CBU vs. SPY
Compare and contrast key facts about Community Bank System, Inc. (CBU) and SPDR S&P 500 ETF (SPY).
SPY is a passively managed fund by State Street that tracks the performance of the S&P 500 Index. It was launched on Jan 22, 1993.
Scroll down to visually compare performance, riskiness, drawdowns, and other indicators and decide which better suits your portfolio: CBU or SPY.
Correlation
The correlation between CBU and SPY is 0.44, which is considered to be moderate. This suggests that the two assets have some degree of positive relationship in their price movements. Moderate correlation can be acceptable for portfolio diversification, offering a balance between risk and potential returns.
Performance
CBU vs. SPY - Performance Comparison
Key characteristics
CBU:
1.34
SPY:
1.88
CBU:
2.13
SPY:
2.53
CBU:
1.25
SPY:
1.35
CBU:
0.99
SPY:
2.83
CBU:
6.53
SPY:
11.74
CBU:
6.80%
SPY:
2.02%
CBU:
33.33%
SPY:
12.64%
CBU:
-67.43%
SPY:
-55.19%
CBU:
-12.92%
SPY:
-0.42%
Returns By Period
In the year-to-date period, CBU achieves a 3.66% return, which is significantly lower than SPY's 4.15% return. Over the past 10 years, CBU has underperformed SPY with an annualized return of 9.14%, while SPY has yielded a comparatively higher 13.18% annualized return.
CBU
3.66%
-2.13%
10.16%
47.81%
1.68%
9.14%
SPY
4.15%
1.22%
10.44%
24.34%
14.62%
13.18%
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Risk-Adjusted Performance
CBU vs. SPY — Risk-Adjusted Performance Rank
CBU
SPY
CBU vs. SPY - Risk-Adjusted Performance Comparison
This table presents a comparison of risk-adjusted performance metrics for Community Bank System, Inc. (CBU) and SPDR S&P 500 ETF (SPY). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Dividends
CBU vs. SPY - Dividend Comparison
CBU's dividend yield for the trailing twelve months is around 2.85%, more than SPY's 1.16% yield.
| TTM | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
CBU Community Bank System, Inc. | 2.85% | 2.95% | 3.42% | 2.76% | 2.28% | 2.66% | 2.23% | 2.47% | 2.46% | 2.04% | 3.05% | 3.04% |
SPY SPDR S&P 500 ETF | 1.16% | 1.21% | 1.40% | 1.65% | 1.20% | 1.52% | 1.75% | 2.04% | 1.80% | 2.03% | 2.06% | 1.87% |
Drawdowns
CBU vs. SPY - Drawdown Comparison
The maximum CBU drawdown since its inception was -67.43%, which is greater than SPY's maximum drawdown of -55.19%. Use the drawdown chart below to compare losses from any high point for CBU and SPY. For additional features, visit the drawdowns tool.
Volatility
CBU vs. SPY - Volatility Comparison
Community Bank System, Inc. (CBU) has a higher volatility of 6.84% compared to SPDR S&P 500 ETF (SPY) at 2.93%. This indicates that CBU's price experiences larger fluctuations and is considered to be riskier than SPY based on this measure. The chart below showcases a comparison of their rolling one-month volatility.