BPAY vs. TRUF

Last updated Jul 14, 2026

BPAY (BlackRock Future Financial and Technology ETF) and TRUF (VanEck Financials TruSector ETF) are both Financials Equities funds. A 0.51 correlation means they provide meaningful diversification when combined. BPAY charges 0.70%/yr vs 0.10%/yr for TRUF.

Performance

BPAY vs. TRUF - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in BlackRock Future Financial and Technology ETF (BPAY) and VanEck Financials TruSector ETF (TRUF). The values are adjusted to include any dividend payments, if applicable.

Returns By Period

BPAY

• 1D: -1.19%
• 1M: 10.36%
• 6M: -5.00%
• YTD: -2.19%
• 1Y: -11.61%
• 3Y*: 10.10%
• 5Y*: —
• 10Y*: —

TRUF

• 1D: 0.61%
• 1M: 5.40%
• 6M: —
• YTD: —
• 1Y: —
• 3Y*: —
• 5Y*: —
• 10Y*: —

*Multi-year figures are annualized to reflect compound growth (CAGR)

BPAY vs. TRUF - Yearly Performance Comparison

	2026 (YTD)
BPAY BlackRock Future Financial and Technology ETF	20.15%
TRUF VanEck Financials TruSector ETF	14.65%

Correlation

The correlation between BPAY and TRUF is 0.51, which is moderate. They share some common price drivers but move independently often enough to provide real diversification benefit when combined.

	Correlation
Correlation (All Time) Calculated using the full available price history since Apr 2, 2026	0.51

Return for Risk

BPAY vs. TRUF — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

BPAY

BPAY Risk / Return Rank: 6
BPAY Sharpe Ratio Rank: 6
BPAY Sortino Ratio Rank: 5
BPAY Omega Ratio Rank: 5
BPAY Calmar Ratio Rank: 6
BPAY Martin Ratio Rank: 6

TRUF

Risk / return metrics aren't available yet — we need at least 12 months of trading data to calculate them.

The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

BPAY vs. TRUF - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for BlackRock Future Financial and Technology ETF (BPAY) and VanEck Financials TruSector ETF (TRUF). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.

	BPAY	TRUF	Difference
Sharpe ratio: Return per unit of total volatility	-0.45	—	—
Sortino ratio: Return per unit of downside risk	-0.46	—	—
Omega ratio: Gain probability vs. loss probability	0.95	—	—
Calmar ratio: Return relative to maximum drawdown	-0.35	—	—
Martin ratio: Return relative to average drawdown	-0.63	—	—

Drawdowns

BPAY vs. TRUF - Drawdown Comparison

The maximum BPAY drawdown since its inception was -33.62%, which is greater than TRUF's maximum drawdown of -3.24%. Use the drawdown chart below to compare losses from any high point for BPAY and TRUF.

Drawdown Indicators

	BPAY	TRUF	Difference
Max Drawdown Largest peak-to-trough decline	-33.62%	-3.24%	-30.38%
Max Drawdown (1Y) Largest decline over 1 year	-33.62%	—	—
Max Drawdown (3Y) Largest decline over 3 years	-33.62%	—	—
Current Drawdown Current decline from peak	-17.37%	-0.15%	-17.22%
Average Drawdown Average peak-to-trough decline	-10.83%	-1.12%	-9.71%
Ulcer Index Depth and duration of drawdowns from previous peaks	18.39%	—	—

Volatility

Volatility by Period

	BPAY	TRUF	Difference
Volatility (1M) Calculated over the trailing 1-month period	7.54%	—	—
Volatility (6M) Calculated over the trailing 6-month period	20.21%	—	—
Volatility (1Y) Calculated over the trailing 1-year period	26.17%	13.94%	+12.23%
Volatility (5Y) Calculated over the trailing 5-year period, annualized	24.51%	13.94%	+10.57%
Volatility (10Y) Calculated over the trailing 10-year period, annualized	24.51%	13.94%	+10.57%

BPAY vs. TRUF - Expense Ratio Comparison

BPAY has a 0.70% expense ratio, which is higher than TRUF's 0.10% expense ratio.

Dividends

BPAY vs. TRUF - Dividend Comparison

BPAY's dividend yield for the trailing twelve months is around 6.93%, more than TRUF's 0.36% yield.

Position	TTM	2025	2024	2023	2022
BPAY BlackRock Future Financial and Technology ETF	6.93%	6.49%	0.48%	1.18%	0.18%
TRUF VanEck Financials TruSector ETF	0.36%	0.00%	0.00%	0.00%	0.00%

Frequently Asked Questions

Can I hold both BPAY and TRUF in my portfolio?

BPAY and TRUF have a correlation of 0.51, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.

Which ETF is better, BPAY or TRUF?

On fees, TRUF is cheaper at 0.10% per year. The better choice depends on whether you care most about return, fees, risk, or income.

Which ETF is cheaper, BPAY or TRUF?

TRUF is cheaper with a 0.10% expense ratio, compared with 0.70% for BPAY.

Which ETF pays a higher dividend yield, BPAY or TRUF?

BPAY has the higher dividend yield at 6.93%, compared with 0.36% for TRUF.

What is the main difference between BPAY and TRUF?

They also come from different issuers: BlackRock and VanEck. Their fees differ too: 0.70% for BPAY and 0.10% for TRUF.