- ISIN
- US2547091080
- CUSIP
- 254709108
- Sector
- Financial Services
- Industry
- Credit Services
- IPO Date
- Jul 2, 2007
Highlights
- Total Revenue (TTM)
- $10.25B
- Gross Profit (TTM)
- $7.81B
- EBITDA (TTM)
- $4.40B
- Target Price
- $211.60
Share Price Chart
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Performance
DFS Performance Chart
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Returns By Period
Discover Financial Services
- 1D
- —
- 1M
- —
- YTD
- —
- 6M
- —
- 1Y
- —
- 3Y*
- —
- 5Y*
- —
- 10Y*
- —
Benchmark (S&P 500 Index)
- 1D
- 0.13%
- 1M
- 5.25%
- YTD
- 11.16%
- 6M
- 11.43%
- 1Y
- 28.20%
- 3Y*
- 21.12%
- 5Y*
- 12.66%
- 10Y*
- 13.75%
DFS Monthly Returns History
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2025 | 16.08% | -2.60% | -12.55% | 7.01% | 9.51% | 15.88% | |||||||
| 2024 | -6.12% | 15.03% | 8.61% | -3.33% | -2.67% | 6.64% | 10.08% | -3.16% | 1.14% | 5.80% | 23.41% | -5.04% | 57.32% |
| 2023 | 19.32% | -3.52% | -11.75% | 4.68% | -0.02% | 13.73% | -9.67% | -13.99% | -3.82% | -5.25% | 14.22% | 20.86% | 18.20% |
| 2022 | 0.16% | 7.06% | -10.73% | 2.06% | 1.50% | -16.66% | 6.79% | 0.07% | -9.52% | 14.89% | 4.31% | -9.72% | -13.55% |
| 2021 | -7.72% | 13.12% | 0.98% | 20.01% | 3.25% | 0.88% | 5.10% | 3.53% | -4.19% | -7.76% | -4.42% | 7.15% | 29.78% |
Benchmark Metrics
Discover Financial Services has an annualized alpha of 8.06%, beta of 1.54, and R2 of 0.50 versus S&P 500 Index. Calculated based on daily prices since July 03, 2007.
- This stock captured 164.50% of S&P 500 Index gains and 127.87% of its losses - amplifying both gains and losses, but participating more in upside than downside.
- R2 of 0.50 means the benchmark explains less than half of this stock's behavior - treat beta with caution or consider switching to a more representative benchmark.
- Alpha
- 8.06%
- Beta
- 1.54
- R²
- 0.50
- Upside Capture
- 164.50%
- Downside Capture
- 127.87%
Return for Risk
Return / Risk — by metrics
The table below present risk-adjusted performance metrics for Discover Financial Services (DFS) and compare them to S&P 500 Index.
Risk / return metrics aren't available yet — we need at least 12 months of trading data to calculate them.
Dividends
Dividend History
Discover Financial Services provided a 0.00% dividend yield over the last twelve months, with an annual payout of $0.00 per share. The company has been increasing its dividends for 15 consecutive years.
| Period | TTM | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Dividend | $0.00 | $2.80 | $2.70 | $2.30 | $1.88 | $1.76 | $1.68 | $1.50 | $1.30 | $1.16 | $1.08 |
Dividend yield | 0.00% | 1.62% | 2.40% | 2.35% | 1.63% | 1.94% | 1.98% | 2.54% | 1.69% | 1.61% | 2.01% |
Monthly Dividends
The table displays the monthly dividend distributions for Discover Financial Services. The dividends shown in the table have been adjusted to account for any splits that may have occurred.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2025 | $0.00 | $0.70 | $0.00 | $0.00 | $0.00 | $0.70 | |||||||
| 2024 | $0.00 | $0.70 | $0.00 | $0.00 | $0.70 | $0.00 | $0.00 | $0.70 | $0.00 | $0.00 | $0.70 | $0.00 | $2.80 |
| 2023 | $0.00 | $0.60 | $0.00 | $0.00 | $0.70 | $0.00 | $0.00 | $0.70 | $0.00 | $0.00 | $0.70 | $0.00 | $2.70 |
| 2022 | $0.00 | $0.50 | $0.00 | $0.00 | $0.60 | $0.00 | $0.00 | $0.60 | $0.00 | $0.00 | $0.60 | $0.00 | $2.30 |
| 2021 | $0.00 | $0.44 | $0.00 | $0.00 | $0.44 | $0.00 | $0.00 | $0.50 | $0.00 | $0.00 | $0.50 | $0.00 | $1.88 |
| 2020 | $0.00 | $0.44 | $0.00 | $0.00 | $0.44 | $0.00 | $0.00 | $0.44 | $0.00 | $0.00 | $0.44 | $0.00 | $1.76 |
Drawdowns
Drawdowns Chart
The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.
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Worst Drawdowns
The table below displays the maximum drawdowns of the Discover Financial Services. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.
The maximum drawdown for the Discover Financial Services was 81.74%, occurring on Mar 5, 2009. Recovery took 585 trading sessions.
Related event | Drawdown | Fall | Recovery | Underwater |
|---|---|---|---|---|
Financial crisis2007–2009 | -81.74%Mar 2009 | 1y 8mo | 2y 3mo | 3y 12moJul 2007 - Jun 2011 |
COVID crash2020 | -72.37%Mar 2020 | 7mo 25d | 9mo 15d | 1y 5moJul 2019 - Dec 2020 |
2023 bear market2023 | -37.53%Oct 2023 | 2y 2mo | 4mo 26d | 2y 7moAug 2021 - Mar 2024 |
2016 bear market2016 | -33.18%Feb 2016 | 1y 3mo | 9mo 4d | 2yNov 2014 - Nov 2016 |
Rate-hike selloffLate 2018 | -30.90%Dec 2018 | 10mo 28d | 4mo 3d | 1y 2moJan 2018 - Apr 2019 |
Drawdown Indicators
| DFS | Benchmark | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | — | -56.78% | — |
Max Drawdown (1Y)Largest decline over 1 year | — | -9.10% | — |
Max Drawdown (3Y)Largest decline over 3 years | — | -18.90% | — |
Max Drawdown (5Y)Largest decline over 5 years | — | -25.43% | — |
Max Drawdown (10Y)Largest decline over 10 years | — | -33.92% | — |
Current DrawdownCurrent decline from peak | — | 0.00% | — |
Average DrawdownAverage peak-to-trough decline | — | -10.72% | — |
Ulcer IndexDepth and duration of drawdowns from previous peaks | — | 1.97% | — |
Volatility
Volatility Chart
The chart below shows the rolling one-month volatility.
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Financials
Financial Performance
The chart below illustrates the trends in the financial health of Discover Financial Services over time, highlighting three key metrics: Total Revenue, Earnings Before Interest and Taxes (EBIT), and Net Income.
Valuation
The Valuation section provides an overview of how Discover Financial Services is priced in the market compared to other companies in the Credit Services industry. It includes key financial ratios that help investors assess whether the stock is undervalued or overvalued.
Income Statement
| TTM | |
|---|---|
Revenue | — |
Total Revenue | — |
Cost Of Revenue | — |
Gross Profit | — |
Operating Expenses | — |
Selling, General & Admin Expenses | — |
R&D Expenses | — |
Depreciation And Amortization | — |
Total Operating Expenses | — |
Income | — |
Income Before Tax | — |
Operating Income | — |
EBITDA | — |
EBIT | — |
Earnings From Continuing Operations | — |
Net Income | — |
Income Tax Expense | — |
Other Non-Operating Income (Expenses) | — |
Extraordinary Items | — |
Discontinued Operations | — |
Effect Of Accounting Charges | — |
Non Recurring | — |
Minority Interest | — |
Other Items | — |
Interest Income | — |
Interest Expense | — |
Net Interest Income | — |
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