EZPW vs. ORLY
EZPW (EZCORP, Inc.) and ORLY (O'Reilly Automotive, Inc.) are both stocks. EZPW operates in Credit Services (Financial Services), while ORLY operates in Specialty Retail (Consumer Cyclical). Over the past 10 years, EZPW returned 17.29%/yr vs 18.05%/yr for ORLY. At a 0.16 correlation, their price movements are largely independent.
Performance
EZPW vs. ORLY - Performance Comparison
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Returns By Period
In the year-to-date period, EZPW achieves a 60.92% return, which is significantly higher than ORLY's -0.21% return. Both investments have delivered pretty close results over the past 10 years, with EZPW having a 17.29% annualized return and ORLY not far ahead at 18.05%.
EZPW
- 1D
- 1.63%
- 1M
- -5.27%
- YTD
- 60.92%
- 6M
- 48.95%
- 1Y
- 133.04%
- 3Y*
- 53.03%
- 5Y*
- 34.31%
- 10Y*
- 17.29%
ORLY
- 1D
- 1.02%
- 1M
- 1.47%
- YTD
- -0.21%
- 6M
- -3.28%
- 1Y
- -0.03%
- 3Y*
- 14.22%
- 5Y*
- 20.62%
- 10Y*
- 18.05%
EZPW vs. ORLY - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
EZPW EZCORP, Inc. | 60.92% | 58.92% | 39.82% | 7.24% | 10.58% | 53.86% | -29.77% | -11.77% | -36.64% | 14.55% |
ORLY O'Reilly Automotive, Inc. | -0.21% | 15.38% | 24.81% | 12.56% | 19.51% | 56.05% | 3.27% | 27.28% | 43.15% | -13.60% |
Correlation
The correlation between EZPW and ORLY is 0.01, meaning there is essentially no relationship between their price movements. Each responds to its own set of market drivers, making them strong candidates for combining in a diversified portfolio.
| Correlation | |
|---|---|
Correlation (1Y) Calculated over the trailing 1-year period | 0.01 |
Correlation (3Y) Calculated over the trailing 3-year period | 0.09 |
Correlation (5Y) Calculated over the trailing 5-year period | 0.14 |
Correlation (10Y) Calculated over the trailing 10-year period | 0.17 |
Correlation (All Time) Calculated using the full available price history since Apr 23, 1993 | 0.16 |
The correlation between EZPW and ORLY shifts across timeframes, from 0.01 (1 year) to 0.17 (10 years), reflecting how their relationship changes across market environments.
Fundamentals
EZPW:
$2.61B
ORLY:
$76.69B
EZPW:
$1.76
ORLY:
$3.06
EZPW:
17.74
ORLY:
29.76
EZPW:
0.12
ORLY:
3.20
EZPW:
1.76
ORLY:
4.26
EZPW:
$1.48B
ORLY:
$18.21B
EZPW:
$865.21M
ORLY:
$9.40B
EZPW:
$256.16M
ORLY:
$3.96B
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Return for Risk
EZPW vs. ORLY — Risk / Return Rank
EZPW
ORLY
EZPW vs. ORLY - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for EZCORP, Inc. (EZPW) and O'Reilly Automotive, Inc. (ORLY). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| EZPW | ORLY | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | +3.82 | ||
| Sortino ratioReturn per unit of downside risk | +4.13 | ||
| Omega ratioGain probability vs. loss probability | 1.58 | 1.02 | +0.56 |
| Calmar ratioReturn relative to maximum drawdown | 8.27 | -0.00 | +8.27 |
| Martin ratioReturn relative to average drawdown | 31.38 | -0.00 | +31.38 |
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Drawdowns
EZPW vs. ORLY - Drawdown Comparison
The maximum EZPW drawdown since its inception was -97.28%, which is greater than ORLY's maximum drawdown of -65.42%. Use the drawdown chart below to compare losses from any high point for EZPW and ORLY.
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Drawdown Indicators
| EZPW | ORLY | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -97.28% | -65.42% | -31.86% |
Max Drawdown (1Y)Largest decline over 1 year | -16.19% | -20.02% | +3.83% |
Max Drawdown (3Y)Largest decline over 3 years | -20.51% | -20.02% | -0.49% |
Max Drawdown (5Y)Largest decline over 5 years | -35.94% | -23.03% | -12.91% |
Max Drawdown (10Y)Largest decline over 10 years | -76.59% | -42.00% | -34.59% |
Current DrawdownCurrent decline from peak | -17.91% | -15.58% | -2.33% |
Average DrawdownAverage peak-to-trough decline | -59.10% | -10.78% | -48.32% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 4.26% | 10.77% | -6.51% |
Volatility
EZPW vs. ORLY - Volatility Comparison
EZCORP, Inc. (EZPW) has a higher volatility of 15.70% compared to O'Reilly Automotive, Inc. (ORLY) at 6.52%. This indicates that EZPW's price experiences larger fluctuations and is considered to be riskier than ORLY based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| EZPW | ORLY | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 15.70% | 6.52% | +9.18% |
Volatility (6M)Calculated over the trailing 6-month period | 27.43% | 17.78% | +9.65% |
Volatility (1Y)Calculated over the trailing 1-year period | 35.11% | 22.82% | +12.29% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 34.25% | 22.63% | +11.62% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 39.36% | 26.52% | +12.84% |
Dividends
EZPW vs. ORLY - Dividend Comparison
Neither EZPW nor ORLY has paid dividends to shareholders.
Financials
EZPW vs. ORLY - Financials Comparison
This section allows you to compare key financial metrics between EZCORP, Inc. and O'Reilly Automotive, Inc.. You can select fields from income statements, balance sheets, and cash flow statements to easily visualize and compare the financial health of both companies.
Total Revenue: Total amount of money received from sales and other business activities
EZPW vs. ORLY - Profitability Comparison
EZPW - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2026, EZCORP, Inc. reported a gross profit of 260.04M and revenue of 446.88M. Therefore, the gross margin over that period was 58.2%.
ORLY - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2026, O'Reilly Automotive, Inc. reported a gross profit of 2.35B and revenue of 4.56B. Therefore, the gross margin over that period was 51.5%.
EZPW - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2026, EZCORP, Inc. reported an operating income of 67.84M and revenue of 446.88M, resulting in an operating margin of 15.2%.
ORLY - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2026, O'Reilly Automotive, Inc. reported an operating income of 841.61M and revenue of 4.56B, resulting in an operating margin of 18.5%.
EZPW - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2026, EZCORP, Inc. reported a net income of 49.10M and revenue of 446.88M, resulting in a net margin of 11.0%.
ORLY - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2026, O'Reilly Automotive, Inc. reported a net income of 604.18M and revenue of 4.56B, resulting in a net margin of 13.3%.
Frequently Asked Questions
EZPW and ORLY have a correlation of 0.01, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
EZPW has higher volatility (15.70%) compared to ORLY (6.52%). In terms of maximum drawdown, EZPW dropped -97.28% vs ORLY's -65.42%.
EZPW currently has the higher Sharpe Ratio (3.82 vs -0.00), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
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