DFS vs. TRU

Last updated Apr 2, 2026

Compare and contrast key facts about Discover Financial Services (DFS) and TransUnion (TRU).

Performance

DFS vs. TRU - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in Discover Financial Services (DFS) and TransUnion (TRU). The values are adjusted to include any dividend payments, if applicable.

DFS vs. TRU - Yearly Performance Comparison

	2026 (YTD)	2025	2024	2023	2022	2021	2020	2019	2018	2017
DFS Discover Financial Services	0.00%	15.88%	57.32%	18.20%	-13.55%	29.78%	10.13%	46.94%	-21.80%	8.92%
TRU TransUnion	-19.64%	-7.01%	35.59%	21.85%	-51.90%	19.91%	16.30%	51.34%	3.69%	77.69%

Fundamentals

Total Revenue (TTM) DFS : $10.25B TRU : $4.58B
Gross Profit (TTM) DFS : $7.81B TRU : $2.42B
EBITDA (TTM) DFS : $4.40B TRU : $1.46B

Returns By Period

DFS

• 1D: —
• 1M: —
• YTD: —
• 6M: —
• 1Y: —
• 3Y*: —
• 5Y*: —
• 10Y*: —

TRU

• 1D: -0.58%
• 1M: -12.16%
• YTD: -19.64%
• 6M: -16.11%
• 1Y: -17.49%
• 3Y*: 4.02%
• 5Y*: -5.21%
• 10Y*: 9.86%

*Multi-year figures are annualized to reflect compound growth (CAGR)

Return for Risk

DFS vs. TRU — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

TRU

TRU Risk / Return Rank: 23
TRU Sharpe Ratio Rank: 24
TRU Sortino Ratio Rank: 23
TRU Omega Ratio Rank: 23
TRU Calmar Ratio Rank: 25
TRU Martin Ratio Rank: 22

The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

DFS vs. TRU - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for Discover Financial Services (DFS) and TransUnion (TRU). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

Risk / return metrics aren't available yet — we need at least 12 months of trading data to calculate them.

Sharpe Ratios by Period

	DFS	TRU	Difference
Sharpe Ratio (1Y) Calculated over the trailing 1-year period	—	-0.38	—
Sharpe Ratio (5Y) Calculated over the trailing 5-year period	—	-0.14	—
Sharpe Ratio (10Y) Calculated over the trailing 10-year period	—	0.29	—
Sharpe Ratio (All Time) Calculated using the full available price history	—	0.29	—

Correlation

The correlation between DFS and TRU is 0.40, which is considered to be low. This implies their price changes are not closely related. A low correlation is generally favorable for portfolio diversification, as it helps to reduce overall risk by spreading it across multiple assets with different performance patterns.

Dividends

DFS vs. TRU - Dividend Comparison

DFS has not paid dividends to shareholders, while TRU's dividend yield for the trailing twelve months is around 0.68%.

	TTM	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015
DFS Discover Financial Services	0.00%	0.35%	1.62%	2.40%	2.35%	1.63%	1.94%	1.98%	2.54%	1.69%	1.61%	2.01%
TRU TransUnion	0.68%	0.54%	0.45%	0.61%	0.70%	0.30%	0.30%	0.35%	0.40%	0.00%	0.00%	0.00%

Drawdowns

Drawdown Indicators

	DFS	TRU	Difference
Max Drawdown Largest peak-to-trough decline	—	-64.92%	—
Max Drawdown (1Y) Largest decline over 1 year	—	-33.43%	—
Max Drawdown (5Y) Largest decline over 5 years	—	-64.92%	—
Max Drawdown (10Y) Largest decline over 10 years	—	-64.92%	—
Current Drawdown Current decline from peak	—	-43.49%	—
Average Drawdown Average peak-to-trough decline	—	-17.96%	—
Ulcer Index Depth and duration of drawdowns from previous peaks	—	15.72%	—

Volatility

Volatility by Period

	DFS	TRU	Difference
Volatility (1M) Calculated over the trailing 1-month period	—	10.67%	—
Volatility (6M) Calculated over the trailing 6-month period	—	30.56%	—
Volatility (1Y) Calculated over the trailing 1-year period	—	46.10%	—
Volatility (5Y) Calculated over the trailing 5-year period, annualized	—	38.03%	—
Volatility (10Y) Calculated over the trailing 10-year period, annualized	—	34.47%	—

Financials