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DGICA vs. NLY
Performance
Return for Risk
Dividends
Drawdowns
Volatility
Financials

Performance

DGICA vs. NLY - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in Donegal Group Inc. (DGICA) and Annaly Capital Management, Inc. (NLY). The values are adjusted to include any dividend payments, if applicable.

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DGICA vs. NLY - Yearly Performance Comparison


2026 (YTD)202520242023202220212020201920182017
DGICA
Donegal Group Inc.
-14.19%34.64%15.93%3.15%4.02%6.02%-1.12%13.19%-17.96%2.46%
NLY
Annaly Capital Management, Inc.
-2.28%40.00%8.07%4.94%-21.41%2.48%2.38%7.22%-7.22%31.92%

Fundamentals

Market Cap

DGICA:

$539.37M

NLY:

$14.69B

EPS

DGICA:

$2.40

NLY:

$3.14

PE Ratio

DGICA:

7.08

NLY:

6.74

PS Ratio

DGICA:

0.57

NLY:

3.26

PB Ratio

DGICA:

0.84

NLY:

1.03

Total Revenue (TTM)

DGICA:

$978.38M

NLY:

$4.19B

Gross Profit (TTM)

DGICA:

$196.62M

NLY:

$4.15B

EBITDA (TTM)

DGICA:

$80.29M

NLY:

$3.29B

Returns By Period

In the year-to-date period, DGICA achieves a -14.19% return, which is significantly lower than NLY's -2.28% return. Over the past 10 years, DGICA has outperformed NLY with an annualized return of 6.45%, while NLY has yielded a comparatively lower 5.83% annualized return.


DGICA

1D
-1.16%
1M
-4.01%
YTD
-14.19%
6M
-10.06%
1Y
-10.41%
3Y*
8.30%
5Y*
7.23%
10Y*
6.45%

NLY

1D
-0.09%
1M
-5.86%
YTD
-2.28%
6M
9.23%
1Y
20.39%
3Y*
18.25%
5Y*
3.38%
10Y*
5.83%
*Multi-year figures are annualized to reflect compound growth (CAGR)

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Return for Risk

DGICA vs. NLY — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

DGICA
DGICA Risk / Return Rank: 2222
Overall Rank
DGICA Sharpe Ratio Rank: 2222
Sharpe Ratio Rank
DGICA Sortino Ratio Rank: 2020
Sortino Ratio Rank
DGICA Omega Ratio Rank: 2121
Omega Ratio Rank
DGICA Calmar Ratio Rank: 2424
Calmar Ratio Rank
DGICA Martin Ratio Rank: 2323
Martin Ratio Rank

NLY
NLY Risk / Return Rank: 6767
Overall Rank
NLY Sharpe Ratio Rank: 7171
Sharpe Ratio Rank
NLY Sortino Ratio Rank: 6262
Sortino Ratio Rank
NLY Omega Ratio Rank: 6363
Omega Ratio Rank
NLY Calmar Ratio Rank: 6767
Calmar Ratio Rank
NLY Martin Ratio Rank: 7171
Martin Ratio Rank
The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

DGICA vs. NLY - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for Donegal Group Inc. (DGICA) and Annaly Capital Management, Inc. (NLY). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.


DGICANLYDifference

Sharpe ratio

Return per unit of total volatility

-0.42

0.92

-1.33

Sortino ratio

Return per unit of downside risk

-0.43

1.28

-1.71

Omega ratio

Gain probability vs. loss probability

0.95

1.18

-0.23

Calmar ratio

Return relative to maximum drawdown

-0.51

1.28

-1.79

Martin ratio

Return relative to average drawdown

-1.00

3.79

-4.79

DGICA vs. NLY - Sharpe Ratio Comparison

The current DGICA Sharpe Ratio is -0.42, which is lower than the NLY Sharpe Ratio of 0.92. The chart below compares the historical Sharpe Ratios of DGICA and NLY, offering insights into how both investments have performed under varying market conditions. These values are calculated using daily returns over the previous 12 months.


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Sharpe Ratios by Period


DGICANLYDifference

Sharpe Ratio (1Y)

Calculated over the trailing 1-year period

-0.42

0.92

-1.33

Sharpe Ratio (5Y)

Calculated over the trailing 5-year period

0.31

0.13

+0.18

Sharpe Ratio (10Y)

Calculated over the trailing 10-year period

0.25

0.21

+0.05

Sharpe Ratio (All Time)

Calculated using the full available price history

0.23

0.31

-0.08

Correlation

The correlation between DGICA and NLY is 0.21, which is considered to be low. This implies their price changes are not closely related. A low correlation is generally favorable for portfolio diversification, as it helps to reduce overall risk by spreading it across multiple assets with different performance patterns.


Dividends

DGICA vs. NLY - Dividend Comparison

DGICA's dividend yield for the trailing twelve months is around 4.30%, less than NLY's 13.25% yield.


TTM20252024202320222021202020192018201720162015
DGICA
Donegal Group Inc.
4.30%3.60%4.44%4.82%4.61%4.41%4.23%3.90%4.16%3.22%3.13%3.81%
NLY
Annaly Capital Management, Inc.
13.25%12.52%14.21%13.42%16.70%11.25%10.77%11.15%12.22%10.09%12.04%12.79%

Drawdowns

DGICA vs. NLY - Drawdown Comparison

The maximum DGICA drawdown since its inception was -43.36%, smaller than the maximum NLY drawdown of -60.09%. Use the drawdown chart below to compare losses from any high point for DGICA and NLY.


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Drawdown Indicators


DGICANLYDifference

Max Drawdown

Largest peak-to-trough decline

-43.36%

-60.09%

+16.73%

Max Drawdown (1Y)

Largest decline over 1 year

-19.56%

-14.88%

-4.68%

Max Drawdown (5Y)

Largest decline over 5 years

-22.31%

-52.12%

+29.81%

Max Drawdown (10Y)

Largest decline over 10 years

-30.23%

-60.09%

+29.86%

Current Drawdown

Current decline from peak

-18.16%

-10.45%

-7.71%

Average Drawdown

Average peak-to-trough decline

-14.18%

-13.79%

-0.39%

Ulcer Index

Depth and duration of drawdowns from previous peaks

10.00%

5.03%

+4.97%

Volatility

DGICA vs. NLY - Volatility Comparison

The current volatility for Donegal Group Inc. (DGICA) is 6.50%, while Annaly Capital Management, Inc. (NLY) has a volatility of 8.54%. This indicates that DGICA experiences smaller price fluctuations and is considered to be less risky than NLY based on this measure. The chart below showcases a comparison of their rolling one-month volatility.


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Volatility by Period


DGICANLYDifference

Volatility (1M)

Calculated over the trailing 1-month period

6.50%

8.54%

-2.04%

Volatility (6M)

Calculated over the trailing 6-month period

15.59%

14.56%

+1.03%

Volatility (1Y)

Calculated over the trailing 1-year period

25.18%

22.40%

+2.78%

Volatility (5Y)

Calculated over the trailing 5-year period, annualized

23.16%

25.46%

-2.30%

Volatility (10Y)

Calculated over the trailing 10-year period, annualized

25.38%

28.06%

-2.68%

Financials

DGICA vs. NLY - Financials Comparison

This section allows you to compare key financial metrics between Donegal Group Inc. and Annaly Capital Management, Inc.. You can select fields from income statements, balance sheets, and cash flow statements to easily visualize and compare the financial health of both companies.


Quarterly
Annual

Total Revenue: Total amount of money received from sales and other business activities


-1.00B-500.00M0.00500.00M1.00B1.50B2.00B2.50BAprilJulyOctober2022AprilJulyOctober2023AprilJulyOctober2024AprilJulyOctober2025AprilJulyOctober
240.14M
0
(DGICA) Total Revenue
(NLY) Total Revenue
Values in USD except per share items