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Donegal Group Inc. (DGICA)
Performance
Risk-Adjusted Performance
Dividends
Drawdowns
Volatility
Financials

Company Info

ISIN

US2577012014

CUSIP

257701201

Sector

Financial Services

IPO Date

Apr 24, 2001

Highlights

Market Cap

$641.02M

EPS (TTM)

$1.53

PE Ratio

11.92

PEG Ratio

3.06

Total Revenue (TTM)

$748.46M

Gross Profit (TTM)

$748.46M

EBITDA (TTM)

$58.79M

Year Range

$11.84 - $19.87

Target Price

$18.50

Short %

1.64%

Short Ratio

2.00

Share Price Chart


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Compare to other instruments

Search for stocks, ETFs, and funds for a quick comparison or use the comparison tool for more options.


Popular comparisons:
DGICA vs. NWE
Popular comparisons:
DGICA vs. NWE

Performance

Performance Chart

The chart shows the growth of an initial investment of $10,000 in Donegal Group Inc., comparing it to the performance of the S&P 500 index or another benchmark. All prices have been adjusted for splits and dividends.


300.00%400.00%500.00%600.00%700.00%NovemberDecember2025FebruaryMarchApril
604.00%
336.78%
DGICA (Donegal Group Inc.)
Benchmark (^GSPC)

Returns By Period

Donegal Group Inc. had a return of 19.29% year-to-date (YTD) and 40.26% in the last 12 months. Over the past 10 years, Donegal Group Inc. had an annualized return of 6.05%, while the S&P 500 had an annualized return of 9.70%, indicating that Donegal Group Inc. did not perform as well as the benchmark.


DGICA

YTD

19.29%

1M

-1.03%

6M

25.45%

1Y

40.26%

5Y*

9.35%

10Y*

6.05%

^GSPC (Benchmark)

YTD

-10.18%

1M

-6.92%

6M

-9.92%

1Y

5.42%

5Y*

12.98%

10Y*

9.70%

*Annualized

Monthly Returns

The table below presents the monthly returns of DGICA, with color gradation from worst to best to easily spot seasonal factors. Returns are adjusted for dividends.


JanFebMarAprMayJunJulAugSepOctNovDecTotal
2025-4.14%19.32%12.24%-7.08%19.29%
20248.50%-6.73%1.00%-4.95%-0.22%-2.72%14.36%4.55%-3.15%2.85%11.03%-7.03%15.93%
20238.08%1.25%-0.59%-6.78%2.13%0.35%2.14%0.27%-2.43%0.25%0.78%-1.69%3.15%
20221.55%-4.81%-1.83%2.11%19.59%5.38%-16.00%2.54%-7.09%9.75%1.57%-4.51%4.02%
2021-1.42%-0.15%8.47%4.91%-0.91%-4.71%7.29%-2.65%-3.78%-0.54%-4.56%5.07%6.02%
2020-4.89%2.29%6.52%-4.87%-0.49%-0.21%-0.65%3.22%-2.49%4.18%-3.65%0.64%-1.12%
2019-2.44%2.28%-0.15%1.46%7.04%5.67%-1.79%-2.83%1.59%1.42%-0.61%1.30%13.19%
20182.25%-9.91%-0.06%-10.99%0.43%-2.65%8.48%-1.10%-1.66%-4.48%7.22%-5.24%-17.96%
2017-4.99%0.85%6.08%-4.65%-5.82%1.34%-4.26%1.66%5.22%7.17%3.33%-2.32%2.46%
20161.22%3.90%-1.91%7.41%5.75%1.85%-1.12%-0.49%0.12%-5.75%6.64%8.91%28.71%
20150.89%-4.13%2.54%-3.04%-2.05%2.90%-1.47%-3.90%-1.61%1.59%-1.63%1.15%-8.71%
2014-7.33%-3.42%3.33%2.15%-1.15%4.87%-0.57%4.44%-2.48%3.85%-0.95%1.98%4.04%

Risk-Adjusted Performance

Risk-Adjusted Performance Rank

With an overall rank of 92, DGICA is among the top 8% of stocks on our website when it comes to balancing risk and reward. Below is a breakdown of how it compares using common performance measures.


The Risk-Adjusted Performance Rank of DGICA is 9292
Overall Rank
The Sharpe Ratio Rank of DGICA is 9393
Sharpe Ratio Rank
The Sortino Ratio Rank of DGICA is 9090
Sortino Ratio Rank
The Omega Ratio Rank of DGICA is 8989
Omega Ratio Rank
The Calmar Ratio Rank of DGICA is 9494
Calmar Ratio Rank
The Martin Ratio Rank of DGICA is 9292
Martin Ratio Rank
The risk-adjusted ranks indicate the investment's position relative to the market. A rank closer to 100 signifies top-performing investments, while a rank closer to 0 might suggest underperformance, based on the selected ratio. The values are calculated based on the past 12 months of returns.

Risk-Adjusted Performance Indicators

The charts below present risk-adjusted performance metrics for Donegal Group Inc. (DGICA) and compare them to a chosen benchmark (^GSPC). These indicators evaluate an investment's returns against its associated risks.


Sharpe ratio
The chart of Sharpe ratio for DGICA, currently valued at 1.63, compared to the broader market-2.00-1.000.001.002.003.00
DGICA: 1.63
^GSPC: 0.24
The chart of Sortino ratio for DGICA, currently valued at 2.26, compared to the broader market-6.00-4.00-2.000.002.004.00
DGICA: 2.26
^GSPC: 0.47
The chart of Omega ratio for DGICA, currently valued at 1.31, compared to the broader market0.501.001.502.00
DGICA: 1.31
^GSPC: 1.07
The chart of Calmar ratio for DGICA, currently valued at 2.06, compared to the broader market0.001.002.003.004.00
DGICA: 2.06
^GSPC: 0.24
The chart of Martin ratio for DGICA, currently valued at 7.22, compared to the broader market-5.000.005.0010.0015.0020.00
DGICA: 7.22
^GSPC: 1.08

The current Donegal Group Inc. Sharpe ratio is 1.63. This value is calculated based on the past 1 year of trading data and takes into account price changes and dividends.

Use the chart below to compare the Sharpe ratio of Donegal Group Inc. with the selected benchmark, providing insights into the investment's historical performance in terms of risk-adjusted returns. Go to the Sharpe ratio tool for more fine-grained control over the calculation options.


Rolling 12-month Sharpe Ratio0.001.002.003.00NovemberDecember2025FebruaryMarchApril
1.63
0.24
DGICA (Donegal Group Inc.)
Benchmark (^GSPC)

Dividends

Dividend History

Donegal Group Inc. provided a 3.78% dividend yield over the last twelve months, with an annual payout of $0.69 per share. The company has been increasing its dividends for 23 consecutive years.


3.00%3.50%4.00%4.50%5.00%$0.00$0.10$0.20$0.30$0.40$0.50$0.60$0.7020142015201620172018201920202021202220232024
Dividends
Dividend Yield
PeriodTTM20242023202220212020201920182017201620152014
Dividend$0.69$0.69$0.68$0.66$0.63$0.60$0.58$0.57$0.56$0.55$0.54$0.52

Dividend yield

3.78%4.44%4.82%4.61%4.41%4.23%3.90%4.16%3.22%3.13%3.81%3.27%

Monthly Dividends

The table displays the monthly dividend distributions for Donegal Group Inc.. The dividends shown in the table have been adjusted to account for any splits that may have occurred.


JanFebMarAprMayJunJulAugSepOctNovDecTotal
2025$0.00$0.17$0.00$0.00$0.17
2024$0.17$0.00$0.00$0.00$0.17$0.00$0.00$0.17$0.00$0.00$0.17$0.00$0.69
2023$0.17$0.00$0.00$0.17$0.00$0.00$0.17$0.00$0.00$0.17$0.00$0.00$0.68
2022$0.16$0.00$0.00$0.17$0.00$0.00$0.17$0.00$0.00$0.17$0.00$0.00$0.66
2021$0.00$0.15$0.00$0.16$0.00$0.00$0.16$0.00$0.00$0.16$0.00$0.00$0.63
2020$0.15$0.00$0.00$0.15$0.00$0.00$0.15$0.00$0.00$0.15$0.00$0.00$0.60
2019$0.14$0.00$0.00$0.15$0.00$0.00$0.15$0.00$0.00$0.15$0.00$0.00$0.58
2018$0.14$0.00$0.00$0.14$0.00$0.00$0.14$0.00$0.00$0.14$0.00$0.00$0.57
2017$0.14$0.00$0.00$0.14$0.00$0.00$0.14$0.00$0.00$0.14$0.00$0.00$0.56
2016$0.14$0.00$0.00$0.14$0.00$0.00$0.14$0.00$0.00$0.14$0.00$0.00$0.55
2015$0.13$0.00$0.00$0.14$0.00$0.00$0.14$0.00$0.00$0.14$0.00$0.00$0.54
2014$0.13$0.00$0.00$0.13$0.00$0.00$0.13$0.00$0.00$0.13$0.00$0.00$0.52

Dividend Yield & Payout


Dividend Yield
5.0%10.0%15.0%20.0%25.0%
DGICA: 3.8%
Donegal Group Inc. has a dividend yield of 3.78%, which is quite average when compared to the overall market.
Payout Ratio
200.0%400.0%600.0%800.0%1,000.0%
DGICA: 49.6%
Donegal Group Inc. has a payout ratio of 49.64%, which is quite average when compared to the overall market. This suggests that Donegal Group Inc. strikes a balance between reinvesting profits for growth and paying dividends to shareholders.

Drawdowns

Drawdowns Chart

The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.


-20.00%-15.00%-10.00%-5.00%0.00%NovemberDecember2025FebruaryMarchApril
-7.51%
-14.02%
DGICA (Donegal Group Inc.)
Benchmark (^GSPC)

Worst Drawdowns

The table below displays the maximum drawdowns of the Donegal Group Inc.. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.

The maximum drawdown for the Donegal Group Inc. was 43.30%, occurring on Aug 24, 2010. Recovery took 1101 trading sessions.

The current Donegal Group Inc. drawdown is 7.51%.


Depth

Start

To Bottom

Bottom

To Recover

End

Total

-43.3%Apr 20, 20061095Aug 24, 20101101Jan 8, 20152196
-36.68%Aug 21, 2001102Mar 18, 2002220Apr 28, 2003322
-30.23%Dec 18, 2017567Mar 20, 2020269Apr 15, 2021836
-23%Dec 30, 200361Mar 26, 2004187Dec 23, 2004248
-22.31%Jul 5, 202268Oct 7, 2022514Oct 24, 2024582

Volatility

Volatility Chart

The current Donegal Group Inc. volatility is 8.42%, representing the average percentage change in the investments's value, either up or down over the past month. The chart below shows the rolling one-month volatility.


2.00%4.00%6.00%8.00%10.00%12.00%14.00%NovemberDecember2025FebruaryMarchApril
8.42%
13.60%
DGICA (Donegal Group Inc.)
Benchmark (^GSPC)

Financials

Financial Performance

The chart below illustrates the trends in the financial health of Donegal Group Inc. over time, highlighting three key metrics: Total Revenue, Earnings Before Interest and Taxes (EBIT), and Net Income.

Annual
Quarterly

0.0

Valuation

The Valuation section provides an overview of how Donegal Group Inc. is priced in the market compared to other companies in the Insurance - Property & Casualty industry. It includes key financial ratios that help investors assess whether the stock is undervalued or overvalued.


PE Ratio
20.040.060.080.0100.0
DGICA: 11.9
The chart displays the Price-to-Earnings (P/E) ratio for DGICA, comparing it with other companies in the Insurance - Property & Casualty industry. Currently, DGICA has a P/E ratio of 11.9. This P/E ratio is in line with the industry average, suggesting the stock may be fairly valued relative to its earnings.
PEG Ratio
2.04.06.08.010.0
DGICA: 3.1
The chart shows the Price/Earnings to Growth (PEG) ratio for DGICA compared to other companies in the Insurance - Property & Casualty industry. DGICA currently has a PEG ratio of 3.1. This PEG ratio is close to the industry average, suggesting the stock’s valuation is balanced against its growth outlook.
PS Ratio
2.04.06.0
DGICA: 0.6
This chart shows the Price-to-Sales (P/S) ratio for DGICA relative to other companies in the Insurance - Property & Casualty industry. Currently, DGICA has a P/S ratio of 0.6. This P/S ratio is low compared to the industry average. It may indicate that the stock is undervalued relative to its revenue, or that the market expects slower growth or lower margins.
PB Ratio
2.04.06.08.0
DGICA: 1.2
The chart illustrates the Price-to-Book (P/B) ratio for DGICA in comparison with other companies in the Insurance - Property & Casualty industry. Currently, DGICA has a P/B value of 1.2. This P/B ratio is in line with the industry average, suggesting the stock is valued fairly in relation to its book value.

Historical P/E Ratio Chart

The chart below displays the historical trend of the price-to-earnings (P/E) ratio for Donegal Group Inc..


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Income Statement



TTM
Revenue

Total Revenue

Cost Of Revenue

Gross Profit

Operating Expenses

Selling, General & Admin Expenses

R&D Expenses

Depreciation And Amortization

Total Operating Expenses

Income

Income Before Tax

Operating Income

EBITDA

EBIT

Earnings From Continuing Operations

Net Income

Income Tax Expense

Other Non-Operating Income (Expenses)

Extraordinary Items

Discontinued Operations

Effect Of Accounting Charges

Non Recurring

Minority Interest

Other Items

Interest Income

Interest Expense

Net Interest Income

Values in undefined except per share items
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The information contained herein does not constitute investment advice and made available for educational purposes only. Prices and returns on equities are listed without consideration of fees, commissions, taxes, penalties, or interest payable due to purchasing, holding, or selling.

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