CRTC vs. USNZ

Last updated Aug 4, 2026

CRTC (Xtrackers US National Critical Technologies ETF) and USNZ (Xtrackers Net Zero Pathway Paris Aligned US Equity ETF) are both exchange-traded funds - CRTC is a Technology Equities fund tracking the Solactive Whitney U.S. Critical Technologies Index, while USNZ is a Large Cap Blend Equities fund tracking the Solactive ISS ESG United States Net Zero Pathway Enhanced Index - Benchmark TR Net. Both are passively managed. Over the past year, CRTC returned 17.24% vs 23.02% for USNZ. Their correlation of 0.92 means they have usually moved in the same direction. CRTC charges 0.35%/yr vs 0.10%/yr for USNZ.

Performance

CRTC vs. USNZ - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in Xtrackers US National Critical Technologies ETF (CRTC) and Xtrackers Net Zero Pathway Paris Aligned US Equity ETF (USNZ). The values are adjusted to include any dividend payments, if applicable.

Returns By Period

In the year-to-date period, CRTC achieves a 9.47% return, which is significantly lower than USNZ's 11.32% return.

CRTC

• 1D: 2.36%
• 1M: 3.10%
• 6M: 7.08%
• YTD: 9.47%
• 1Y: 17.24%
• 3Y*: —
• 5Y*: —
• 10Y*: —
• ALL TIME*: 20.10%

USNZ

• 1D: 1.35%
• 1M: 1.82%
• 6M: 10.15%
• YTD: 11.32%
• 1Y: 23.02%
• 3Y*: 19.92%
• 5Y*: —
• 10Y*: —
• ALL TIME*: 19.27%

*Multi-year figures are annualized to reflect compound growth (CAGR)

Liquidity Comparison

Position	Avg. Volume Value (2W)	Avg. Volume Value (1M)	Avg. Volume Value (3M)
CRTC Xtrackers US National Critical Technologies ETF	$249.56K	$623.71K	$501.58K
USNZ Xtrackers Net Zero Pathway Paris Aligned US Equity ETF	$33.34K	$18.43K	$208.21K

CRTC vs. USNZ - Yearly Performance Comparison

	2026 (YTD)	2025	2024	2023
CRTC Xtrackers US National Critical Technologies ETF	9.47%	18.69%	18.05%	7.16%
USNZ Xtrackers Net Zero Pathway Paris Aligned US Equity ETF	11.32%	17.76%	21.96%	6.94%

Correlation

The correlation between CRTC and USNZ is 0.92, meaning they have usually moved in the same direction, including during past declines.

	Correlation
Correlation (1Y) Focuses on recent behavior, but can change the most.	0.92
Correlation (All Time) Calculated using the full available price history since Nov 16, 2023	0.92

The correlation between CRTC and USNZ has been stable across timeframes, ranging from 0.92 to 0.92 - a consistent structural relationship.

CRTC vs. USNZ - Sectors Allocation Comparison

Sectors	CRTC	USNZ
Technology	39.6%	44.7%
Communication Services	14.0%	11.7%
Healthcare	13.5%	11.5%
Industrials	13.4%	3.4%
Energy	5.8%	0.0%
Utilities	5.5%	1.1%
Consumer Cyclical	4.9%	9.8%
Basic Materials	3.0%	1.2%
Financial Services	0.1%	10.3%
Real Estate	0.1%	3.0%
Consumer Defensive	0.0%	3.2%

Return for Risk

CRTC vs. USNZ — Risk / Return Rank

Compare historical risk-adjusted metric ranks over the past 12 months.

CRTC

CRTC Risk / Return Rank: 47
CRTC Sharpe Ratio Rank: 47
CRTC Sortino Ratio Rank: 45
CRTC Omega Ratio Rank: 44
CRTC Calmar Ratio Rank: 50
CRTC Martin Ratio Rank: 50

USNZ

USNZ Risk / Return Rank: 62
USNZ Sharpe Ratio Rank: 65
USNZ Sortino Ratio Rank: 64
USNZ Omega Ratio Rank: 62
USNZ Calmar Ratio Rank: 54
USNZ Martin Ratio Rank: 65

The rank (0–100) uses a weighted average of the Sharpe, Sortino, Omega, Calmar, and Martin percentile ranks for the trailing 12 months. Higher means stronger historical risk-adjusted performance within the peer group.

CRTC vs. USNZ - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for Xtrackers US National Critical Technologies ETF (CRTC) and Xtrackers Net Zero Pathway Paris Aligned US Equity ETF (USNZ). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.

	CRTC	USNZ	Difference
Sharpe ratio: Return per unit of total volatility	1.24	1.64	-0.40
Sortino ratio: Return per unit of downside risk	1.73	2.30	-0.57
Omega ratio: Gain probability vs. loss probability	1.22	1.29	-0.07
Calmar ratio: Return relative to maximum drawdown	1.91	2.09	-0.17
Martin ratio: Return relative to average drawdown	6.01	8.57	-2.56

CRTC vs. USNZ - Sharpe Ratio Comparison

The current CRTC Sharpe Ratio is 1.24, which is comparable to the USNZ Sharpe Ratio of 1.64. The chart below compares the historical Sharpe Ratios of CRTC and USNZ, calculated using daily returns over the previous 12 months. A higher Sharpe Ratio indicates better risk-adjusted performance relative to the risk-free rate.

Drawdowns

CRTC vs. USNZ - Drawdown Comparison

The maximum CRTC drawdown since its inception was -19.07%, roughly equal to the maximum USNZ drawdown of -19.16%. Use the drawdown chart below to compare losses from any high point for CRTC and USNZ.

Drawdown Indicators

	CRTC	USNZ	Difference
Max Drawdown Largest peak-to-trough decline	-19.07%	-19.16%	+0.09%
Max Drawdown (1Y) Largest decline over 1 year	-9.05%	-11.07%	+2.02%
Max Drawdown (3Y) Largest decline over 3 years	—	-19.16%	—
Current Drawdown Current decline from peak	-0.47%	-0.32%	-0.15%
Average Drawdown Average peak-to-trough decline	-2.23%	-3.27%	+1.04%
Ulcer Index Depth and duration of drawdowns from previous peaks	2.88%	2.69%	+0.19%

Volatility

CRTC vs. USNZ - Volatility Comparison

Xtrackers US National Critical Technologies ETF (CRTC) and Xtrackers Net Zero Pathway Paris Aligned US Equity ETF (USNZ) have volatilities of 4.30% and 4.16%, respectively, indicating that both stocks experience similar levels of price fluctuations. This suggests that the risk associated with both stocks, as measured by volatility, is nearly the same. The chart below showcases a comparison of their rolling one-month volatility.

Volatility by Period

	CRTC	USNZ	Difference
Volatility (1M) Calculated over the trailing 1-month period	4.30%	4.16%	+0.14%
Volatility (6M) Calculated over the trailing 6-month period	11.00%	11.40%	-0.40%
Volatility (1Y) Calculated over the trailing 1-year period	14.04%	14.13%	-0.09%
Volatility (5Y) Calculated over the trailing 5-year period, annualized	15.82%	16.61%	-0.79%
Volatility (10Y) Calculated over the trailing 10-year period, annualized	15.82%	16.61%	-0.79%

CRTC vs. USNZ - Expense Ratio Comparison

CRTC has a 0.35% expense ratio, which is higher than USNZ's 0.10% expense ratio.

Dividends

CRTC vs. USNZ - Dividend Comparison

CRTC's dividend yield for the trailing twelve months is around 0.87%, less than USNZ's 0.94% yield.

Position	TTM	2025	2024	2023	2022
CRTC Xtrackers US National Critical Technologies ETF	0.87%	1.03%	1.13%	0.16%	0.00%
USNZ Xtrackers Net Zero Pathway Paris Aligned US Equity ETF	0.94%	1.02%	1.14%	1.19%	0.80%

Frequently Asked Questions

Can I hold both CRTC and USNZ in my portfolio?

With a correlation of 0.92, CRTC and USNZ move almost identically. Holding both adds very little diversification - you're essentially doubling your position in the same market segment. Choosing one is usually more capital-efficient.

Which is riskier, CRTC or USNZ?

CRTC has higher volatility (4.30%) compared to USNZ (4.16%). In terms of maximum drawdown, CRTC dropped -19.07% vs USNZ's -19.16%.

Which ETF is better, CRTC or USNZ?

On 1-year performance, USNZ leads with 23.02% vs 17.24% for CRTC. On fees, USNZ is cheaper at 0.10% per year. On volatility, USNZ has been the lower-risk option at 4.16%. The better choice depends on whether you care most about return, fees, risk, or income.

Which ETF has performed better, CRTC or USNZ?

Over the 1-year period, USNZ has performed better with a 23.02% return vs 17.24%. Past performance does not guarantee future results, so compare this with risk, fees, and fund exposure.

Which ETF is cheaper, CRTC or USNZ?

USNZ is cheaper with a 0.10% expense ratio, compared with 0.35% for CRTC.

Which ETF pays a higher dividend yield, CRTC or USNZ?

USNZ has the higher dividend yield at 0.94%, compared with 0.87% for CRTC.

What is the main difference between CRTC and USNZ?

CRTC is categorized as Technology Equities, while USNZ is Large Cap Blend Equities. CRTC tracks Solactive Whitney U.S. Critical Technologies Index, while USNZ tracks Solactive ISS ESG United States Net Zero Pathway Enhanced Index - Benchmark TR Net. Their fees differ too: 0.35% for CRTC and 0.10% for USNZ.

Which has better risk-adjusted returns?

USNZ currently has the higher Sharpe Ratio (1.64 vs 1.24), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.