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First Community Bankshares, Inc. (FCBC)
Performance
Return for Risk
Dividends
Drawdowns
Volatility
Financials

Company Info

ISIN
US31983A1034
CUSIP
31983A103
IPO Date
Dec 31, 1992

Highlights

Market Cap
$763.58M
Enterprise Value
$251.34M
EPS (TTM)
$2.65
PE Ratio
15.65
Total Revenue (TTM)
$142.54M
Gross Profit (TTM)
$115.99M
EBITDA (TTM)
$51.36M
Year Range
$31.21 - $42.79
Target Price
$38.00
ROA (TTM)
1.50%
ROE (TTM)
9.75%

Share Price Chart


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First Community Bankshares, Inc.

Often compared with FCBC:
FCBC vs. KBWBFCBC vs. ET

Performance

Performance Chart

The chart shows the growth of an initial investment of $10,000 in First Community Bankshares, Inc., comparing it to the performance of the S&P 500 index or another benchmark. All prices have been adjusted for splits and dividends.


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S&P 500 Index

Returns By Period

First Community Bankshares, Inc. (FCBC) has returned 27.85% so far this year and 17.45% over the past 12 months. Over the last decade, FCBC has posted an annualized return of 12.35%, slightly higher than the S&P 500 Index benchmark’s 12.16%.


First Community Bankshares, Inc.

1D
-0.50%
1M
6.11%
YTD
27.85%
6M
25.09%
1Y
17.45%
3Y*
25.68%
5Y*
12.38%
10Y*
12.35%

Benchmark (S&P 500 Index)

1D
2.91%
1M
-5.09%
YTD
-4.63%
6M
-2.39%
1Y
16.33%
3Y*
16.69%
5Y*
10.18%
10Y*
12.16%
*Multi-year figures are annualized to reflect compound growth (CAGR)

Monthly Returns

Based on dividend-adjusted daily data since May 9, 1997, FCBC's average daily return is +0.06%, while the average monthly return is +1.01%. At this rate, your investment would double in approximately 5.7 years.

Historically, 54% of months were positive and 46% were negative. The best month was Apr 2010 with a return of +34.6%, while the worst month was Jan 2009 at -50.7%. The longest winning streak lasted 11 consecutive months, and the longest losing streak was 5 months.

On a daily basis, FCBC closed higher 46% of trading days. The best single day was Mar 12, 2009 with a return of +21.9%, while the worst single day was Mar 2, 2009 at -20.4%.


JanFebMarAprMayJunJulAugSepOctNovDecTotal
202610.05%9.49%6.11%27.85%
20254.15%2.23%-10.13%-0.03%0.58%4.18%-6.82%4.98%-8.37%-7.07%4.32%0.93%-12.10%
2024-7.60%-2.46%4.50%-4.19%5.56%6.04%21.55%-0.72%-2.20%-3.92%12.11%-9.81%15.82%
2023-4.10%-3.11%-19.76%-6.55%15.28%11.52%13.12%-7.23%-4.78%10.87%0.90%13.59%13.72%
2022-6.61%-5.17%-3.82%-5.60%9.19%2.12%9.08%-0.81%1.59%16.27%0.01%-8.25%5.12%
2021-0.56%20.88%16.87%-2.57%7.52%-4.20%-2.18%7.93%1.54%2.21%1.67%2.20%60.52%

Benchmark Metrics

First Community Bankshares, Inc. has an annualized alpha of 6.25%, beta of 0.91, and R² of 0.21 versus S&P 500 Index. Calculated based on daily prices since May 12, 1997.

  • This stock participates in less of S&P 500 Index's moves in both directions, but captures a larger share of gains (69.33%) than losses (68.00%) — typical of diversified or defensive assets.
  • R² of 0.21 means this stock moves largely independently of S&P 500 Index — capture ratios reflect limited market correlation rather than active downside protection. Consider using a more representative benchmark.

Alpha
6.25%
Beta
0.91
0.21
Upside Capture
69.33%
Downside Capture
68.00%

Return for Risk

Risk / Return Rank

FCBC ranks 56 for risk / return — on par with similar stocks. You're getting a typical balance of risk and reward. Not a standout, but not a red flag either — a reasonable choice if other factors align with your goals.


FCBC Risk / Return Rank: 5656
Overall Rank
FCBC Sharpe Ratio Rank: 6262
Sharpe Ratio Rank
FCBC Sortino Ratio Rank: 5555
Sortino Ratio Rank
FCBC Omega Ratio Rank: 5353
Omega Ratio Rank
FCBC Calmar Ratio Rank: 5757
Calmar Ratio Rank
FCBC Martin Ratio Rank: 5555
Martin Ratio Rank
The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

Return / Risk — by metrics

The table below present risk-adjusted performance metrics for First Community Bankshares, Inc. (FCBC) and compare them to a chosen benchmark (S&P 500 Index).


FCBCBenchmarkDifference

Sharpe ratio

Return per unit of total volatility

0.61

0.90

-0.28

Sortino ratio

Return per unit of downside risk

1.03

1.39

-0.36

Omega ratio

Gain probability vs. loss probability

1.12

1.21

-0.09

Calmar ratio

Return relative to maximum drawdown

0.70

1.40

-0.70

Martin ratio

Return relative to average drawdown

1.36

6.61

-5.24

Explore FCBC risk-adjusted metrics in detail

Dive deeper into individual metrics with historical trends, benchmark comparisons, and performance across different time periods.

Dividends

Dividend History

First Community Bankshares, Inc. provided a 5.39% dividend yield over the last twelve months, with an annual payout of $2.24 per share. The company has been increasing its dividends for 6 consecutive years.


2.00%4.00%6.00%8.00%10.00%$0.00$0.50$1.00$1.50$2.00$2.50$3.00$3.5020152016201720182019202020212022202320242025
Dividends
Dividend Yield
PeriodTTM20252024202320222021202020192018201720162015
Dividend$2.24$3.31$1.20$1.16$1.12$1.04$1.00$0.96$1.26$0.68$0.60$0.54

Dividend yield

5.39%9.81%2.88%3.13%3.30%3.11%4.63%3.09%4.00%2.37%1.99%2.90%

Monthly Dividends

The table displays the monthly dividend distributions for First Community Bankshares, Inc.. The dividends shown in the table have been adjusted to account for any splits that may have occurred.


JanFebMarAprMayJunJulAugSepOctNovDecTotal
2026$1.00$0.31$0.00$1.31
2025$0.00$2.38$0.00$0.00$0.31$0.00$0.00$0.31$0.00$0.00$0.31$0.00$3.31
2024$0.00$0.29$0.00$0.00$0.29$0.00$0.00$0.31$0.00$0.00$0.31$0.00$1.20
2023$0.00$0.29$0.00$0.00$0.29$0.00$0.00$0.29$0.00$0.00$0.29$0.00$1.16
2022$0.00$0.27$0.00$0.00$0.27$0.00$0.00$0.29$0.00$0.00$0.29$0.00$1.12
2021$0.00$0.25$0.00$0.00$0.25$0.00$0.00$0.27$0.00$0.00$0.27$0.00$1.04

Dividend Yield & Payout


Dividend Yield

First Community Bankshares, Inc. has a dividend yield of 5.39%, which means its dividend payment is significantly above the market average.

Payout Ratio

First Community Bankshares, Inc. has a payout ratio of 124.18%, which is above the market average. This might signify the company's strong earnings or financial health. However, it could also hint at a more mature business phase with potentially slower growth.

Drawdowns

Drawdowns Chart

The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.


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Worst Drawdowns

The table below displays the maximum drawdowns of the First Community Bankshares, Inc.. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.

The maximum drawdown for the First Community Bankshares, Inc. was 79.46%, occurring on Mar 9, 2009. Recovery took 1954 trading sessions.

The current First Community Bankshares, Inc. drawdown is 3.84%.


Depth

Start

To Bottom

Bottom

To Recover

End

Total

-79.46%Feb 14, 2007520Mar 9, 20091954Dec 8, 20162474
-54.68%Jun 30, 1998607Nov 21, 2000149Jun 27, 2001756
-49.53%Feb 26, 2019399Sep 23, 2020271Oct 20, 2021670
-39.51%Nov 17, 2022113May 2, 2023156Dec 13, 2023269
-32.52%Oct 15, 2003142May 7, 2004143Dec 1, 2004285

Volatility

Volatility Chart

The chart below shows the rolling one-month volatility.


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Financials

Financial Performance

The chart below illustrates the trends in the financial health of First Community Bankshares, Inc. over time, highlighting three key metrics: Total Revenue, Earnings Before Interest and Taxes (EBIT), and Net Income.


Annual
Quarterly

0.0

Valuation

The Valuation section provides an overview of how First Community Bankshares, Inc. is priced in the market compared to other companies in the Banks - Regional industry. It includes key financial ratios that help investors assess whether the stock is undervalued or overvalued.


PE Ratio

The chart displays the Price-to-Earnings (P/E) ratio for FCBC, comparing it with other companies in the Banks - Regional industry. Currently, FCBC has a P/E ratio of 15.7. This P/E ratio is significantly higher than those of industry peers. This could indicate that the stock is overvalued or that investors expect strong future growth.

PS Ratio

This chart shows the Price-to-Sales (P/S) ratio for FCBC relative to other companies in the Banks - Regional industry. Currently, FCBC has a P/S ratio of 5.4. This P/S ratio is high relative to other companies in the industry. It could mean the stock is overvalued, or that investors expect strong future growth and profitability.

PB Ratio

The chart illustrates the Price-to-Book (P/B) ratio for FCBC in comparison with other companies in the Banks - Regional industry. Currently, FCBC has a P/B value of 1.5. This P/B ratio is higher than most companies in the industry. It may suggest the stock is overvalued or that investors expect the company to generate high returns on its assets.

Income Statement



TTM
Revenue

Total Revenue

Cost Of Revenue

Gross Profit

Operating Expenses

Selling, General & Admin Expenses

R&D Expenses

Depreciation And Amortization

Total Operating Expenses

Income

Income Before Tax

Operating Income

EBITDA

EBIT

Earnings From Continuing Operations

Net Income

Income Tax Expense

Other Non-Operating Income (Expenses)

Extraordinary Items

Discontinued Operations

Effect Of Accounting Charges

Non Recurring

Minority Interest

Other Items

Interest Income

Interest Expense

Net Interest Income

Values in undefined except per share items