BSV vs. VTI

Last updated Apr 2, 2026

Compare and contrast key facts about Vanguard Short-Term Bond Index Fund ETF Shares (BSV) and Vanguard Total Stock Market ETF (VTI).

BSV and VTI are both exchange-traded funds (ETFs), meaning they are traded on stock exchanges and can be bought and sold throughout the day. BSV is a passively managed fund by Vanguard that tracks the performance of the Bloomberg U.S. 1–5 Year Government/Credit Float Adjusted Index. It was launched on Apr 3, 2007. VTI is a passively managed fund by Vanguard that tracks the performance of the CRSP US Total Market Index. It was launched on Jun 27, 2016. Both BSV and VTI are passive ETFs, meaning that they are not actively managed but aim to replicate the performance of the underlying index as closely as possible.

Performance

BSV vs. VTI - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in Vanguard Short-Term Bond Index Fund ETF Shares (BSV) and Vanguard Total Stock Market ETF (VTI). The values are adjusted to include any dividend payments, if applicable.

BSV vs. VTI - Yearly Performance Comparison

	2026 (YTD)	2025	2024	2023	2022	2021	2020	2019	2018	2017
BSV Vanguard Short-Term Bond Index Fund ETF Shares	0.16%	6.00%	3.78%	4.90%	-5.49%	-1.09%	4.70%	4.98%	1.34%	1.20%
VTI Vanguard Total Stock Market ETF	-3.29%	17.10%	23.81%	26.05%	-19.52%	25.68%	21.08%	30.67%	-5.23%	21.21%

Returns By Period

In the year-to-date period, BSV achieves a 0.16% return, which is significantly higher than VTI's -3.29% return. Over the past 10 years, BSV has underperformed VTI with an annualized return of 1.97%, while VTI has yielded a comparatively higher 13.69% annualized return.

BSV

• 1D: 0.02%
• 1M: -0.57%
• YTD: 0.16%
• 6M: 1.15%
• 1Y: 4.05%
• 3Y*: 4.27%
• 5Y*: 1.68%
• 10Y*: 1.97%

VTI

• 1D: 0.76%
• 1M: -4.38%
• YTD: -3.29%
• 6M: -1.26%
• 1Y: 18.60%
• 3Y*: 18.14%
• 5Y*: 10.63%
• 10Y*: 13.69%

*Multi-year figures are annualized to reflect compound growth (CAGR)

BSV vs. VTI - Expense Ratio Comparison

Both BSV and VTI have an expense ratio of 0.03%, making them cost-effective options compared to the broader market, where average expense ratios typically range from 0.3% to 0.9%.

BSV

Vanguard Short-Term Bond Index Fund ETF Shares

VTI

Vanguard Total Stock Market ETF

Return for Risk

BSV vs. VTI — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

BSV

BSV Risk / Return Rank: 92
BSV Sharpe Ratio Rank: 90
BSV Sortino Ratio Rank: 96
BSV Omega Ratio Rank: 91
BSV Calmar Ratio Rank: 91
BSV Martin Ratio Rank: 90

VTI

VTI Risk / Return Rank: 59
VTI Sharpe Ratio Rank: 53
VTI Sortino Ratio Rank: 57
VTI Omega Ratio Rank: 60
VTI Calmar Ratio Rank: 58
VTI Martin Ratio Rank: 69

The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

BSV vs. VTI - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for Vanguard Short-Term Bond Index Fund ETF Shares (BSV) and Vanguard Total Stock Market ETF (VTI). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

	BSV	VTI	Difference
Sharpe ratio Return per unit of total volatility	2.04	0.98	+1.06
Sortino ratio Return per unit of downside risk	3.25	1.52	+1.73
Omega ratio Gain probability vs. loss probability	1.40	1.23	+0.17
Calmar ratio Return relative to maximum drawdown	3.23	1.54	+1.68
Martin ratio Return relative to average drawdown	12.23	7.30	+4.93
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month.

BSV vs. VTI - Sharpe Ratio Comparison

The current BSV Sharpe Ratio is 2.04, which is higher than the VTI Sharpe Ratio of 0.98. The chart below compares the historical Sharpe Ratios of BSV and VTI, offering insights into how both investments have performed under varying market conditions. These values are calculated using daily returns over the previous 12 months.

Sharpe Ratios by Period

	BSV	VTI	Difference
Sharpe Ratio (1Y) Calculated over the trailing 1-year period	2.04	0.98	+1.06
Sharpe Ratio (5Y) Calculated over the trailing 5-year period	0.62	0.61	+0.01
Sharpe Ratio (10Y) Calculated over the trailing 10-year period	0.83	0.75	+0.08
Sharpe Ratio (All Time) Calculated using the full available price history	0.86	0.48	+0.38

Correlation

The correlation between BSV and VTI is -0.14. This indicates that the assets' prices tend to move in opposite directions. Negative correlation can be particularly beneficial for diversification and risk management, as one asset may offset the losses of the other during market fluctuations.

Dividends

BSV vs. VTI - Dividend Comparison

BSV's dividend yield for the trailing twelve months is around 3.93%, more than VTI's 1.17% yield.

	TTM	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015
BSV Vanguard Short-Term Bond Index Fund ETF Shares	3.93%	3.83%	3.38%	2.46%	1.50%	1.45%	1.79%	2.29%	1.99%	1.65%	1.48%	1.40%
VTI Vanguard Total Stock Market ETF	1.17%	1.12%	1.27%	1.44%	1.66%	1.21%	1.42%	1.78%	2.04%	1.71%	1.92%	1.98%

Drawdowns

BSV vs. VTI - Drawdown Comparison

The maximum BSV drawdown since its inception was -8.54%, smaller than the maximum VTI drawdown of -55.45%. Use the drawdown chart below to compare losses from any high point for BSV and VTI.

Drawdown Indicators

	BSV	VTI	Difference
Max Drawdown Largest peak-to-trough decline	-8.54%	-55.45%	+46.91%
Max Drawdown (1Y) Largest decline over 1 year	-1.29%	-12.30%	+11.01%
Max Drawdown (5Y) Largest decline over 5 years	-8.54%	-25.36%	+16.82%
Max Drawdown (10Y) Largest decline over 10 years	-8.54%	-35.00%	+26.46%
Current Drawdown Current decline from peak	-0.76%	-5.54%	+4.78%
Average Drawdown Average peak-to-trough decline	-0.98%	-8.08%	+7.10%
Ulcer Index Depth and duration of drawdowns from previous peaks	0.34%	2.60%	-2.26%

Volatility

BSV vs. VTI - Volatility Comparison

The current volatility for Vanguard Short-Term Bond Index Fund ETF Shares (BSV) is 0.78%, while Vanguard Total Stock Market ETF (VTI) has a volatility of 5.48%. This indicates that BSV experiences smaller price fluctuations and is considered to be less risky than VTI based on this measure. The chart below showcases a comparison of their rolling one-month volatility.

Volatility by Period

	BSV	VTI	Difference
Volatility (1M) Calculated over the trailing 1-month period	0.78%	5.48%	-4.70%
Volatility (6M) Calculated over the trailing 6-month period	1.19%	9.75%	-8.56%
Volatility (1Y) Calculated over the trailing 1-year period	2.00%	19.02%	-17.02%
Volatility (5Y) Calculated over the trailing 5-year period, annualized	2.71%	17.41%	-14.70%
Volatility (10Y) Calculated over the trailing 10-year period, annualized	2.37%	18.29%	-15.92%