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BNDX vs. VTHRX
Performance
Return for Risk
Drawdowns
Volatility
Dividends

BNDX vs. VTHRX

Last updated Jun 9, 2026

BNDX (Vanguard Total International Bond ETF) and VTHRX (Vanguard Target Retirement 2030 Fund) are both funds - BNDX is a Global Bonds fund tracking the Bloomberg Global Aggregate ex-USD Float Adjusted RIC Capped Index (USD Hedged), while VTHRX is a Target Retirement Date fund managed by Vanguard. Over the past 10 years, BNDX returned 1.65%/yr vs 8.58%/yr for VTHRX. At a 0.12 correlation, their price movements are largely independent. BNDX charges 0.07%/yr vs 0.08%/yr for VTHRX.

Performance

BNDX vs. VTHRX - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in Vanguard Total International Bond ETF (BNDX) and Vanguard Target Retirement 2030 Fund (VTHRX). The values are adjusted to include any dividend payments, if applicable.

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Returns By Period

In the year-to-date period, BNDX achieves a 0.37% return, which is significantly lower than VTHRX's 5.62% return. Over the past 10 years, BNDX has underperformed VTHRX with an annualized return of 1.65%, while VTHRX has yielded a comparatively higher 8.58% annualized return.

BNDX

1D
-0.12%
1M
-0.16%
YTD
0.37%
6M
0.55%
1Y
1.86%
3Y*
4.01%
5Y*
0.25%
10Y*
1.65%

VTHRX

1D
-1.95%
1M
-0.67%
YTD
5.62%
6M
6.29%
1Y
16.54%
3Y*
13.56%
5Y*
6.47%
10Y*
8.58%
*Multi-year figures are annualized to reflect compound growth (CAGR)

BNDX vs. VTHRX - Yearly Performance Comparison

2026 (YTD)202520242023202220212020201920182017
BNDX
Vanguard Total International Bond ETF		0.37%2.86%3.57%8.77%-12.76%-2.29%4.65%7.87%2.81%2.40%
VTHRX
Vanguard Target Retirement 2030 Fund		5.62%16.25%10.43%16.24%-16.28%11.37%14.11%21.08%-5.85%15.24%

Correlation

The correlation between BNDX and VTHRX is 0.50, which is low. Their price movements are largely independent, making them effective diversification partners.

Correlation
Correlation (1Y)
Calculated over the trailing 1-year period

0.50

Correlation (3Y)
Calculated over the trailing 3-year period

0.40

Correlation (5Y)
Calculated over the trailing 5-year period

0.33

Correlation (10Y)
Calculated over the trailing 10-year period

0.18

Correlation (All Time)
Calculated using the full available price history since Jun 5, 2013

0.12

Over the past year, BNDX and VTHRX have become more correlated (0.50) than their long-term average of 0.12, meaning their price movements have been converging.

BNDX vs. VTHRX - Sectors Allocation Comparison

Sectors
BNDX
VTHRX

Real Estate

0.0%
2.5%

Financial Services

0.0%
16.0%

Industrials

0.0%
12.3%

Energy

0.0%
4.3%

Communication Services

0.0%
8.0%

Utilities

0.0%
2.7%

Healthcare

0.0%
8.3%

Basic Materials

-

4.2%

Consumer Cyclical

-

9.4%

Consumer Defensive

-

4.8%

Technology

-

27.4%

Real Estate

BNDX
0.0%
VTHRX
2.5%

Financial Services

BNDX
0.0%
VTHRX
16.0%

Industrials

BNDX
0.0%
VTHRX
12.3%

Energy

BNDX
0.0%
VTHRX
4.3%

Communication Services

BNDX
0.0%
VTHRX
8.0%

Utilities

BNDX
0.0%
VTHRX
2.7%

Healthcare

BNDX
0.0%
VTHRX
8.3%

Basic Materials

BNDX

-

VTHRX
4.2%

Consumer Cyclical

BNDX

-

VTHRX
9.4%

Consumer Defensive

BNDX

-

VTHRX
4.8%

Technology

BNDX

-

VTHRX
27.4%

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Vanguard Total International Bond ETF

Vanguard Target Retirement 2030 Fund

Often compared with BNDX:
BNDX vs. BNDBNDX vs. BNDWBNDX vs. VTABXBNDX vs. IAGGBNDX vs. FBIIXBNDX vs. IGOVBNDX vs. VWOB
Often compared with VTHRX:
VTHRX vs. VTTHXVTHRX vs. FFFEXVTHRX vs. VOOVTHRX vs. VWELXVTHRX vs. SWDRXVTHRX vs. VTHRVTHRX vs. AAETX

Return for Risk

BNDX vs. VTHRX — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.
BNDX
BNDX Risk / Return Rank: 1818
Overall Rank
BNDX Sharpe Ratio Rank: 1919
Sharpe Ratio Rank
BNDX Sortino Ratio Rank: 1717
Sortino Ratio Rank
BNDX Omega Ratio Rank: 1717
Omega Ratio Rank
BNDX Calmar Ratio Rank: 1818
Calmar Ratio Rank
BNDX Martin Ratio Rank: 1818
Martin Ratio Rank
VTHRX
VTHRX Risk / Return Rank: 5252
Overall Rank
VTHRX Sharpe Ratio Rank: 5151
Sharpe Ratio Rank
VTHRX Sortino Ratio Rank: 4949
Sortino Ratio Rank
VTHRX Omega Ratio Rank: 5353
Omega Ratio Rank
VTHRX Calmar Ratio Rank: 4949
Calmar Ratio Rank
VTHRX Martin Ratio Rank: 5959
Martin Ratio Rank
The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

BNDX vs. VTHRX - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for Vanguard Total International Bond ETF (BNDX) and Vanguard Target Retirement 2030 Fund (VTHRX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

BNDXVTHRXDifference
Sharpe ratioReturn per unit of total volatility
0.54
2.04

-1.49

Sortino ratioReturn per unit of downside risk
0.79
2.85

-2.06

Omega ratioGain probability vs. loss probability

1.10

1.38

-0.29

Calmar ratioReturn relative to maximum drawdown

0.64

2.59

-1.95

Martin ratioReturn relative to average drawdown

1.79

11.30

-9.51

Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month.

BNDX vs. VTHRX - Sharpe Ratio Comparison

The current BNDX Sharpe Ratio is 0.54, which is lower than the VTHRX Sharpe Ratio of 2.04. The chart below compares the historical Sharpe Ratios of BNDX and VTHRX, calculated using daily returns over the previous 12 months. A higher Sharpe Ratio indicates better risk-adjusted performance relative to the risk-free rate.

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Sharpe Ratios by Period

BNDXVTHRXDifference

Sharpe Ratio (1Y)

Calculated over the trailing 1-year period

0.54

2.04

-1.49

Sharpe Ratio (5Y)

Calculated over the trailing 5-year period

0.05

0.62

-0.57

Sharpe Ratio (10Y)

Calculated over the trailing 10-year period

0.41

0.76

-0.36

Sharpe Ratio (All Time)

Calculated using the full available price history

0.60

0.50

+0.11

Drawdowns

BNDX vs. VTHRX - Drawdown Comparison

The maximum BNDX drawdown since its inception was -16.23%, smaller than the maximum VTHRX drawdown of -49.57%. Use the drawdown chart below to compare losses from any high point for BNDX and VTHRX.

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Drawdown Indicators

BNDXVTHRXDifference

Max Drawdown

Largest peak-to-trough decline

-16.23%

-49.57%

+33.34%

Max Drawdown (1Y)

Largest decline over 1 year

-2.93%

-6.56%

+3.63%

Max Drawdown (3Y)

Largest decline over 3 years

-2.93%

-9.64%

+6.71%

Max Drawdown (5Y)

Largest decline over 5 years

-15.86%

-22.75%

+6.89%

Max Drawdown (10Y)

Largest decline over 10 years

-16.23%

-24.86%

+8.63%

Current Drawdown

Current decline from peak

-1.65%

-2.25%

+0.60%

Average Drawdown

Average peak-to-trough decline

-3.08%

-6.18%

+3.10%

Ulcer Index

Depth and duration of drawdowns from previous peaks

1.04%

1.50%

-0.46%

Volatility

BNDX vs. VTHRX - Volatility Comparison

The current volatility for Vanguard Total International Bond ETF (BNDX) is 1.47%, while Vanguard Target Retirement 2030 Fund (VTHRX) has a volatility of 3.07%. This indicates that BNDX experiences smaller price fluctuations and is considered to be less risky than VTHRX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.

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Volatility by Period

BNDXVTHRXDifference

Volatility (1M)

Calculated over the trailing 1-month period

1.47%

3.07%

-1.60%

Volatility (6M)

Calculated over the trailing 6-month period

2.91%

6.85%

-3.94%

Volatility (1Y)

Calculated over the trailing 1-year period

3.43%

8.34%

-4.91%

Volatility (5Y)

Calculated over the trailing 5-year period, annualized

4.88%

10.40%

-5.52%

Volatility (10Y)

Calculated over the trailing 10-year period, annualized

4.09%

11.27%

-7.18%

BNDX vs. VTHRX - Expense Ratio Comparison

BNDX has a 0.07% expense ratio, which is lower than VTHRX's 0.08% expense ratio. Despite the difference, both funds are considered low-cost compared to the broader market, where average expense ratios usually range from 0.3% to 0.9%.

Dividends

BNDX vs. VTHRX - Dividend Comparison

BNDX's dividend yield for the trailing twelve months is around 4.50%, more than VTHRX's 3.82% yield.

PositionTTM20252024202320222021202020192018201720162015
BNDX
Vanguard Total International Bond ETF		4.50%4.39%4.18%4.42%1.51%3.74%1.11%3.40%3.01%2.23%1.89%1.63%
VTHRX
Vanguard Target Retirement 2030 Fund		3.82%4.03%3.63%2.59%2.53%17.56%2.56%2.38%2.71%0.06%2.38%3.72%

Frequently Asked Questions

BNDX and VTHRX have a correlation of 0.50, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.

VTHRX has higher volatility (3.07%) compared to BNDX (1.47%). In terms of maximum drawdown, BNDX dropped -16.23% vs VTHRX's -49.57%.

VTHRX currently has the higher Sharpe Ratio (2.04 vs 0.54), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.

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