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TransUnion (TRU)
Performance
Return for Risk
Dividends
Drawdowns
Volatility
Financials

Company Info

ISIN
US89400J1079
CUSIP
89400J107
IPO Date
Jun 25, 2015

Highlights

Market Cap
$13.49B
Enterprise Value
$17.93B
EPS (TTM)
$2.32
PE Ratio
29.84
PEG Ratio
0.42
Total Revenue (TTM)
$4.58B
Gross Profit (TTM)
$2.42B
EBITDA (TTM)
$1.46B
Year Range
$65.24 - $99.39
Target Price
$96.90
ROA (TTM)
4.10%
ROE (TTM)
10.26%

Share Price Chart


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Performance

Performance Chart

The chart shows the growth of an initial investment of $10,000 in TransUnion, comparing it to the performance of the S&P 500 index or another benchmark. All prices have been adjusted for splits and dividends.


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S&P 500 Index

Returns By Period

TransUnion (TRU) has returned -19.18% so far this year and -16.14% over the past 12 months. Over the last ten years, TRU has returned 9.92% per year, falling short of the S&P 500 Index benchmark, which averaged 12.16% annually.


TransUnion

1D
4.06%
1M
-11.92%
YTD
-19.18%
6M
-17.16%
1Y
-16.14%
3Y*
4.22%
5Y*
-5.10%
10Y*
9.92%

Benchmark (S&P 500 Index)

1D
2.91%
1M
-5.09%
YTD
-4.63%
6M
-2.39%
1Y
16.33%
3Y*
16.69%
5Y*
10.18%
10Y*
12.16%
*Multi-year figures are annualized to reflect compound growth (CAGR)

Monthly Returns

Based on dividend-adjusted daily data since Jun 25, 2015, TRU's average daily return is +0.06%, while the average monthly return is +1.25%. At this rate, your investment would double in approximately 4.6 years.

Historically, 57% of months were positive and 43% were negative. The best month was Nov 2023 with a return of +34.1%, while the worst month was Oct 2023 at -38.9%. The longest winning streak lasted 6 consecutive months, and the longest losing streak was 7 months.

On a daily basis, TRU closed higher 52% of trading days. The best single day was Feb 17, 2016 with a return of +17.4%, while the worst single day was Oct 24, 2023 at -23.3%.


JanFebMarAprMayJunJulAugSepOctNovDecTotal
2026-7.85%-0.43%-11.92%-19.18%
20257.05%-6.76%-10.21%-0.04%3.36%2.77%8.17%-7.01%-5.23%-3.10%4.92%0.82%-7.01%
20240.70%12.20%2.94%-8.52%-1.35%3.11%21.71%7.37%8.15%-3.25%0.30%-8.66%35.59%
202326.43%-8.81%-4.87%10.73%4.77%8.82%1.74%2.06%-11.61%-38.88%34.06%17.01%21.85%
2022-13.04%-11.99%13.98%-15.31%-0.70%-7.86%-0.95%-6.64%-19.47%-0.37%6.60%-10.03%-51.90%
2021-12.28%-3.25%6.97%16.21%2.39%2.63%9.33%1.31%-7.59%2.65%-3.48%6.65%19.91%

Benchmark Metrics

TransUnion has an annualized alpha of 1.00%, beta of 1.20, and R² of 0.40 versus S&P 500 Index. Calculated based on daily prices since June 26, 2015.

  • This stock captured 157.73% of S&P 500 Index gains and 151.82% of its losses — amplifying both gains and losses, but participating more in upside than downside.
  • R² of 0.40 means the benchmark explains less than half of this stock's behavior — treat beta with caution or consider switching to a more representative benchmark.

Alpha
1.00%
Beta
1.20
0.40
Upside Capture
157.73%
Downside Capture
151.82%

Return for Risk

Risk / Return Rank

TRU ranks 24 for risk / return — below 24% of stocks on our site. The returns aren't fully compensating for the risk involved. This isn't necessarily a dealbreaker, but factor it into your decision — especially if you're risk-averse.


TRU Risk / Return Rank: 2424
Overall Rank
TRU Sharpe Ratio Rank: 2525
Sharpe Ratio Rank
TRU Sortino Ratio Rank: 2424
Sortino Ratio Rank
TRU Omega Ratio Rank: 2424
Omega Ratio Rank
TRU Calmar Ratio Rank: 2626
Calmar Ratio Rank
TRU Martin Ratio Rank: 2323
Martin Ratio Rank
The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

Return / Risk — by metrics

The table below present risk-adjusted performance metrics for TransUnion (TRU) and compare them to a chosen benchmark (S&P 500 Index).


TRUBenchmarkDifference

Sharpe ratio

Return per unit of total volatility

-0.35

0.90

-1.25

Sortino ratio

Return per unit of downside risk

-0.21

1.39

-1.59

Omega ratio

Gain probability vs. loss probability

0.97

1.21

-0.24

Calmar ratio

Return relative to maximum drawdown

-0.46

1.40

-1.86

Martin ratio

Return relative to average drawdown

-0.99

6.61

-7.59

Explore TRU risk-adjusted metrics in detail

Dive deeper into individual metrics with historical trends, benchmark comparisons, and performance across different time periods.

Dividends

Dividend History

TransUnion provided a 0.68% dividend yield over the last twelve months, with an annual payout of $0.47 per share. The company has been increasing its dividends for 7 consecutive years.


0.30%0.40%0.50%0.60%0.70%$0.00$0.10$0.20$0.30$0.40$0.5020182019202020212022202320242025
Dividends
Dividend Yield
PeriodTTM20252024202320222021202020192018
Dividend$0.47$0.46$0.42$0.42$0.40$0.36$0.30$0.30$0.23

Dividend yield

0.68%0.54%0.45%0.61%0.70%0.30%0.30%0.35%0.40%

Monthly Dividends

The table displays the monthly dividend distributions for TransUnion. The dividends shown in the table have been adjusted to account for any splits that may have occurred.


JanFebMarAprMayJunJulAugSepOctNovDecTotal
2026$0.00$0.13$0.00$0.13
2025$0.00$0.12$0.00$0.00$0.12$0.00$0.00$0.12$0.00$0.00$0.12$0.00$0.46
2024$0.00$0.00$0.11$0.00$0.11$0.00$0.00$0.11$0.00$0.00$0.11$0.00$0.42
2023$0.00$0.00$0.11$0.00$0.11$0.00$0.00$0.11$0.00$0.00$0.11$0.00$0.42
2022$0.00$0.00$0.10$0.00$0.10$0.00$0.00$0.11$0.00$0.00$0.11$0.00$0.40
2021$0.00$0.00$0.08$0.00$0.10$0.00$0.00$0.10$0.00$0.00$0.10$0.00$0.36

Dividend Yield & Payout


Dividend Yield

TransUnion has a dividend yield of 0.68%, which signifies it pays a smaller percentage of its stock price in dividends to its shareholders compared to other companies in the market.

Payout Ratio

TransUnion has a payout ratio of 19.87%, which is below the market average. This means TransUnion returns a smaller proportion of its earnings to shareholders as dividends, suggesting it retains a higher portion for reinvestment, growth, or debt payment.

Drawdowns

Drawdowns Chart

The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.


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Worst Drawdowns

The table below displays the maximum drawdowns of the TransUnion. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.

The maximum drawdown for the TransUnion was 64.92%, occurring on Oct 30, 2023. The portfolio has not yet recovered.

The current TransUnion drawdown is 43.16%.


Depth

Start

To Bottom

Bottom

To Recover

End

Total

-64.92%Sep 9, 2021539Oct 30, 2023
-45.16%Feb 21, 202021Mar 20, 2020193Dec 23, 2020214
-31.27%Sep 14, 201870Dec 24, 2018144Jul 23, 2019214
-25.02%Dec 28, 201532Feb 11, 201652Apr 27, 201684
-17.33%Jul 25, 201692Dec 1, 201650Feb 14, 2017142

Volatility

Volatility Chart

The chart below shows the rolling one-month volatility.


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Financials

Financial Performance

The chart below illustrates the trends in the financial health of TransUnion over time, highlighting three key metrics: Total Revenue, Earnings Before Interest and Taxes (EBIT), and Net Income.


Annual
Quarterly

0.0

Valuation

The Valuation section provides an overview of how TransUnion is priced in the market compared to other companies in the Consulting Services industry. It includes key financial ratios that help investors assess whether the stock is undervalued or overvalued.


PE Ratio

The chart displays the Price-to-Earnings (P/E) ratio for TRU, comparing it with other companies in the Consulting Services industry. Currently, TRU has a P/E ratio of 29.8. This P/E ratio is significantly higher than those of industry peers. This could indicate that the stock is overvalued or that investors expect strong future growth.

PEG Ratio

The chart shows the Price/Earnings to Growth (PEG) ratio for TRU compared to other companies in the Consulting Services industry. TRU currently has a PEG ratio of 0.4. This PEG ratio is close to the industry average, suggesting the stock’s valuation is balanced against its growth outlook.

PS Ratio

This chart shows the Price-to-Sales (P/S) ratio for TRU relative to other companies in the Consulting Services industry. Currently, TRU has a P/S ratio of 3.0. This P/S ratio is high relative to other companies in the industry. It could mean the stock is overvalued, or that investors expect strong future growth and profitability.

PB Ratio

The chart illustrates the Price-to-Book (P/B) ratio for TRU in comparison with other companies in the Consulting Services industry. Currently, TRU has a P/B value of 3.0. This P/B ratio is in line with the industry average, suggesting the stock is valued fairly in relation to its book value.

Income Statement



TTM
Revenue

Total Revenue

Cost Of Revenue

Gross Profit

Operating Expenses

Selling, General & Admin Expenses

R&D Expenses

Depreciation And Amortization

Total Operating Expenses

Income

Income Before Tax

Operating Income

EBITDA

EBIT

Earnings From Continuing Operations

Net Income

Income Tax Expense

Other Non-Operating Income (Expenses)

Extraordinary Items

Discontinued Operations

Effect Of Accounting Charges

Non Recurring

Minority Interest

Other Items

Interest Income

Interest Expense

Net Interest Income

Values in undefined except per share items