BSY vs. VTI
BSY (Bentley Systems, Incorporated) is a stock, while VTI (Vanguard Total Stock Market ETF) is Large Cap Blend Equities fund tracking the CRSP US Total Market Index. Over the past 5 years, BSY returned -9.82%/yr vs 11.74%/yr for VTI. Their 0.52 correlation means they have sometimes moved together and sometimes differently.
Performance
BSY vs. VTI - Performance Comparison
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Returns By Period
In the year-to-date period, BSY achieves a -6.79% return, which is significantly lower than VTI's 10.49% return.
BSY
- 1D
- 0.65%
- 1M
- 9.86%
- 6M
- 1.29%
- YTD
- -6.79%
- 1Y
- -37.54%
- 3Y*
- -12.51%
- 5Y*
- -9.82%
- 10Y*
- —
- ALL TIME*
- 4.56%
VTI
- 1D
- 0.53%
- 1M
- -0.15%
- 6M
- 8.77%
- YTD
- 10.49%
- 1Y
- 21.84%
- 3Y*
- 18.92%
- 5Y*
- 11.74%
- 10Y*
- 14.63%
- ALL TIME*
- 9.58%
Liquidity Comparison
| Position | Avg. Volume Value (2W) | Avg. Volume Value (1M) | Avg. Volume Value (3M) |
|---|---|---|---|
| $95.56M | $89.20M | $99.07M | |
| $1.06B | $1.16B | $1.24B |
BSY vs. VTI - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | |
|---|---|---|---|---|---|---|---|
BSY Bentley Systems, Incorporated | -6.79% | -17.78% | -10.07% | 41.78% | -23.27% | 19.57% | 44.81% |
VTI Vanguard Total Stock Market ETF | 10.49% | 17.10% | 23.81% | 26.05% | -19.52% | 25.68% | 16.31% |
Correlation
The correlation between BSY and VTI is 0.23, which is low. Their historical price movements had little consistent relationship.
| Correlation | |
|---|---|
Correlation (1Y) Focuses on recent behavior, but can change the most. | 0.23 |
Correlation (3Y) Balances recent behavior with more history. | 0.45 |
Correlation (5Y) Shows whether the relationship held over a longer period. | 0.57 |
Correlation (All Time) Calculated using the full available price history since Sep 23, 2020 | 0.52 |
Over the past year, the correlation between BSY and VTI has dropped to 0.23 - well below their long-term average of 0.52, suggesting their price drivers have been diverging.
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Return for Risk
BSY vs. VTI — Risk / Return Rank
BSY
VTI
BSY vs. VTI - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Bentley Systems, Incorporated (BSY) and Vanguard Total Stock Market ETF (VTI). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| BSY | VTI | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | -2.49 | ||
| Sortino ratioReturn per unit of downside risk | -3.57 | ||
| Omega ratioGain probability vs. loss probability | 0.83 | 1.27 | -0.44 |
| Calmar ratioReturn relative to maximum drawdown | -0.76 | 2.23 | -2.99 |
| Martin ratioReturn relative to average drawdown | -1.16 | 9.62 | -10.78 |
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Drawdowns
BSY vs. VTI - Drawdown Comparison
The maximum BSY drawdown since its inception was -61.00%, which is greater than VTI's maximum drawdown of -55.45%. Use the drawdown chart below to compare losses from any high point for BSY and VTI.
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Drawdown Indicators
| BSY | VTI | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -61.00% | -55.45% | -5.55% |
Max Drawdown (1Y)Largest decline over 1 year | -50.59% | -8.92% | -41.67% |
Max Drawdown (3Y)Largest decline over 3 years | -51.28% | -19.30% | -31.98% |
Max Drawdown (5Y)Largest decline over 5 years | -61.00% | -25.36% | -35.64% |
Max Drawdown (10Y)Largest decline over 10 years | — | -35.00% | — |
Current DrawdownCurrent decline from peak | -49.06% | -1.36% | -47.70% |
Average DrawdownAverage peak-to-trough decline | -31.58% | -7.99% | -23.59% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 33.30% | 2.07% | +31.23% |
Volatility
BSY vs. VTI - Volatility Comparison
Bentley Systems, Incorporated (BSY) has a higher volatility of 15.23% compared to Vanguard Total Stock Market ETF (VTI) at 3.46%. This indicates that BSY's price experiences larger fluctuations and is considered to be riskier than VTI based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| BSY | VTI | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 15.23% | 3.46% | +11.77% |
Volatility (6M)Calculated over the trailing 6-month period | 33.94% | 10.24% | +23.70% |
Volatility (1Y)Calculated over the trailing 1-year period | 39.89% | 13.10% | +26.79% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 36.65% | 17.51% | +19.14% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 39.55% | 18.30% | +21.25% |
Dividends
BSY vs. VTI - Dividend Comparison
BSY's dividend yield for the trailing twelve months is around 0.79%, less than VTI's 1.06% yield.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
BSY Bentley Systems, Incorporated | 0.79% | 0.73% | 0.51% | 0.38% | 0.32% | 0.25% | 0.07% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
VTI Vanguard Total Stock Market ETF | 1.06% | 1.12% | 1.27% | 1.44% | 1.66% | 1.21% | 1.42% | 1.78% | 2.04% | 1.71% | 1.92% | 1.98% |
Frequently Asked Questions
BSY and VTI have a correlation of 0.23, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
BSY has higher volatility (15.23%) compared to VTI (3.46%). In terms of maximum drawdown, BSY dropped -61.00% vs VTI's -55.45%.
VTI currently has the higher Sharpe Ratio (1.52 vs -0.97), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
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