BOTJ vs. IBM
BOTJ (Bank of the James Financial Group, Inc.) and IBM (International Business Machines Corporation) are both stocks. BOTJ operates in Banks - Regional (Financial Services), while IBM operates in Information Technology Services (Technology). Over the past 10 years, BOTJ returned 10.98%/yr vs 11.18%/yr for IBM. At a 0.04 correlation, their price movements are largely independent.
Performance
BOTJ vs. IBM - Performance Comparison
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Returns By Period
In the year-to-date period, BOTJ achieves a 41.83% return, which is significantly higher than IBM's -0.73% return. Both investments have delivered pretty close results over the past 10 years, with BOTJ having a 10.98% annualized return and IBM not far ahead at 11.18%.
BOTJ
- 1D
- 2.35%
- 1M
- 5.45%
- 6M
- 45.59%
- YTD
- 41.83%
- 1Y
- 89.91%
- 3Y*
- 44.99%
- 5Y*
- 13.03%
- 10Y*
- 10.98%
IBM
- 1D
- 0.93%
- 1M
- 6.61%
- 6M
- -5.81%
- YTD
- -0.73%
- 1Y
- 4.96%
- 3Y*
- 33.82%
- 5Y*
- 21.43%
- 10Y*
- 11.18%
BOTJ vs. IBM - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
BOTJ Bank of the James Financial Group, Inc. | 41.83% | 20.31% | 34.15% | 5.77% | -21.22% | 42.81% | -18.68% | 19.79% | -11.49% | -0.02% |
IBM International Business Machines Corporation | -0.73% | 38.23% | 39.27% | 21.85% | 10.64% | 16.65% | -1.16% | 23.58% | -22.56% | -3.99% |
Correlation
The correlation between BOTJ and IBM is 0.09, meaning there is essentially no relationship between their price movements. Each responds to its own set of market drivers, making them strong candidates for combining in a diversified portfolio.
| Correlation | |
|---|---|
Correlation (1Y) Calculated over the trailing 1-year period | 0.09 |
Correlation (3Y) Calculated over the trailing 3-year period | 0.06 |
Correlation (5Y) Calculated over the trailing 5-year period | 0.05 |
Correlation (10Y) Calculated over the trailing 10-year period | 0.07 |
Correlation (All Time) Calculated using the full available price history since Aug 10, 2000 | 0.04 |
Fundamentals
BOTJ:
$118.63M
IBM:
$272.78B
BOTJ:
$2.41
IBM:
$11.31
BOTJ:
10.83
IBM:
25.67
BOTJ:
1.75
IBM:
0.31
BOTJ:
2.50
IBM:
4.01
BOTJ:
1.46
IBM:
8.38
BOTJ:
$47.51M
IBM:
$68.91B
BOTJ:
$37.35M
IBM:
$40.64B
BOTJ:
$10.97M
IBM:
$15.71B
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Return for Risk
BOTJ vs. IBM — Risk / Return Rank
BOTJ
IBM
BOTJ vs. IBM - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Bank of the James Financial Group, Inc. (BOTJ) and International Business Machines Corporation (IBM). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| BOTJ | IBM | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | +3.51 | ||
| Sortino ratioReturn per unit of downside risk | +4.33 | ||
| Omega ratioGain probability vs. loss probability | 1.67 | 1.06 | +0.60 |
| Calmar ratioReturn relative to maximum drawdown | 10.25 | 0.16 | +10.09 |
| Martin ratioReturn relative to average drawdown | 41.26 | 0.34 | +40.92 |
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Drawdowns
BOTJ vs. IBM - Drawdown Comparison
The maximum BOTJ drawdown since its inception was -76.96%, which is greater than IBM's maximum drawdown of -69.40%. Use the drawdown chart below to compare losses from any high point for BOTJ and IBM.
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Drawdown Indicators
| BOTJ | IBM | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -76.96% | -69.40% | -7.56% |
Max Drawdown (1Y)Largest decline over 1 year | -8.82% | -30.96% | +22.14% |
Max Drawdown (3Y)Largest decline over 3 years | -27.84% | -30.96% | +3.12% |
Max Drawdown (5Y)Largest decline over 5 years | -46.25% | -30.96% | -15.29% |
Max Drawdown (10Y)Largest decline over 10 years | -50.28% | -40.59% | -9.69% |
Current DrawdownCurrent decline from peak | 0.00% | -11.85% | +11.85% |
Average DrawdownAverage peak-to-trough decline | -26.59% | -20.12% | -6.47% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 2.19% | 14.64% | -12.45% |
Volatility
BOTJ vs. IBM - Volatility Comparison
The current volatility for Bank of the James Financial Group, Inc. (BOTJ) is 5.47%, while International Business Machines Corporation (IBM) has a volatility of 11.96%. This indicates that BOTJ experiences smaller price fluctuations and is considered to be less risky than IBM based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| BOTJ | IBM | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 5.47% | 11.96% | -6.49% |
Volatility (6M)Calculated over the trailing 6-month period | 18.04% | 36.17% | -18.13% |
Volatility (1Y)Calculated over the trailing 1-year period | 24.95% | 40.88% | -15.93% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 32.71% | 27.53% | +5.18% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 32.82% | 26.75% | +6.07% |
Dividends
BOTJ vs. IBM - Dividend Comparison
BOTJ's dividend yield for the trailing twelve months is around 1.53%, less than IBM's 2.32% yield.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
BOTJ Bank of the James Financial Group, Inc. | 1.53% | 2.15% | 2.52% | 2.62% | 2.43% | 1.73% | 2.31% | 1.83% | 1.85% | 1.61% | 1.58% | 1.70% |
IBM International Business Machines Corporation | 2.32% | 2.27% | 3.03% | 4.05% | 4.68% | 4.74% | 5.17% | 4.80% | 5.46% | 3.85% | 3.31% | 3.63% |
Financials
BOTJ vs. IBM - Financials Comparison
This section allows you to compare key financial metrics between Bank of the James Financial Group, Inc. and International Business Machines Corporation. You can select fields from income statements, balance sheets, and cash flow statements to easily visualize and compare the financial health of both companies.
Total Revenue: Total amount of money received from sales and other business activities
Frequently Asked Questions
BOTJ and IBM have a correlation of 0.09, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
IBM has higher volatility (11.96%) compared to BOTJ (5.47%). In terms of maximum drawdown, BOTJ dropped -76.96% vs IBM's -69.40%.
BOTJ currently has the higher Sharpe Ratio (3.63 vs 0.12), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
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