CIBFX vs. SCHF
Compare and contrast key facts about American Funds Capital Income Builder Fund Class F-1 (CIBFX) and Schwab International Equity ETF (SCHF).
CIBFX is an actively managed fund by American Funds. It was launched on Jul 30, 1987. SCHF is a passively managed fund by Charles Schwab that tracks the performance of the FTSE Developed ex U.S. Index. It was launched on Nov 3, 2009.
Performance
CIBFX vs. SCHF - Performance Comparison
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CIBFX vs. SCHF - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
CIBFX American Funds Capital Income Builder Fund Class F-1 | 0.14% | 20.29% | 10.16% | 8.90% | -7.21% | 14.95% | 3.14% | 17.16% | -7.10% | 13.88% |
SCHF Schwab International Equity ETF | 2.95% | 34.55% | 3.28% | 18.35% | -14.80% | 11.40% | 9.48% | 22.26% | -14.29% | 26.03% |
Returns By Period
In the year-to-date period, CIBFX achieves a 0.14% return, which is significantly lower than SCHF's 2.95% return. Over the past 10 years, CIBFX has underperformed SCHF with an annualized return of 7.34%, while SCHF has yielded a comparatively higher 9.42% annualized return.
CIBFX
- 1D
- 0.25%
- 1M
- -6.26%
- YTD
- 0.14%
- 6M
- 3.21%
- 1Y
- 14.64%
- 3Y*
- 12.30%
- 5Y*
- 7.99%
- 10Y*
- 7.34%
SCHF
- 1D
- 3.25%
- 1M
- -8.44%
- YTD
- 2.95%
- 6M
- 9.36%
- 1Y
- 29.56%
- 3Y*
- 16.15%
- 5Y*
- 8.69%
- 10Y*
- 9.42%
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CIBFX vs. SCHF - Expense Ratio Comparison
CIBFX has a 0.64% expense ratio, which is higher than SCHF's 0.06% expense ratio.
Return for Risk
CIBFX vs. SCHF — Risk / Return Rank
CIBFX
SCHF
CIBFX vs. SCHF - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for American Funds Capital Income Builder Fund Class F-1 (CIBFX) and Schwab International Equity ETF (SCHF). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| CIBFX | SCHF | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 1.49 | 1.68 | -0.19 |
Sortino ratioReturn per unit of downside risk | 2.02 | 2.30 | -0.28 |
Omega ratioGain probability vs. loss probability | 1.30 | 1.34 | -0.03 |
Calmar ratioReturn relative to maximum drawdown | 1.73 | 2.47 | -0.74 |
Martin ratioReturn relative to average drawdown | 8.02 | 9.63 | -1.61 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
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Sharpe Ratios by Period
| CIBFX | SCHF | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 1.49 | 1.68 | -0.19 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.81 | 0.54 | +0.27 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | 0.68 | 0.55 | +0.12 |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.63 | 0.40 | +0.23 |
Correlation
The correlation between CIBFX and SCHF is 0.90, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.
Dividends
CIBFX vs. SCHF - Dividend Comparison
CIBFX's dividend yield for the trailing twelve months is around 7.70%, more than SCHF's 3.32% yield.
| TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
CIBFX American Funds Capital Income Builder Fund Class F-1 | 7.70% | 7.65% | 5.69% | 3.41% | 3.37% | 3.08% | 3.34% | 4.04% | 3.72% | 4.37% | 3.46% | 3.56% |
SCHF Schwab International Equity ETF | 3.32% | 3.42% | 3.26% | 2.97% | 2.80% | 3.19% | 2.08% | 2.95% | 3.06% | 2.35% | 2.58% | 2.26% |
Drawdowns
CIBFX vs. SCHF - Drawdown Comparison
The maximum CIBFX drawdown since its inception was -43.26%, which is greater than SCHF's maximum drawdown of -34.87%. Use the drawdown chart below to compare losses from any high point for CIBFX and SCHF.
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Drawdown Indicators
| CIBFX | SCHF | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -43.26% | -34.87% | -8.39% |
Max Drawdown (1Y)Largest decline over 1 year | -8.37% | -11.48% | +3.11% |
Max Drawdown (5Y)Largest decline over 5 years | -17.68% | -29.14% | +11.46% |
Max Drawdown (10Y)Largest decline over 10 years | -25.28% | -34.87% | +9.59% |
Current DrawdownCurrent decline from peak | -6.26% | -8.60% | +2.34% |
Average DrawdownAverage peak-to-trough decline | -4.74% | -7.44% | +2.70% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 1.81% | 2.95% | -1.14% |
Volatility
CIBFX vs. SCHF - Volatility Comparison
The current volatility for American Funds Capital Income Builder Fund Class F-1 (CIBFX) is 3.31%, while Schwab International Equity ETF (SCHF) has a volatility of 8.47%. This indicates that CIBFX experiences smaller price fluctuations and is considered to be less risky than SCHF based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| CIBFX | SCHF | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 3.31% | 8.47% | -5.16% |
Volatility (6M)Calculated over the trailing 6-month period | 5.95% | 11.70% | -5.75% |
Volatility (1Y)Calculated over the trailing 1-year period | 10.12% | 17.72% | -7.60% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 9.93% | 16.14% | -6.21% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 10.86% | 17.09% | -6.23% |