BLUC vs. ITOT

Last updated Jun 4, 2026

BLUC (Bluemonte Large Cap Core ETF) and ITOT (iShares Core S&P Total U.S. Stock Market ETF) are both Large Cap Blend Equities funds. With a 0.97 correlation, they move nearly in lockstep. BLUC charges 0.23%/yr vs 0.03%/yr for ITOT.

Performance

BLUC vs. ITOT - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in Bluemonte Large Cap Core ETF (BLUC) and iShares Core S&P Total U.S. Stock Market ETF (ITOT). The values are adjusted to include any dividend payments, if applicable.

Returns By Period

In the year-to-date period, BLUC achieves a 10.25% return, which is significantly lower than ITOT's 11.78% return.

BLUC

• 1D: -1.43%
• 1M: 5.44%
• YTD: 10.25%
• 6M: 10.12%
• 1Y: —
• 3Y*: —
• 5Y*: —
• 10Y*: —

ITOT

• 1D: 0.48%
• 1M: 4.64%
• YTD: 11.78%
• 6M: 11.52%
• 1Y: 28.81%
• 3Y*: 22.39%
• 5Y*: 12.80%
• 10Y*: 15.01%

*Multi-year figures are annualized to reflect compound growth (CAGR)

BLUC vs. ITOT - Yearly Performance Comparison

	2026 (YTD)	2025
BLUC Bluemonte Large Cap Core ETF	10.25%	14.03%
ITOT iShares Core S&P Total U.S. Stock Market ETF	11.78%	14.06%

Correlation

The correlation between BLUC and ITOT is 0.97 - these two move nearly in lockstep. At this level, holding both provides almost no diversification benefit. If you already own one, adding the other does little to reduce portfolio risk.

	Correlation
Correlation (All Time) Calculated using the full available price history since Jun 24, 2025	0.97

BLUC vs. ITOT - Sectors Allocation Comparison

Sectors	BLUC	ITOT
Technology	40.6%	33.8%
Communication Services	12.5%	10.3%
Consumer Cyclical	10.7%	10.1%
Financial Services	9.8%	12.1%
Healthcare	7.7%	9.0%
Industrials	7.3%	9.5%
Consumer Defensive	4.0%	4.7%
Energy	2.7%	3.7%
Utilities	1.7%	2.3%
Real Estate	1.6%	2.4%
Basic Materials	1.5%	2.1%

Return for Risk

BLUC vs. ITOT — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

ITOT

ITOT Risk / Return Rank: 73
ITOT Sharpe Ratio Rank: 74
ITOT Sortino Ratio Rank: 73
ITOT Omega Ratio Rank: 72
ITOT Calmar Ratio Rank: 66
ITOT Martin Ratio Rank: 78

The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

BLUC vs. ITOT - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for Bluemonte Large Cap Core ETF (BLUC) and iShares Core S&P Total U.S. Stock Market ETF (ITOT). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

Risk / return metrics aren't available yet — we need at least 12 months of trading data to calculate them.

Sharpe Ratios by Period

	BLUC	ITOT	Difference
Sharpe Ratio (1Y) Calculated over the trailing 1-year period	—	2.37	—
Sharpe Ratio (5Y) Calculated over the trailing 5-year period	—	0.74	—
Sharpe Ratio (10Y) Calculated over the trailing 10-year period	—	0.82	—
Sharpe Ratio (All Time) Calculated using the full available price history	2.11	0.57	+1.54

Drawdowns

BLUC vs. ITOT - Drawdown Comparison

The maximum BLUC drawdown since its inception was -10.69%, smaller than the maximum ITOT drawdown of -55.20%. Use the drawdown chart below to compare losses from any high point for BLUC and ITOT.

Drawdown Indicators

	BLUC	ITOT	Difference
Max Drawdown Largest peak-to-trough decline	-10.69%	-55.20%	+44.51%
Max Drawdown (1Y) Largest decline over 1 year	—	-8.90%	—
Max Drawdown (3Y) Largest decline over 3 years	—	-19.44%	—
Max Drawdown (5Y) Largest decline over 5 years	—	-25.36%	—
Max Drawdown (10Y) Largest decline over 10 years	—	-35.00%	—
Current Drawdown Current decline from peak	-1.43%	-0.25%	-1.18%
Average Drawdown Average peak-to-trough decline	-1.52%	-6.97%	+5.45%
Ulcer Index Depth and duration of drawdowns from previous peaks	—	1.94%	—

Volatility

Volatility by Period

	BLUC	ITOT	Difference
Volatility (1M) Calculated over the trailing 1-month period	—	2.94%	—
Volatility (6M) Calculated over the trailing 6-month period	—	9.14%	—
Volatility (1Y) Calculated over the trailing 1-year period	13.00%	12.19%	+0.81%
Volatility (5Y) Calculated over the trailing 5-year period, annualized	13.00%	17.35%	-4.35%
Volatility (10Y) Calculated over the trailing 10-year period, annualized	13.00%	18.26%	-5.26%

BLUC vs. ITOT - Expense Ratio Comparison

BLUC has a 0.23% expense ratio, which is higher than ITOT's 0.03% expense ratio. However, both funds are considered low-cost compared to the broader market, where average expense ratios usually range from 0.3% to 0.9%.

Dividends

BLUC vs. ITOT - Dividend Comparison

BLUC's dividend yield for the trailing twelve months is around 0.51%, less than ITOT's 0.97% yield.

Position	TTM	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015
BLUC Bluemonte Large Cap Core ETF	0.51%	0.46%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
ITOT iShares Core S&P Total U.S. Stock Market ETF	0.97%	1.11%	1.23%	1.47%	1.66%	1.18%	1.41%	1.88%	2.14%	1.69%	1.83%	2.01%

Frequently Asked Questions

Can I hold both BLUC and ITOT in my portfolio?

With a correlation of 0.97, BLUC and ITOT move almost identically. Holding both adds very little diversification - you're essentially doubling your position in the same market segment. Choosing one is usually more capital-efficient.

Which ETF is better, BLUC or ITOT?

On fees, ITOT is cheaper at 0.03% per year. The better choice depends on whether you care most about return, fees, risk, or income.

Which ETF is cheaper, BLUC or ITOT?

ITOT is cheaper with a 0.03% expense ratio, compared with 0.23% for BLUC.

Which ETF pays a higher dividend yield, BLUC or ITOT?

ITOT has the higher dividend yield at 0.97%, compared with 0.51% for BLUC.

What is the main difference between BLUC and ITOT?

They also come from different issuers: Bluemonte and iShares. Their fees differ too: 0.23% for BLUC and 0.03% for ITOT.