CCU vs. PLMR
CCU (Compañía Cervecerías Unidas S.A.) and PLMR (Palomar Holdings, Inc.) are both stocks. CCU operates in Beverages - Brewers (Consumer Defensive), while PLMR operates in Insurance - Property & Casualty (Financial Services). Over the past 5 years, CCU returned -4.99%/yr vs 7.57%/yr for PLMR. At a 0.14 correlation, their price movements are largely independent.
Performance
CCU vs. PLMR - Performance Comparison
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Returns By Period
In the year-to-date period, CCU achieves a -9.35% return, which is significantly higher than PLMR's -17.20% return.
CCU
- 1D
- 1.15%
- 1M
- -1.04%
- YTD
- -9.35%
- 6M
- -7.76%
- 1Y
- -6.12%
- 3Y*
- -7.85%
- 5Y*
- -4.99%
- 10Y*
- -2.26%
PLMR
- 1D
- -0.11%
- 1M
- -2.01%
- YTD
- -17.20%
- 6M
- -18.36%
- 1Y
- -28.32%
- 3Y*
- 22.88%
- 5Y*
- 7.57%
- 10Y*
- —
CCU vs. PLMR - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | |
|---|---|---|---|---|---|---|---|---|
CCU Compañía Cervecerías Unidas S.A. | -9.35% | 15.85% | -6.29% | -2.41% | -15.15% | 24.91% | -19.30% | -30.49% |
PLMR Palomar Holdings, Inc. | -17.20% | 27.63% | 90.25% | 22.90% | -30.28% | -27.09% | 75.96% | 172.92% |
Correlation
The correlation between CCU and PLMR is -0.01, meaning there is essentially no relationship between their price movements. Each responds to its own set of market drivers, making them strong candidates for combining in a diversified portfolio.
| Correlation | |
|---|---|
Correlation (1Y) Calculated over the trailing 1-year period | -0.01 |
Correlation (3Y) Calculated over the trailing 3-year period | 0.08 |
Correlation (5Y) Calculated over the trailing 5-year period | 0.15 |
Correlation (All Time) Calculated using the full available price history since Apr 17, 2019 | 0.14 |
The correlation between CCU and PLMR shifts across timeframes, from -0.01 (1 year) to 0.15 (5 years), reflecting how their relationship changes across market environments.
Fundamentals
CCU:
$2.11B
PLMR:
$3.05B
CCU:
CLP 623.67
PLMR:
$7.18
CCU:
16.52
PLMR:
15.54
CCU:
0.65
PLMR:
3.13
CCU:
1.12K
PLMR:
3.18
CCU:
CLP 2.94T
PLMR:
$977.99M
CCU:
CLP 1.31T
PLMR:
$401.29M
CCU:
CLP 241.35B
PLMR:
$210.26M
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Return for Risk
CCU vs. PLMR — Risk / Return Rank
CCU
PLMR
CCU vs. PLMR - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Compañía Cervecerías Unidas S.A. (CCU) and Palomar Holdings, Inc. (PLMR). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| CCU | PLMR | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | +0.57 | ||
| Sortino ratioReturn per unit of downside risk | +0.86 | ||
| Omega ratioGain probability vs. loss probability | 0.99 | 0.88 | +0.11 |
| Calmar ratioReturn relative to maximum drawdown | -0.21 | -0.78 | +0.57 |
| Martin ratioReturn relative to average drawdown | -0.43 | -1.21 | +0.78 |
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Drawdowns
CCU vs. PLMR - Drawdown Comparison
The maximum CCU drawdown since its inception was -65.68%, roughly equal to the maximum PLMR drawdown of -62.86%. Use the drawdown chart below to compare losses from any high point for CCU and PLMR.
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Drawdown Indicators
| CCU | PLMR | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -65.68% | -62.86% | -2.82% |
Max Drawdown (1Y)Largest decline over 1 year | -29.44% | -36.64% | +7.20% |
Max Drawdown (3Y)Largest decline over 3 years | -40.96% | -42.27% | +1.31% |
Max Drawdown (5Y)Largest decline over 5 years | -49.89% | -53.81% | +3.92% |
Max Drawdown (10Y)Largest decline over 10 years | -61.79% | — | — |
Current DrawdownCurrent decline from peak | -47.98% | -36.48% | -11.50% |
Average DrawdownAverage peak-to-trough decline | -32.58% | -28.83% | -3.75% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 14.41% | 23.54% | -9.13% |
Volatility
CCU vs. PLMR - Volatility Comparison
The current volatility for Compañía Cervecerías Unidas S.A. (CCU) is 8.69%, while Palomar Holdings, Inc. (PLMR) has a volatility of 10.56%. This indicates that CCU experiences smaller price fluctuations and is considered to be less risky than PLMR based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| CCU | PLMR | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 8.69% | 10.56% | -1.87% |
Volatility (6M)Calculated over the trailing 6-month period | 22.75% | 23.37% | -0.62% |
Volatility (1Y)Calculated over the trailing 1-year period | 29.52% | 36.56% | -7.04% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 29.23% | 42.61% | -13.38% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 27.31% | 47.83% | -20.52% |
Dividends
CCU vs. PLMR - Dividend Comparison
CCU's dividend yield for the trailing twelve months is around 3.06%, while PLMR has not paid dividends to shareholders.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
CCU Compañía Cervecerías Unidas S.A. | 3.06% | 3.10% | 3.65% | 2.09% | 5.93% | 12.08% | 4.05% | 6.62% | 3.05% | 1.47% | 1.42% | 1.41% |
PLMR Palomar Holdings, Inc. | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Financials
CCU vs. PLMR - Financials Comparison
This section allows you to compare key financial metrics between Compañía Cervecerías Unidas S.A. and Palomar Holdings, Inc.. You can select fields from income statements, balance sheets, and cash flow statements to easily visualize and compare the financial health of both companies.
Total Revenue: Total amount of money received from sales and other business activities
CCU vs. PLMR - Profitability Comparison
CCU - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2026, Compañía Cervecerías Unidas S.A. reported a gross profit of 401.87B and revenue of 849.86B. Therefore, the gross margin over that period was 47.3%.
PLMR - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2026, Palomar Holdings, Inc. reported a gross profit of 0.00 and revenue of 278.94M. Therefore, the gross margin over that period was 0.0%.
CCU - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2026, Compañía Cervecerías Unidas S.A. reported an operating income of 94.14B and revenue of 849.86B, resulting in an operating margin of 11.1%.
PLMR - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2026, Palomar Holdings, Inc. reported an operating income of 0.00 and revenue of 278.94M, resulting in an operating margin of 0.0%.
CCU - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2026, Compañía Cervecerías Unidas S.A. reported a net income of 55.85B and revenue of 849.86B, resulting in a net margin of 6.6%.
PLMR - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2026, Palomar Holdings, Inc. reported a net income of 42.95M and revenue of 278.94M, resulting in a net margin of 15.4%.
Frequently Asked Questions
CCU and PLMR have a correlation of -0.01, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
PLMR has higher volatility (10.56%) compared to CCU (8.69%). In terms of maximum drawdown, CCU dropped -65.68% vs PLMR's -62.86%.
CCU currently has the higher Sharpe Ratio (-0.21 vs -0.78), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
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