CHA vs. MA
CHA (Chagee Holdings Ltd) and MA (Mastercard Incorporated) are both stocks. CHA operates in Restaurants (Consumer Cyclical), while MA operates in Credit Services (Financial Services). Over the past year, CHA returned -57.95% vs -8.63% for MA. At a 0.21 correlation, their price movements are largely independent.
Performance
CHA vs. MA - Performance Comparison
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Returns By Period
In the year-to-date period, CHA achieves a -3.53% return, which is significantly higher than MA's -14.93% return.
CHA
- 1D
- -3.69%
- 1M
- 17.61%
- YTD
- -3.53%
- 6M
- -9.15%
- 1Y
- -57.95%
- 3Y*
- —
- 5Y*
- —
- 10Y*
- —
MA
- 1D
- -1.16%
- 1M
- -2.90%
- YTD
- -14.93%
- 6M
- -15.64%
- 1Y
- -8.63%
- 3Y*
- 9.06%
- 5Y*
- 5.85%
- 10Y*
- 18.83%
CHA vs. MA - Yearly Performance Comparison
| 2026 (YTD) | 2025 | |
|---|---|---|
CHA Chagee Holdings Ltd | -3.53% | -63.22% |
MA Mastercard Incorporated | -14.93% | 11.49% |
Correlation
The correlation between CHA and MA is 0.27, which is low. Their price movements are largely independent, making them effective diversification partners.
| Correlation | |
|---|---|
Correlation (1Y) Calculated over the trailing 1-year period | 0.27 |
Correlation (All Time) Calculated using the full available price history since Apr 17, 2025 | 0.21 |
Fundamentals
CHA:
$2.16B
MA:
$432.29B
CHA:
CN¥4.94
MA:
$17.28
CHA:
15.36
MA:
28.02
CHA:
0.19
MA:
1.63
CHA:
1.11
MA:
12.86
CHA:
1.86
MA:
64.31
CHA:
CN¥13.06B
MA:
$33.94B
CHA:
CN¥5.75B
MA:
$26.70B
CHA:
CN¥1.10B
MA:
$21.23B
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Return for Risk
CHA vs. MA — Risk / Return Rank
CHA
MA
CHA vs. MA - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Chagee Holdings Ltd (CHA) and Mastercard Incorporated (MA). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| CHA | MA | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | -0.68 | ||
| Sortino ratioReturn per unit of downside risk | -1.56 | ||
| Omega ratioGain probability vs. loss probability | 0.78 | 0.95 | -0.16 |
| Calmar ratioReturn relative to maximum drawdown | -0.88 | -0.41 | -0.47 |
| Martin ratioReturn relative to average drawdown | -1.18 | -0.82 | -0.36 |
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Drawdowns
CHA vs. MA - Drawdown Comparison
The maximum CHA drawdown since its inception was -72.61%, which is greater than MA's maximum drawdown of -62.67%. Use the drawdown chart below to compare losses from any high point for CHA and MA.
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Drawdown Indicators
| CHA | MA | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -72.61% | -62.67% | -9.94% |
Max Drawdown (1Y)Largest decline over 1 year | -65.99% | -20.91% | -45.08% |
Max Drawdown (3Y)Largest decline over 3 years | — | -20.91% | — |
Max Drawdown (5Y)Largest decline over 5 years | — | -28.25% | — |
Max Drawdown (10Y)Largest decline over 10 years | — | -41.00% | — |
Current DrawdownCurrent decline from peak | -66.45% | -18.81% | -47.64% |
Average DrawdownAverage peak-to-trough decline | -49.91% | -9.83% | -40.08% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 49.06% | 10.58% | +38.48% |
Volatility
CHA vs. MA - Volatility Comparison
Chagee Holdings Ltd (CHA) has a higher volatility of 28.09% compared to Mastercard Incorporated (MA) at 6.56%. This indicates that CHA's price experiences larger fluctuations and is considered to be riskier than MA based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| CHA | MA | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 28.09% | 6.56% | +21.53% |
Volatility (6M)Calculated over the trailing 6-month period | 39.33% | 17.09% | +22.24% |
Volatility (1Y)Calculated over the trailing 1-year period | 53.84% | 21.39% | +32.45% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 58.73% | 24.04% | +34.69% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 58.73% | 26.94% | +31.79% |
Dividends
CHA vs. MA - Dividend Comparison
CHA's dividend yield for the trailing twelve months is around 8.20%, more than MA's 0.67% yield.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
CHA Chagee Holdings Ltd | 8.20% | 7.91% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
MA Mastercard Incorporated | 0.67% | 0.53% | 0.50% | 0.53% | 0.56% | 0.49% | 0.45% | 0.44% | 0.53% | 0.58% | 0.74% | 0.66% |
Financials
CHA vs. MA - Financials Comparison
This section allows you to compare key financial metrics between Chagee Holdings Ltd and Mastercard Incorporated. You can select fields from income statements, balance sheets, and cash flow statements to easily visualize and compare the financial health of both companies.
Total Revenue: Total amount of money received from sales and other business activities
CHA vs. MA - Profitability Comparison
CHA - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2026, Chagee Holdings Ltd reported a gross profit of 1.47B and revenue of 3.55B. Therefore, the gross margin over that period was 41.6%.
MA - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2026, Mastercard Incorporated reported a gross profit of 4.91B and revenue of 8.40B. Therefore, the gross margin over that period was 58.4%.
CHA - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2026, Chagee Holdings Ltd reported an operating income of 547.16M and revenue of 3.55B, resulting in an operating margin of 15.4%.
MA - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2026, Mastercard Incorporated reported an operating income of 4.91B and revenue of 8.40B, resulting in an operating margin of 58.4%.
CHA - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2026, Chagee Holdings Ltd reported a net income of 450.33M and revenue of 3.55B, resulting in a net margin of 12.7%.
MA - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2026, Mastercard Incorporated reported a net income of 3.88B and revenue of 8.40B, resulting in a net margin of 46.2%.
Frequently Asked Questions
CHA and MA have a correlation of 0.27, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
CHA has higher volatility (28.09%) compared to MA (6.56%). In terms of maximum drawdown, CHA dropped -72.61% vs MA's -62.67%.
MA currently has the higher Sharpe Ratio (-0.41 vs -1.08), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
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