CAIXY vs. ISNPY

Last updated Apr 1, 2026

Compare and contrast key facts about Caixabank SA ADR (CAIXY) and Intesa Sanpaolo SpA PK (ISNPY).

Performance

CAIXY vs. ISNPY - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in Caixabank SA ADR (CAIXY) and Intesa Sanpaolo SpA PK (ISNPY). The values are adjusted to include any dividend payments, if applicable.

CAIXY vs. ISNPY - Yearly Performance Comparison

	2026 (YTD)	2025	2024	2023	2022	2021	2020	2019	2018	2017
CAIXY Caixabank SA ADR	-2.96%	149.59%	46.64%	16.68%	45.44%	10.31%	-14.12%	-10.97%	-23.98%	52.94%
ISNPY Intesa Sanpaolo SpA PK	-12.06%	84.29%	50.22%	42.51%	-7.76%	19.59%	-10.04%	25.49%	-28.78%	47.09%

Fundamentals

EPS CAIXY : $0.28 ISNPY : $29.10
PE Ratio CAIXY : 14.14 ISNPY : 1.26
PS Ratio CAIXY : 4.23 ISNPY : 0.33
Total Revenue (TTM) CAIXY : $19.63B ISNPY : $35.89B
Gross Profit (TTM) CAIXY : $8.07B ISNPY : $21.06B
EBITDA (TTM) CAIXY : $6.55B ISNPY : $14.44B

Returns By Period

In the year-to-date period, CAIXY achieves a -2.96% return, which is significantly higher than ISNPY's -12.06% return. Over the past 10 years, CAIXY has outperformed ISNPY with an annualized return of 21.42%, while ISNPY has yielded a comparatively lower 16.01% annualized return.

CAIXY

• 1D: 3.15%
• 1M: -3.91%
• YTD: -2.96%
• 6M: 14.98%
• 1Y: 68.97%
• 3Y*: 61.05%
• 5Y*: 40.36%
• 10Y*: 21.42%

ISNPY

• 1D: 4.99%
• 1M: -10.86%
• YTD: -12.06%
• 6M: -4.77%
• 1Y: 26.65%
• 3Y*: 44.35%
• 5Y*: 26.91%
• 10Y*: 16.01%

*Multi-year figures are annualized to reflect compound growth (CAGR)

Return for Risk

CAIXY vs. ISNPY — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

CAIXY

CAIXY Risk / Return Rank: 90
CAIXY Sharpe Ratio Rank: 92
CAIXY Sortino Ratio Rank: 88
CAIXY Omega Ratio Rank: 88
CAIXY Calmar Ratio Rank: 90
CAIXY Martin Ratio Rank: 92

ISNPY

ISNPY Risk / Return Rank: 69
ISNPY Sharpe Ratio Rank: 73
ISNPY Sortino Ratio Rank: 66
ISNPY Omega Ratio Rank: 65
ISNPY Calmar Ratio Rank: 67
ISNPY Martin Ratio Rank: 73

The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

CAIXY vs. ISNPY - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for Caixabank SA ADR (CAIXY) and Intesa Sanpaolo SpA PK (ISNPY). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

	CAIXY	ISNPY	Difference
Sharpe ratio Return per unit of total volatility	2.14	0.90	+1.23
Sortino ratio Return per unit of downside risk	2.63	1.38	+1.25
Omega ratio Gain probability vs. loss probability	1.37	1.18	+0.18
Calmar ratio Return relative to maximum drawdown	3.97	1.19	+2.79
Martin ratio Return relative to average drawdown	12.84	4.02	+8.82
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month.

CAIXY vs. ISNPY - Sharpe Ratio Comparison

The current CAIXY Sharpe Ratio is 2.14, which is higher than the ISNPY Sharpe Ratio of 0.90. The chart below compares the historical Sharpe Ratios of CAIXY and ISNPY, offering insights into how both investments have performed under varying market conditions. These values are calculated using daily returns over the previous 12 months.

Sharpe Ratios by Period

	CAIXY	ISNPY	Difference
Sharpe Ratio (1Y) Calculated over the trailing 1-year period	2.14	0.90	+1.23
Sharpe Ratio (5Y) Calculated over the trailing 5-year period	0.93	0.90	+0.04
Sharpe Ratio (10Y) Calculated over the trailing 10-year period	0.45	0.47	-0.01
Sharpe Ratio (All Time) Calculated using the full available price history	0.26	0.07	+0.18

Correlation

The correlation between CAIXY and ISNPY is 0.41, which is considered to be moderate. This suggests that the two assets have some degree of positive relationship in their price movements. Moderate correlation can be acceptable for portfolio diversification, offering a balance between risk and potential returns.

Dividends

CAIXY vs. ISNPY - Dividend Comparison

CAIXY's dividend yield for the trailing twelve months is around 7.03%, more than ISNPY's 6.70% yield.

	TTM	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015
CAIXY Caixabank SA ADR	7.03%	6.82%	10.76%	6.11%	4.26%	1.22%	2.17%	2.69%	3.70%	3.16%	2.70%	2.71%
ISNPY Intesa Sanpaolo SpA PK	6.70%	5.89%	8.50%	7.68%	7.25%	8.64%	0.00%	6.18%	8.14%	10.26%	4.41%	2.45%

Drawdowns

CAIXY vs. ISNPY - Drawdown Comparison

The maximum CAIXY drawdown since its inception was -74.24%, smaller than the maximum ISNPY drawdown of -86.72%. Use the drawdown chart below to compare losses from any high point for CAIXY and ISNPY.

Drawdown Indicators

	CAIXY	ISNPY	Difference
Max Drawdown Largest peak-to-trough decline	-74.24%	-86.72%	+12.48%
Max Drawdown (1Y) Largest decline over 1 year	-17.04%	-21.14%	+4.10%
Max Drawdown (5Y) Largest decline over 5 years	-31.74%	-49.54%	+17.80%
Max Drawdown (10Y) Largest decline over 10 years	-70.45%	-59.38%	-11.07%
Current Drawdown Current decline from peak	-11.88%	-15.90%	+4.02%
Average Drawdown Average peak-to-trough decline	-32.97%	-49.09%	+16.12%
Ulcer Index Depth and duration of drawdowns from previous peaks	5.27%	6.24%	-0.97%

Volatility

CAIXY vs. ISNPY - Volatility Comparison

Caixabank SA ADR (CAIXY) and Intesa Sanpaolo SpA PK (ISNPY) have volatilities of 11.31% and 11.90%, respectively, indicating that both stocks experience similar levels of price fluctuations. This suggests that the risk associated with both stocks, as measured by volatility, is nearly the same. The chart below showcases a comparison of their rolling one-month volatility.

Volatility by Period

	CAIXY	ISNPY	Difference
Volatility (1M) Calculated over the trailing 1-month period	11.31%	11.90%	-0.59%
Volatility (6M) Calculated over the trailing 6-month period	20.65%	18.73%	+1.92%
Volatility (1Y) Calculated over the trailing 1-year period	32.46%	29.62%	+2.84%
Volatility (5Y) Calculated over the trailing 5-year period, annualized	43.42%	30.14%	+13.28%
Volatility (10Y) Calculated over the trailing 10-year period, annualized	47.61%	34.53%	+13.08%

Financials

CAIXY vs. ISNPY - Profitability Comparison

The chart below illustrates the profitability comparison between Caixabank SA ADR and Intesa Sanpaolo SpA PK over time, highlighting three key metrics: Gross Profit Margin, Operating Margin, and Net Profit Margin.

CAIXY - Gross Margin

Gross margin is calculated as gross profit divided by revenue. For the three months ending on Apr 2026, Caixabank SA ADR reported a gross profit of 0.00 and revenue of 5.82B. Therefore, the gross margin over that period was 0.0%.

ISNPY - Gross Margin

Gross margin is calculated as gross profit divided by revenue. For the three months ending on Apr 2026, Intesa Sanpaolo SpA PK reported a gross profit of 0.00 and revenue of 6.77B. Therefore, the gross margin over that period was 0.0%.

CAIXY - Operating Margin

Operating margin is calculated as operating income divided by revenue. For the three months ending on Apr 2026, Caixabank SA ADR reported an operating income of 2.15B and revenue of 5.82B, resulting in an operating margin of 36.9%.

ISNPY - Operating Margin

Operating margin is calculated as operating income divided by revenue. For the three months ending on Apr 2026, Intesa Sanpaolo SpA PK reported an operating income of 2.06B and revenue of 6.77B, resulting in an operating margin of 30.5%.

CAIXY - Net Margin

Net margin is calculated as net income divided by revenue. For the three months ending on Apr 2026, Caixabank SA ADR reported a net income of 1.48B and revenue of 5.82B, resulting in a net margin of 25.4%.

ISNPY - Net Margin

Net margin is calculated as net income divided by revenue. For the three months ending on Apr 2026, Intesa Sanpaolo SpA PK reported a net income of 1.95B and revenue of 6.77B, resulting in a net margin of 28.8%.