DLO vs. ACGL
DLO (DLocal Limited) and ACGL (Arch Capital Group Ltd.) are both stocks. DLO operates in Software - Infrastructure (Technology), while ACGL operates in Insurance - Diversified (Financial Services). Over the past 5 years, DLO returned -20.08%/yr vs 22.52%/yr for ACGL. At a 0.13 correlation, their price movements are largely independent.
Performance
DLO vs. ACGL - Performance Comparison
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Returns By Period
In the year-to-date period, DLO achieves a 9.23% return, which is significantly higher than ACGL's 5.36% return.
DLO
- 1D
- 4.26%
- 1M
- 23.10%
- 6M
- 7.78%
- YTD
- 9.23%
- 1Y
- 40.67%
- 3Y*
- 7.48%
- 5Y*
- -20.08%
- 10Y*
- —
ACGL
- 1D
- -0.63%
- 1M
- 10.90%
- 6M
- 6.18%
- YTD
- 5.36%
- 1Y
- 15.05%
- 3Y*
- 11.87%
- 5Y*
- 22.52%
- 10Y*
- 16.29%
DLO vs. ACGL - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | |
|---|---|---|---|---|---|---|
DLO DLocal Limited | 9.23% | 31.72% | -36.35% | 13.62% | -56.37% | 15.13% |
ACGL Arch Capital Group Ltd. | 5.36% | 3.87% | 30.76% | 18.30% | 41.24% | 12.67% |
Correlation
The correlation between DLO and ACGL is -0.03, meaning there is essentially no relationship between their price movements. Each responds to its own set of market drivers, making them strong candidates for combining in a diversified portfolio.
| Correlation | |
|---|---|
Correlation (1Y) Calculated over the trailing 1-year period | -0.03 |
Correlation (3Y) Calculated over the trailing 3-year period | 0.05 |
Correlation (5Y) Calculated over the trailing 5-year period | 0.13 |
Correlation (All Time) Calculated using the full available price history since Jun 3, 2021 | 0.13 |
The correlation between DLO and ACGL shifts across timeframes, from -0.03 (1 year) to 0.13 (all time), reflecting how their relationship changes across market environments.
Fundamentals
DLO:
$4.46B
ACGL:
$35.31B
DLO:
$0.64
ACGL:
$13.15
DLO:
23.71
ACGL:
7.69
DLO:
0.74
ACGL:
0.17
DLO:
3.76
ACGL:
1.90
DLO:
8.23
ACGL:
1.56
DLO:
$1.21B
ACGL:
$19.70B
DLO:
$436.56M
ACGL:
$8.44B
DLO:
$280.42M
ACGL:
$5.80B
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Return for Risk
DLO vs. ACGL — Risk / Return Rank
DLO
ACGL
DLO vs. ACGL - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for DLocal Limited (DLO) and Arch Capital Group Ltd. (ACGL). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| DLO | ACGL | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | -0.05 | ||
| Sortino ratioReturn per unit of downside risk | +0.35 | ||
| Omega ratioGain probability vs. loss probability | 1.17 | 1.13 | +0.04 |
| Calmar ratioReturn relative to maximum drawdown | 1.17 | 1.01 | +0.16 |
| Martin ratioReturn relative to average drawdown | 2.33 | 2.61 | -0.28 |
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Drawdowns
DLO vs. ACGL - Drawdown Comparison
The maximum DLO drawdown since its inception was -89.99%, which is greater than ACGL's maximum drawdown of -54.70%. Use the drawdown chart below to compare losses from any high point for DLO and ACGL.
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Drawdown Indicators
| DLO | ACGL | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -89.99% | -54.70% | -35.29% |
Max Drawdown (1Y)Largest decline over 1 year | -30.45% | -14.08% | -16.37% |
Max Drawdown (3Y)Largest decline over 3 years | -68.59% | -22.43% | -46.16% |
Max Drawdown (5Y)Largest decline over 5 years | -89.99% | -22.43% | -67.56% |
Max Drawdown (10Y)Largest decline over 10 years | — | -53.84% | — |
Current DrawdownCurrent decline from peak | -76.52% | -7.47% | -69.05% |
Average DrawdownAverage peak-to-trough decline | -70.30% | -11.72% | -58.58% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 15.34% | 5.43% | +9.91% |
Volatility
DLO vs. ACGL - Volatility Comparison
DLocal Limited (DLO) has a higher volatility of 15.39% compared to Arch Capital Group Ltd. (ACGL) at 6.08%. This indicates that DLO's price experiences larger fluctuations and is considered to be riskier than ACGL based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| DLO | ACGL | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 15.39% | 6.08% | +9.31% |
Volatility (6M)Calculated over the trailing 6-month period | 36.05% | 15.58% | +20.47% |
Volatility (1Y)Calculated over the trailing 1-year period | 56.14% | 20.84% | +35.30% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 73.39% | 24.51% | +48.88% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 73.52% | 27.56% | +45.96% |
Dividends
DLO vs. ACGL - Dividend Comparison
DLO's dividend yield for the trailing twelve months is around 1.28%, while ACGL has not paid dividends to shareholders.
| Position | TTM | 2025 | 2024 |
|---|---|---|---|
ACGL Arch Capital Group Ltd. | 0.00% | 0.00% | 5.41% |
DLO DLocal Limited | 1.28% | 3.71% | 0.00% |
Financials
DLO vs. ACGL - Financials Comparison
This section allows you to compare key financial metrics between DLocal Limited and Arch Capital Group Ltd.. You can select fields from income statements, balance sheets, and cash flow statements to easily visualize and compare the financial health of both companies.
Total Revenue: Total amount of money received from sales and other business activities
DLO vs. ACGL - Profitability Comparison
DLO - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jul 2026, DLocal Limited reported a gross profit of 118.68M and revenue of 335.86M. Therefore, the gross margin over that period was 35.3%.
ACGL - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jul 2026, Arch Capital Group Ltd. reported a gross profit of 2.27B and revenue of 4.36B. Therefore, the gross margin over that period was 52.1%.
DLO - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Jul 2026, DLocal Limited reported an operating income of 53.55M and revenue of 335.86M, resulting in an operating margin of 15.9%.
ACGL - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Jul 2026, Arch Capital Group Ltd. reported an operating income of 1.15B and revenue of 4.36B, resulting in an operating margin of 26.3%.
DLO - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Jul 2026, DLocal Limited reported a net income of 41.98M and revenue of 335.86M, resulting in a net margin of 12.5%.
ACGL - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Jul 2026, Arch Capital Group Ltd. reported a net income of 1.05B and revenue of 4.36B, resulting in a net margin of 24.0%.
Frequently Asked Questions
DLO and ACGL have a correlation of -0.03, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
DLO has higher volatility (15.39%) compared to ACGL (6.08%). In terms of maximum drawdown, DLO dropped -89.99% vs ACGL's -54.70%.
ACGL currently has the higher Sharpe Ratio (0.68 vs 0.64), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
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