 32.83% | 23.90% | +8.93% |
Dividends
FCBC vs. T - Dividend Comparison
FCBC's dividend yield for the trailing twelve months is around 5.10%, which matches T's 5.15% yield.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
FCBC First Community Bankshares, Inc. | 5.10% | 9.81% | 2.88% | 3.13% | 3.30% | 3.11% | 4.63% | 3.09% | 4.00% | 2.37% | 1.99% | 2.90% |
T AT&T Inc. | 5.15% | 4.47% | 4.87% | 6.62% | 6.66% | 8.46% | 7.23% | 5.22% | 7.01% | 5.04% | 4.51% | 5.46% |
Financials
FCBC vs. T - Financials Comparison
This section allows you to compare key financial metrics between First Community Bankshares, Inc. and AT&T Inc.. You can select fields from income statements, balance sheets, and cash flow statements to easily visualize and compare the financial health of both companies.
Total Revenue: Total amount of money received from sales and other business activities
Frequently Asked Questions
FCBC and T have a correlation of 0.13, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
T has higher volatility (10.00%) compared to FCBC (6.42%). In terms of maximum drawdown, FCBC dropped -79.46% vs T's -64.15%.
FCBC currently has the higher Sharpe Ratio (0.60 vs -0.70), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
Find the right allocation for FCBC and T
Add both to a portfolio and optimize allocations for your target — whether that's maximizing returns, minimizing drawdowns, or balancing risk across holdings.
Open Portfolio Optimizer