CAIXY vs. ISNPY
CAIXY (Caixabank SA ADR) and ISNPY (Intesa Sanpaolo SpA PK) are both stocks. Both operate in the Banks - Regional industry within the Financial Services sector. Over the past 10 years, CAIXY returned 24.36%/yr vs 17.57%/yr for ISNPY. At a 0.41 correlation, their price movements are largely independent.
Performance
CAIXY vs. ISNPY - Performance Comparison
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Returns By Period
In the year-to-date period, CAIXY achieves a 12.25% return, which is significantly higher than ISNPY's -2.31% return. Over the past 10 years, CAIXY has outperformed ISNPY with an annualized return of 24.36%, while ISNPY has yielded a comparatively lower 17.57% annualized return.
CAIXY
- 1D
- -1.68%
- 1M
- 8.64%
- YTD
- 12.25%
- 6M
- 19.95%
- 1Y
- 65.31%
- 3Y*
- 64.50%
- 5Y*
- 41.27%
- 10Y*
- 24.36%
ISNPY
- 1D
- -2.36%
- 1M
- 2.80%
- YTD
- -2.31%
- 6M
- 3.72%
- 1Y
- 25.02%
- 3Y*
- 50.83%
- 5Y*
- 26.83%
- 10Y*
- 17.57%
CAIXY vs. ISNPY - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
CAIXY Caixabank SA ADR | 12.25% | 149.59% | 46.64% | 16.68% | 45.44% | 10.31% | -14.12% | -10.97% | -23.98% | 52.94% |
ISNPY Intesa Sanpaolo SpA PK | -2.31% | 84.29% | 50.22% | 42.51% | -7.76% | 19.59% | -10.04% | 25.49% | -28.78% | 47.09% |
Correlation
The correlation between CAIXY and ISNPY is 0.71, which is moderate. They share some common price drivers but move independently often enough to provide real diversification benefit when combined.
| Correlation | |
|---|---|
Correlation (1Y) Calculated over the trailing 1-year period | 0.71 |
Correlation (3Y) Calculated over the trailing 3-year period | 0.58 |
Correlation (5Y) Calculated over the trailing 5-year period | 0.60 |
Correlation (10Y) Calculated over the trailing 10-year period | 0.51 |
Correlation (All Time) Calculated using the full available price history since Dec 5, 2012 | 0.41 |
Over the past year, CAIXY and ISNPY have become more correlated (0.71) than their long-term average of 0.41, meaning their price movements have been converging.
Fundamentals
CAIXY:
$92.10B
ISNPY:
$18.99B
CAIXY:
$0.28
ISNPY:
$19.86
CAIXY:
15.52
ISNPY:
1.98
CAIXY:
1.24
ISNPY:
0.01
CAIXY:
4.76
ISNPY:
0.72
CAIXY:
2.49
ISNPY:
0.32
CAIXY:
$19.49B
ISNPY:
$26.94B
CAIXY:
$12.00B
ISNPY:
$25.87B
CAIXY:
$8.98B
ISNPY:
$14.31B
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Return for Risk
CAIXY vs. ISNPY — Risk / Return Rank
CAIXY
ISNPY
CAIXY vs. ISNPY - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Caixabank SA ADR (CAIXY) and Intesa Sanpaolo SpA PK (ISNPY). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| CAIXY | ISNPY | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | +1.40 | ||
| Sortino ratioReturn per unit of downside risk | +1.56 | ||
| Omega ratioGain probability vs. loss probability | 1.38 | 1.17 | +0.20 |
| Calmar ratioReturn relative to maximum drawdown | 3.85 | 1.19 | +2.66 |
| Martin ratioReturn relative to average drawdown | 12.72 | 3.80 | +8.92 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
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Sharpe Ratios by Period
| CAIXY | ISNPY | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 2.36 | 0.96 | +1.40 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.96 | 0.89 | +0.07 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | 0.52 | 0.51 | 0.00 |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.28 | 0.09 | +0.19 |
Drawdowns
CAIXY vs. ISNPY - Drawdown Comparison
The maximum CAIXY drawdown since its inception was -74.24%, smaller than the maximum ISNPY drawdown of -86.72%. Use the drawdown chart below to compare losses from any high point for CAIXY and ISNPY.
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Drawdown Indicators
| CAIXY | ISNPY | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -74.24% | -86.72% | +12.48% |
Max Drawdown (1Y)Largest decline over 1 year | -17.04% | -21.14% | +4.10% |
Max Drawdown (3Y)Largest decline over 3 years | -31.74% | -21.80% | -9.94% |
Max Drawdown (5Y)Largest decline over 5 years | -31.74% | -49.54% | +17.80% |
Max Drawdown (10Y)Largest decline over 10 years | -70.45% | -59.38% | -11.07% |
Current DrawdownCurrent decline from peak | -1.68% | -6.58% | +4.90% |
Average DrawdownAverage peak-to-trough decline | -32.59% | -48.70% | +16.11% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 5.15% | 6.60% | -1.45% |
Volatility
CAIXY vs. ISNPY - Volatility Comparison
The current volatility for Caixabank SA ADR (CAIXY) is 7.97%, while Intesa Sanpaolo SpA PK (ISNPY) has a volatility of 8.82%. This indicates that CAIXY experiences smaller price fluctuations and is considered to be less risky than ISNPY based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| CAIXY | ISNPY | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 7.97% | 8.82% | -0.85% |
Volatility (6M)Calculated over the trailing 6-month period | 22.64% | 20.47% | +2.17% |
Volatility (1Y)Calculated over the trailing 1-year period | 27.99% | 26.24% | +1.75% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 43.33% | 30.41% | +12.92% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 47.29% | 34.31% | +12.98% |
Dividends
CAIXY vs. ISNPY - Dividend Comparison
CAIXY's dividend yield for the trailing twelve months is around 4.40%, less than ISNPY's 6.67% yield.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
CAIXY Caixabank SA ADR | 4.40% | 6.82% | 10.76% | 6.11% | 4.26% | 1.22% | 2.17% | 2.69% | 3.70% | 3.16% | 2.70% | 2.71% |
ISNPY Intesa Sanpaolo SpA PK | 6.67% | 5.89% | 8.50% | 7.68% | 7.25% | 8.64% | 0.00% | 6.18% | 8.14% | 10.26% | 4.41% | 2.45% |
Financials
CAIXY vs. ISNPY - Financials Comparison
This section allows you to compare key financial metrics between Caixabank SA ADR and Intesa Sanpaolo SpA PK. You can select fields from income statements, balance sheets, and cash flow statements to easily visualize and compare the financial health of both companies.
Total Revenue: Total amount of money received from sales and other business activities
CAIXY vs. ISNPY - Profitability Comparison
CAIXY - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2026, Caixabank SA ADR reported a gross profit of 4.19B and revenue of 4.19B. Therefore, the gross margin over that period was 100.0%.
ISNPY - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2026, Intesa Sanpaolo SpA PK reported a gross profit of 8.47B and revenue of 10.99B. Therefore, the gross margin over that period was 77.1%.
CAIXY - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2026, Caixabank SA ADR reported an operating income of 2.23B and revenue of 4.19B, resulting in an operating margin of 53.2%.
ISNPY - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2026, Intesa Sanpaolo SpA PK reported an operating income of 4.21B and revenue of 10.99B, resulting in an operating margin of 38.3%.
CAIXY - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2026, Caixabank SA ADR reported a net income of 1.57B and revenue of 4.19B, resulting in a net margin of 37.5%.
ISNPY - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2026, Intesa Sanpaolo SpA PK reported a net income of 2.81B and revenue of 10.99B, resulting in a net margin of 25.6%.
Frequently Asked Questions
CAIXY and ISNPY have a correlation of 0.71, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
ISNPY has higher volatility (8.82%) compared to CAIXY (7.97%). In terms of maximum drawdown, CAIXY dropped -74.24% vs ISNPY's -86.72%.
CAIXY currently has the higher Sharpe Ratio (2.35 vs 0.96), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
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