CIFR vs. TFLO
CIFR (Cipher Digital Inc.) is a stock, while TFLO (iShares Treasury Floating Rate Bond ETF) is Government Bonds fund tracking the Bloomberg U.S. Treasury Floating Rate Index. Over the past 3 years, CIFR returned 54.98%/yr vs 4.67%/yr for TFLO. At a correlation of -0.05, they often move in opposite directions.
Performance
CIFR vs. TFLO - Performance Comparison
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Returns By Period
In the year-to-date period, CIFR achieves a 20.05% return, which is significantly higher than TFLO's 2.04% return.
CIFR
- 1D
- -10.82%
- 1M
- -32.39%
- 6M
- 1.14%
- YTD
- 20.05%
- 1Y
- 182.62%
- 3Y*
- 54.98%
- 5Y*
- —
- 10Y*
- —
TFLO
- 1D
- 0.00%
- 1M
- 0.33%
- 6M
- 1.90%
- YTD
- 2.04%
- 1Y
- 3.94%
- 3Y*
- 4.67%
- 5Y*
- 3.72%
- 10Y*
- 2.40%
CIFR vs. TFLO - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | |
|---|---|---|---|---|---|---|
CIFR Cipher Digital Inc. | 20.05% | 218.10% | 12.35% | 637.50% | -87.90% | -54.65% |
TFLO iShares Treasury Floating Rate Bond ETF | 2.04% | 4.22% | 5.34% | 5.12% | 1.99% | -0.02% |
Correlation
The correlation between CIFR and TFLO is -0.06, meaning there is essentially no relationship between their price movements. Each responds to its own set of market drivers, making them strong candidates for combining in a diversified portfolio.
| Correlation | |
|---|---|
Correlation (1Y) Calculated over the trailing 1-year period | -0.06 |
Correlation (3Y) Calculated over the trailing 3-year period | -0.05 |
Correlation (All Time) Calculated using the full available price history since Aug 30, 2021 | -0.05 |
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Return for Risk
CIFR vs. TFLO — Risk / Return Rank
CIFR
TFLO
CIFR vs. TFLO - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Cipher Digital Inc. (CIFR) and iShares Treasury Floating Rate Bond ETF (TFLO). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| CIFR | TFLO | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | -11.99 | ||
| Sortino ratioReturn per unit of downside risk | -44.90 | ||
| Omega ratioGain probability vs. loss probability | 1.28 | 12.34 | -11.06 |
| Calmar ratioReturn relative to maximum drawdown | 3.58 | 199.41 | -195.83 |
| Martin ratioReturn relative to average drawdown | 6.97 | 766.50 | -759.53 |
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Drawdowns
CIFR vs. TFLO - Drawdown Comparison
The maximum CIFR drawdown since its inception was -97.16%, which is greater than TFLO's maximum drawdown of -5.01%. Use the drawdown chart below to compare losses from any high point for CIFR and TFLO.
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Drawdown Indicators
| CIFR | TFLO | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -97.16% | -5.01% | -92.15% |
Max Drawdown (1Y)Largest decline over 1 year | -51.38% | -0.02% | -51.36% |
Max Drawdown (3Y)Largest decline over 3 years | -71.74% | -0.04% | -71.70% |
Max Drawdown (5Y)Largest decline over 5 years | — | -0.13% | — |
Max Drawdown (10Y)Largest decline over 10 years | — | -0.16% | — |
Current DrawdownCurrent decline from peak | -39.27% | 0.00% | -39.27% |
Average DrawdownAverage peak-to-trough decline | -65.36% | -0.10% | -65.26% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 26.32% | 0.01% | +26.31% |
Volatility
CIFR vs. TFLO - Volatility Comparison
Cipher Digital Inc. (CIFR) has a higher volatility of 28.22% compared to iShares Treasury Floating Rate Bond ETF (TFLO) at 0.10%. This indicates that CIFR's price experiences larger fluctuations and is considered to be riskier than TFLO based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| CIFR | TFLO | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 28.22% | 0.10% | +28.12% |
Volatility (6M)Calculated over the trailing 6-month period | 72.47% | 0.20% | +72.27% |
Volatility (1Y)Calculated over the trailing 1-year period | 109.61% | 0.29% | +109.32% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 121.60% | 0.36% | +121.24% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 121.60% | 0.45% | +121.15% |
Dividends
CIFR vs. TFLO - Dividend Comparison
CIFR has not paid dividends to shareholders, while TFLO's dividend yield for the trailing twelve months is around 3.84%.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
CIFR Cipher Digital Inc. | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
TFLO iShares Treasury Floating Rate Bond ETF | 3.84% | 4.16% | 5.21% | 4.88% | 1.68% | 0.00% | 0.36% | 2.08% | 1.65% | 0.86% | 0.31% | 0.15% |
Frequently Asked Questions
CIFR and TFLO have a correlation of -0.06, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
CIFR has higher volatility (28.22%) compared to TFLO (0.10%). In terms of maximum drawdown, CIFR dropped -97.16% vs TFLO's -5.01%.
TFLO currently has the higher Sharpe Ratio (13.67 vs 1.68), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
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