BPRLX vs. STK

Last updated Aug 1, 2026

BPRLX (Beacon Planned Return Strategy Fund) and STK (Columbia Seligman Premium Technology Growth Fund) are both mutual funds - BPRLX is a Options Trading fund managed by Beacon Trust, while STK is a Technology Equities fund actively managed by Columbia. Over the past 5 years, BPRLX returned 12.00%/yr vs 18.94%/yr for STK. Their 0.71 correlation means they have sometimes moved together and sometimes differently. BPRLX charges 1.19%/yr vs 1.12%/yr for STK.

Performance

BPRLX vs. STK - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in Beacon Planned Return Strategy Fund (BPRLX) and Columbia Seligman Premium Technology Growth Fund (STK). The values are adjusted to include any dividend payments, if applicable.

Returns By Period

In the year-to-date period, BPRLX achieves a 5.69% return, which is significantly lower than STK's 36.26% return.

BPRLX

• 1D: 0.68%
• 1M: 0.29%
• 6M: 5.16%
• YTD: 5.69%
• 1Y: 11.05%
• 3Y*: 17.34%
• 5Y*: 12.00%
• 10Y*: —
• ALL TIME*: 10.51%

STK

• 1D: 1.95%
• 1M: -4.81%
• 6M: 25.48%
• YTD: 36.26%
• 1Y: 72.54%
• 3Y*: 28.58%
• 5Y*: 18.94%
• 10Y*: 22.24%
• ALL TIME*: 16.69%

*Multi-year figures are annualized to reflect compound growth (CAGR)

Liquidity Comparison

Position	Avg. Volume Value (2W)	Avg. Volume Value (1M)	Avg. Volume Value (3M)
BPRLX Beacon Planned Return Strategy Fund	$0.00	$0.00	$0.00
STK Columbia Seligman Premium Technology Growth Fund	$3.19M	$2.84M	$3.58M

BPRLX vs. STK - Yearly Performance Comparison

	2026 (YTD)	2025	2024	2023	2022	2021	2020	2019	2018	2017
BPRLX Beacon Planned Return Strategy Fund	5.69%	11.18%	31.86%	19.10%	-7.52%	9.62%	9.48%	18.01%	-2.47%	2.13%
STK Columbia Seligman Premium Technology Growth Fund	36.26%	24.85%	17.74%	46.60%	-30.36%	48.63%	25.39%	52.73%	-14.91%	4.24%

Correlation

The correlation between BPRLX and STK is 0.69, which is moderate. They have sometimes moved together and sometimes differently, sharing some price drivers without tracking each other closely.

	Correlation
Correlation (1Y) Focuses on recent behavior, but can change the most.	0.69
Correlation (3Y) Balances recent behavior with more history.	0.69
Correlation (5Y) Shows whether the relationship held over a longer period.	0.75
Correlation (All Time) Calculated using the full available price history since Oct 13, 2017	0.71

The correlation between BPRLX and STK has been stable across timeframes, ranging from 0.69 to 0.75 - a consistent structural relationship.

Return for Risk

BPRLX vs. STK — Risk / Return Rank

Compare historical risk-adjusted metric ranks over the past 12 months.

BPRLX

BPRLX Risk / Return Rank: 84
BPRLX Sharpe Ratio Rank: 81
BPRLX Sortino Ratio Rank: 82
BPRLX Omega Ratio Rank: 86
BPRLX Calmar Ratio Rank: 76
BPRLX Martin Ratio Rank: 94

STK

STK Risk / Return Rank: 88
STK Sharpe Ratio Rank: 93
STK Sortino Ratio Rank: 83
STK Omega Ratio Rank: 83
STK Calmar Ratio Rank: 90
STK Martin Ratio Rank: 90

The rank (0–100) uses a weighted average of the Sharpe, Sortino, Omega, Calmar, and Martin percentile ranks for the trailing 12 months. Higher means stronger historical risk-adjusted performance within the peer group.

BPRLX vs. STK - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for Beacon Planned Return Strategy Fund (BPRLX) and Columbia Seligman Premium Technology Growth Fund (STK). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.

	BPRLX	STK	Difference
Sharpe ratio: Return per unit of total volatility	1.96	2.41	-0.45
Sortino ratio: Return per unit of downside risk	2.92	2.92	0.00
Omega ratio: Gain probability vs. loss probability	1.43	1.39	+0.04
Calmar ratio: Return relative to maximum drawdown	2.51	3.35	-0.83
Martin ratio: Return relative to average drawdown	14.91	12.27	+2.63

BPRLX vs. STK - Sharpe Ratio Comparison

The current BPRLX Sharpe Ratio is 1.96, which is comparable to the STK Sharpe Ratio of 2.41. The chart below compares the historical Sharpe Ratios of BPRLX and STK, calculated using daily returns over the previous 12 months. A higher Sharpe Ratio indicates better risk-adjusted performance relative to the risk-free rate.

Drawdowns

BPRLX vs. STK - Drawdown Comparison

The maximum BPRLX drawdown since its inception was -24.28%, smaller than the maximum STK drawdown of -41.74%. Use the drawdown chart below to compare losses from any high point for BPRLX and STK.

Drawdown Indicators

	BPRLX	STK	Difference
Max Drawdown Largest peak-to-trough decline	-24.28%	-41.74%	+17.46%
Max Drawdown (1Y) Largest decline over 1 year	-4.12%	-20.93%	+16.81%
Max Drawdown (3Y) Largest decline over 3 years	-11.63%	-26.59%	+14.96%
Max Drawdown (5Y) Largest decline over 5 years	-24.28%	-36.27%	+11.99%
Max Drawdown (10Y) Largest decline over 10 years	—	-41.74%	—
Current Drawdown Current decline from peak	-0.19%	-14.89%	+14.70%
Average Drawdown Average peak-to-trough decline	-4.04%	-7.44%	+3.40%
Ulcer Index Depth and duration of drawdowns from previous peaks	0.69%	5.69%	-5.00%

Volatility

BPRLX vs. STK - Volatility Comparison

The current volatility for Beacon Planned Return Strategy Fund (BPRLX) is 1.33%, while Columbia Seligman Premium Technology Growth Fund (STK) has a volatility of 11.01%. This indicates that BPRLX experiences smaller price fluctuations and is considered to be less risky than STK based on this measure. The chart below showcases a comparison of their rolling one-month volatility.

Volatility by Period

	BPRLX	STK	Difference
Volatility (1M) Calculated over the trailing 1-month period	1.33%	11.01%	-9.68%
Volatility (6M) Calculated over the trailing 6-month period	4.55%	25.42%	-20.87%
Volatility (1Y) Calculated over the trailing 1-year period	5.30%	29.07%	-23.77%
Volatility (5Y) Calculated over the trailing 5-year period, annualized	15.98%	26.22%	-10.24%
Volatility (10Y) Calculated over the trailing 10-year period, annualized	14.93%	26.66%	-11.73%

BPRLX vs. STK - Expense Ratio Comparison

BPRLX has a 1.19% expense ratio, which is higher than STK's 1.12% expense ratio.

Dividends

BPRLX vs. STK - Dividend Comparison

BPRLX's dividend yield for the trailing twelve months is around 11.87%, more than STK's 5.53% yield.

Position	TTM	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015
BPRLX Beacon Planned Return Strategy Fund	11.87%	12.54%	32.86%	5.82%	0.00%	14.20%	5.09%	6.68%	8.70%	0.32%	0.00%	0.00%
STK Columbia Seligman Premium Technology Growth Fund	5.53%	7.38%	16.02%	6.70%	12.62%	8.48%	6.79%	7.86%	14.88%	11.82%	9.87%	10.32%

Frequently Asked Questions

Can I hold both BPRLX and STK in my portfolio?

BPRLX and STK have a correlation of 0.69, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.

Which is riskier, BPRLX or STK?

STK has higher volatility (11.01%) compared to BPRLX (1.33%). In terms of maximum drawdown, BPRLX dropped -24.28% vs STK's -41.74%.

Which has better risk-adjusted returns?

STK currently has the higher Sharpe Ratio (2.41 vs 1.96), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.