Bank of the James Financial Group, Inc. (BOTJ)
Company Info
Highlights
$59.11M
$1.75
7.43
$40.08M
$40.08M
$8.96M
$9.42 - $17.05
0.08%
0.20
Share Price Chart
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Compare to other instruments
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Performance
Performance Chart
The chart shows the growth of an initial investment of $10,000 in Bank of the James Financial Group, Inc., comparing it to the performance of the S&P 500 index or another benchmark. All prices have been adjusted for splits and dividends.
Returns By Period
Bank of the James Financial Group, Inc. had a return of -18.08% year-to-date (YTD) and 14.28% in the last 12 months. Over the past 10 years, Bank of the James Financial Group, Inc. had an annualized return of 5.36%, while the S&P 500 had an annualized return of 11.26%, indicating that Bank of the James Financial Group, Inc. did not perform as well as the benchmark.
BOTJ
-18.08%
-7.14%
-0.24%
14.28%
1.28%
5.36%
^GSPC (Benchmark)
3.96%
1.97%
9.03%
22.16%
12.60%
11.26%
Monthly Returns
The table below presents the monthly returns of BOTJ, with color gradation from worst to best to easily spot seasonal factors. Returns are adjusted for dividends.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2025 | -12.41% | -18.08% | |||||||||||
| 2024 | -0.74% | -2.28% | -11.83% | -1.74% | 8.35% | 3.03% | 20.78% | 2.06% | -0.26% | -3.93% | 19.53% | 1.28% | 34.15% |
| 2023 | 7.47% | 1.17% | -18.34% | -8.09% | -4.25% | -0.76% | 21.21% | -2.08% | -2.05% | -5.71% | 1.73% | 22.32% | 5.77% |
| 2022 | -2.13% | -0.40% | -0.74% | 2.08% | -15.46% | 1.70% | -1.92% | -2.98% | 2.76% | -5.46% | -0.16% | 0.51% | -21.22% |
| 2021 | 12.05% | 8.90% | -4.22% | 6.31% | 22.46% | -3.76% | -0.19% | -11.40% | 2.27% | 8.33% | 0.51% | -0.97% | 42.81% |
| 2020 | -2.42% | -7.45% | -36.23% | 23.77% | -7.06% | -5.49% | 9.24% | -0.97% | -3.95% | 1.13% | 27.48% | -3.04% | -18.68% |
| 2019 | 9.23% | 3.94% | -6.66% | 2.19% | 0.21% | 5.52% | 1.76% | -3.98% | -0.41% | 4.46% | 0.35% | 2.56% | 19.80% |
| 2018 | 0.13% | 1.00% | 1.65% | -1.90% | 0.67% | 10.04% | -1.81% | -3.94% | 1.67% | -5.88% | -8.17% | -4.41% | -11.49% |
| 2017 | 0.53% | 4.59% | -7.95% | 4.27% | 1.57% | -3.03% | 2.61% | -2.28% | -2.97% | 0.69% | 2.13% | 0.54% | -0.02% |
| 2016 | -7.97% | -2.35% | 1.28% | 2.48% | 4.17% | -1.51% | 4.98% | -2.39% | -2.73% | 6.17% | 14.81% | 2.85% | 19.57% |
| 2015 | 5.34% | 0.09% | 1.94% | -2.90% | 1.40% | 5.17% | 1.23% | -3.66% | 1.74% | 2.59% | 12.66% | 0.23% | 27.94% |
| 2014 | -2.57% | -0.55% | 2.67% | -3.14% | -0.73% | 0.75% | 2.24% | -1.43% | 0.89% | 12.22% | 0.49% | 1.97% | 12.68% |
Risk-Adjusted Performance
Risk-Adjusted Performance Rank
The current rank of BOTJ is 57, indicating average performance compared to other stocks on our website. Here’s a breakdown of how it compares using common performance measures.
Risk-Adjusted Performance Indicators
The charts below present risk-adjusted performance metrics for Bank of the James Financial Group, Inc. (BOTJ) and compare them to a chosen benchmark (^GSPC). These indicators evaluate an investment's returns against its associated risks.
Dividends
Dividend History
Bank of the James Financial Group, Inc. provided a 3.08% dividend yield over the last twelve months, with an annual payout of $0.40 per share. The company has been increasing its dividends for 10 consecutive years.
| Period | TTM | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Dividend | $0.40 | $0.40 | $0.32 | $0.29 | $0.27 | $0.25 | $0.25 | $0.22 | $0.22 | $0.22 | $0.20 | $0.14 |
Dividend yield | 3.08% | 2.52% | 2.62% | 2.43% | 1.73% | 2.31% | 1.83% | 1.85% | 1.61% | 1.58% | 1.70% | 1.46% |
Monthly Dividends
The table displays the monthly dividend distributions for Bank of the James Financial Group, Inc.. The dividends shown in the table have been adjusted to account for any splits that may have occurred.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2025 | $0.00 | $0.00 | $0.00 | ||||||||||
| 2024 | $0.00 | $0.10 | $0.00 | $0.00 | $0.00 | $0.10 | $0.00 | $0.00 | $0.10 | $0.00 | $0.10 | $0.00 | $0.40 |
| 2023 | $0.00 | $0.00 | $0.08 | $0.00 | $0.00 | $0.08 | $0.00 | $0.08 | $0.00 | $0.00 | $0.08 | $0.00 | $0.32 |
| 2022 | $0.00 | $0.00 | $0.07 | $0.00 | $0.00 | $0.07 | $0.00 | $0.00 | $0.07 | $0.00 | $0.08 | $0.00 | $0.29 |
| 2021 | $0.00 | $0.00 | $0.06 | $0.00 | $0.00 | $0.06 | $0.00 | $0.00 | $0.07 | $0.00 | $0.07 | $0.00 | $0.27 |
| 2020 | $0.00 | $0.00 | $0.06 | $0.00 | $0.00 | $0.06 | $0.00 | $0.00 | $0.06 | $0.00 | $0.06 | $0.00 | $0.25 |
| 2019 | $0.00 | $0.00 | $0.05 | $0.00 | $0.00 | $0.05 | $0.00 | $0.00 | $0.05 | $0.00 | $0.05 | $0.04 | $0.25 |
| 2018 | $0.00 | $0.00 | $0.05 | $0.00 | $0.00 | $0.05 | $0.00 | $0.00 | $0.05 | $0.00 | $0.05 | $0.00 | $0.22 |
| 2017 | $0.00 | $0.00 | $0.05 | $0.00 | $0.00 | $0.05 | $0.00 | $0.00 | $0.05 | $0.00 | $0.05 | $0.00 | $0.22 |
| 2016 | $0.00 | $0.00 | $0.05 | $0.00 | $0.00 | $0.05 | $0.00 | $0.00 | $0.05 | $0.00 | $0.05 | $0.00 | $0.22 |
| 2015 | $0.00 | $0.00 | $0.05 | $0.00 | $0.00 | $0.05 | $0.00 | $0.00 | $0.05 | $0.00 | $0.00 | $0.05 | $0.20 |
| 2014 | $0.05 | $0.00 | $0.00 | $0.05 | $0.00 | $0.00 | $0.05 | $0.14 |
Dividend Yield & Payout
Dividend Yield
Payout Ratio
Drawdowns
Drawdowns Chart
The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.
Worst Drawdowns
The table below displays the maximum drawdowns of the Bank of the James Financial Group, Inc.. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.
The maximum drawdown for the Bank of the James Financial Group, Inc. was 79.04%, occurring on Sep 30, 2011. Recovery took 1332 trading sessions.
The current Bank of the James Financial Group, Inc. drawdown is 21.37%.
Depth | Start | To Bottom | Bottom | To Recover | End | Total |
|---|---|---|---|---|---|---|
| -79.04% | Feb 9, 2006 | 815 | Sep 30, 2011 | 1332 | Jun 25, 2018 | 2147 |
| -50.28% | Jun 24, 2021 | 464 | May 3, 2023 | — | — | — |
| -49.74% | Jun 27, 2018 | 398 | Mar 24, 2020 | 291 | May 24, 2021 | 689 |
| -25% | Nov 9, 2001 | 1 | Nov 9, 2001 | 22 | May 20, 2002 | 23 |
| -23.41% | Mar 31, 2005 | 56 | Aug 26, 2005 | 50 | Jan 26, 2006 | 106 |
Volatility
Volatility Chart
The current Bank of the James Financial Group, Inc. volatility is 9.57%, representing the average percentage change in the investments's value, either up or down over the past month. The chart below shows the rolling one-month volatility.
Financials
Financial Performance
Valuation
The Valuation section provides an assessment of the market value of Bank of the James Financial Group, Inc. compared to its peers in the Banks - Regional industry.
PE Ratio
The chart displays the price to earnings (P/E) ratio for BOTJ in comparison to other companies of the Banks - Regional industry. Currently, BOTJ has a PE value of 7.4. This PE value is considered to be low compared to the rest of the industry.PEG Ratio
The chart displays the price to earnings to growth (PEG) ratio for BOTJ in comparison to other companies of the Banks - Regional industry. Currently, BOTJ has a PEG value of 0.0. This PEG ratio falls in the average range for the industry.Historical P/E Ratio Chart
The chart below displays the historical trend of the price-to-earnings (P/E) ratio for Bank of the James Financial Group, Inc..
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Income Statement
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EBIT | — |
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Discontinued Operations | — |
Effect Of Accounting Charges | — |
Non Recurring | — |
Minority Interest | — |
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Interest Income | — |
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Net Interest Income | — |