EAFG vs. EPIN

Last updated Aug 2, 2026

EAFG (Pacer Developed Markets Cash Cows Growth Leaders ETF) and EPIN (Harbor International Equity ETF) are both Foreign Large Cap Equities funds. EAFG is passively managed, while EPIN is actively managed. Over the past year, EAFG returned 21.54% vs 38.00% for EPIN. Their correlation of 0.86 means they have usually moved in the same direction. EAFG charges 0.65%/yr vs 0.80%/yr for EPIN.

Performance

EAFG vs. EPIN - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in Pacer Developed Markets Cash Cows Growth Leaders ETF (EAFG) and Harbor International Equity ETF (EPIN). The values are adjusted to include any dividend payments, if applicable.

Returns By Period

In the year-to-date period, EAFG achieves a 6.96% return, which is significantly lower than EPIN's 23.34% return.

EAFG

• 1D: -0.18%
• 1M: -3.52%
• 6M: 2.12%
• YTD: 6.96%
• 1Y: 21.54%
• 3Y*: —
• 5Y*: —
• 10Y*: —
• ALL TIME*: 10.72%

EPIN

• 1D: 0.40%
• 1M: -0.70%
• 6M: 14.34%
• YTD: 23.34%
• 1Y: 38.00%
• 3Y*: —
• 5Y*: —
• 10Y*: —
• ALL TIME*: 34.77%

*Multi-year figures are annualized to reflect compound growth (CAGR)

Liquidity Comparison

Position	Avg. Volume Value (2W)	Avg. Volume Value (1M)	Avg. Volume Value (3M)
EAFG Pacer Developed Markets Cash Cows Growth Leaders ETF	$5.23K	$5.79K	$11.97K
EPIN Harbor International Equity ETF	$41.81K	$24.58K	$20.32K

EAFG vs. EPIN - Yearly Performance Comparison

	2026 (YTD)	2025
EAFG Pacer Developed Markets Cash Cows Growth Leaders ETF	6.96%	11.46%
EPIN Harbor International Equity ETF	23.34%	14.36%

Correlation

The correlation between EAFG and EPIN is 0.86, meaning they have usually moved in the same direction, including during past declines.

	Correlation
Correlation (1Y) Focuses on recent behavior, but can change the most.	0.86
Correlation (All Time) Calculated using the full available price history since Jun 5, 2025	0.86

The correlation between EAFG and EPIN has been stable across timeframes, ranging from 0.86 to 0.86 - a consistent structural relationship.

EAFG vs. EPIN - Sectors Allocation Comparison

Sectors	EAFG	EPIN
Technology	29.5%	29.6%
Healthcare	15.0%	8.2%
Industrials	14.8%	20.6%
Basic Materials	9.4%	7.1%
Communication Services	9.1%	1.0%
Consumer Cyclical	8.2%	7.0%
Consumer Defensive	4.0%	3.6%
Energy	2.8%	3.8%
Utilities	2.0%	-
Financial Services	0.6%	19.1%
Real Estate	-	-

Return for Risk

EAFG vs. EPIN — Risk / Return Rank

Compare historical risk-adjusted metric ranks over the past 12 months.

EAFG

EAFG Risk / Return Rank: 45
EAFG Sharpe Ratio Rank: 45
EAFG Sortino Ratio Rank: 43
EAFG Omega Ratio Rank: 43
EAFG Calmar Ratio Rank: 47
EAFG Martin Ratio Rank: 48

EPIN

EPIN Risk / Return Rank: 83
EPIN Sharpe Ratio Rank: 83
EPIN Sortino Ratio Rank: 81
EPIN Omega Ratio Rank: 82
EPIN Calmar Ratio Rank: 84
EPIN Martin Ratio Rank: 84

The rank (0–100) uses a weighted average of the Sharpe, Sortino, Omega, Calmar, and Martin percentile ranks for the trailing 12 months. Higher means stronger historical risk-adjusted performance within the peer group.

EAFG vs. EPIN - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for Pacer Developed Markets Cash Cows Growth Leaders ETF (EAFG) and Harbor International Equity ETF (EPIN). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.

	EAFG	EPIN	Difference
Sharpe ratio: Return per unit of total volatility	1.13	1.95	-0.82
Sortino ratio: Return per unit of downside risk	1.61	2.66	-1.04
Omega ratio: Gain probability vs. loss probability	1.20	1.35	-0.15
Calmar ratio: Return relative to maximum drawdown	1.71	3.20	-1.49
Martin ratio: Return relative to average drawdown	5.57	11.52	-5.95

EAFG vs. EPIN - Sharpe Ratio Comparison

The current EAFG Sharpe Ratio is 1.13, which is lower than the EPIN Sharpe Ratio of 1.95. The chart below compares the historical Sharpe Ratios of EAFG and EPIN, calculated using daily returns over the previous 12 months. A higher Sharpe Ratio indicates better risk-adjusted performance relative to the risk-free rate.

Drawdowns

EAFG vs. EPIN - Drawdown Comparison

The maximum EAFG drawdown since its inception was -16.47%, which is greater than EPIN's maximum drawdown of -11.64%. Use the drawdown chart below to compare losses from any high point for EAFG and EPIN.

Drawdown Indicators

	EAFG	EPIN	Difference
Max Drawdown Largest peak-to-trough decline	-16.47%	-11.64%	-4.83%
Max Drawdown (1Y) Largest decline over 1 year	-12.71%	-11.64%	-1.07%
Current Drawdown Current decline from peak	-7.46%	-2.49%	-4.97%
Average Drawdown Average peak-to-trough decline	-3.27%	-1.93%	-1.34%
Ulcer Index Depth and duration of drawdowns from previous peaks	3.90%	3.23%	+0.67%

Volatility

EAFG vs. EPIN - Volatility Comparison

Pacer Developed Markets Cash Cows Growth Leaders ETF (EAFG) has a higher volatility of 6.34% compared to Harbor International Equity ETF (EPIN) at 5.55%. This indicates that EAFG's price experiences larger fluctuations and is considered to be riskier than EPIN based on this measure. The chart below showcases a comparison of their rolling one-month volatility.

Volatility by Period

	EAFG	EPIN	Difference
Volatility (1M) Calculated over the trailing 1-month period	6.34%	5.55%	+0.79%
Volatility (6M) Calculated over the trailing 6-month period	17.11%	16.99%	+0.12%
Volatility (1Y) Calculated over the trailing 1-year period	19.37%	19.13%	+0.24%
Volatility (5Y) Calculated over the trailing 5-year period, annualized	17.88%	18.37%	-0.49%
Volatility (10Y) Calculated over the trailing 10-year period, annualized	17.88%	18.37%	-0.49%

EAFG vs. EPIN - Expense Ratio Comparison

EAFG has a 0.65% expense ratio, which is lower than EPIN's 0.80% expense ratio.

Dividends

EAFG vs. EPIN - Dividend Comparison

EAFG's dividend yield for the trailing twelve months is around 2.04%, more than EPIN's 0.64% yield.

Position	TTM	2025	2024
EAFG Pacer Developed Markets Cash Cows Growth Leaders ETF	2.04%	1.31%	1.99%
EPIN Harbor International Equity ETF	0.64%	0.79%	0.00%

Frequently Asked Questions

Can I hold both EAFG and EPIN in my portfolio?

EAFG and EPIN have a correlation of 0.86, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.

Which is riskier, EAFG or EPIN?

EAFG has higher volatility (6.34%) compared to EPIN (5.55%). In terms of maximum drawdown, EAFG dropped -16.47% vs EPIN's -11.64%.

Which ETF is better, EAFG or EPIN?

On 1-year performance, EPIN leads with 38.00% vs 21.54% for EAFG. On fees, EAFG is cheaper at 0.65% per year. On volatility, EPIN has been the lower-risk option at 5.55%. The better choice depends on whether you care most about return, fees, risk, or income.

Which ETF has performed better, EAFG or EPIN?

Over the 1-year period, EPIN has performed better with a 38.00% return vs 21.54%. Past performance does not guarantee future results, so compare this with risk, fees, and fund exposure.

Which ETF is cheaper, EAFG or EPIN?

EAFG is cheaper with a 0.65% expense ratio, compared with 0.80% for EPIN.

Which ETF pays a higher dividend yield, EAFG or EPIN?

EAFG has the higher dividend yield at 2.04%, compared with 0.64% for EPIN.

What is the main difference between EAFG and EPIN?

They also come from different issuers: Pacer and Harbor. Their fees differ too: 0.65% for EAFG and 0.80% for EPIN.

Which has better risk-adjusted returns?

EPIN currently has the higher Sharpe Ratio (1.95 vs 1.13), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.