BFH vs. PDI
Compare and contrast key facts about Bread Financial Holdings Inc (BFH) and PIMCO Dynamic Income Fund (PDI).
Performance
BFH vs. PDI - Performance Comparison
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BFH vs. PDI - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
BFH Bread Financial Holdings Inc | 1.46% | 23.06% | 88.97% | -10.23% | -42.42% | 13.62% | -32.70% | -23.82% | -40.18% | 11.92% |
PDI PIMCO Dynamic Income Fund | 0.17% | 11.03% | 17.18% | 11.99% | -16.99% | 7.81% | -9.96% | 22.23% | 7.35% | 18.59% |
Fundamentals
BFH:
$3.44B
PDI:
$7.06B
BFH:
$11.04
PDI:
$3.86
BFH:
6.78
PDI:
4.44
BFH:
0.15
PDI:
0.07
BFH:
0.75
PDI:
3.29
BFH:
1.04
PDI:
0.95
BFH:
$4.70B
PDI:
$2.03B
BFH:
$2.98B
PDI:
$1.51B
BFH:
$694.00M
PDI:
$2.09B
Returns By Period
In the year-to-date period, BFH achieves a 1.46% return, which is significantly higher than PDI's 0.17% return. Over the past 10 years, BFH has underperformed PDI with an annualized return of -6.83%, while PDI has yielded a comparatively higher 8.14% annualized return.
BFH
- 1D
- 2.55%
- 1M
- 5.69%
- YTD
- 1.46%
- 6M
- 35.16%
- 1Y
- 51.70%
- 3Y*
- 37.81%
- 5Y*
- -2.01%
- 10Y*
- -6.83%
PDI
- 1D
- 3.13%
- 1M
- -3.71%
- YTD
- 0.17%
- 6M
- -7.15%
- 1Y
- -0.44%
- 3Y*
- 13.14%
- 5Y*
- 3.57%
- 10Y*
- 8.14%
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Return for Risk
BFH vs. PDI — Risk / Return Rank
BFH
PDI
BFH vs. PDI - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Bread Financial Holdings Inc (BFH) and PIMCO Dynamic Income Fund (PDI). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| BFH | PDI | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 1.16 | -0.02 | +1.19 |
Sortino ratioReturn per unit of downside risk | 1.63 | 0.09 | +1.55 |
Omega ratioGain probability vs. loss probability | 1.23 | 1.02 | +0.21 |
Calmar ratioReturn relative to maximum drawdown | 2.70 | -0.01 | +2.71 |
Martin ratioReturn relative to average drawdown | 6.48 | -0.03 | +6.51 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
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Sharpe Ratios by Period
| BFH | PDI | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 1.16 | -0.02 | +1.19 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | -0.04 | 0.23 | -0.27 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | -0.14 | 0.43 | -0.56 |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.21 | 0.59 | -0.38 |
Correlation
The correlation between BFH and PDI is 0.23, which is considered to be low. This implies their price changes are not closely related. A low correlation is generally favorable for portfolio diversification, as it helps to reduce overall risk by spreading it across multiple assets with different performance patterns.
Dividends
BFH vs. PDI - Dividend Comparison
BFH's dividend yield for the trailing twelve months is around 1.18%, less than PDI's 15.46% yield.
| TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
BFH Bread Financial Holdings Inc | 1.18% | 1.16% | 1.38% | 2.55% | 2.23% | 1.07% | 1.70% | 2.25% | 1.52% | 0.82% | 0.23% | 0.00% |
PDI PIMCO Dynamic Income Fund | 15.46% | 14.94% | 14.43% | 14.74% | 17.84% | 10.21% | 10.01% | 9.45% | 10.78% | 8.81% | 14.79% | 18.70% |
Drawdowns
BFH vs. PDI - Drawdown Comparison
The maximum BFH drawdown since its inception was -92.36%, which is greater than PDI's maximum drawdown of -46.47%. Use the drawdown chart below to compare losses from any high point for BFH and PDI.
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Drawdown Indicators
| BFH | PDI | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -92.36% | -46.47% | -45.89% |
Max Drawdown (1Y)Largest decline over 1 year | -19.26% | -14.34% | -4.92% |
Max Drawdown (5Y)Largest decline over 5 years | -75.52% | -27.23% | -48.29% |
Max Drawdown (10Y)Largest decline over 10 years | -91.53% | -46.47% | -45.06% |
Current DrawdownCurrent decline from peak | -64.84% | -7.66% | -57.18% |
Average DrawdownAverage peak-to-trough decline | -32.21% | -6.22% | -25.99% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 8.01% | 5.03% | +2.98% |
Volatility
BFH vs. PDI - Volatility Comparison
Bread Financial Holdings Inc (BFH) has a higher volatility of 10.47% compared to PIMCO Dynamic Income Fund (PDI) at 5.71%. This indicates that BFH's price experiences larger fluctuations and is considered to be riskier than PDI based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| BFH | PDI | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 10.47% | 5.71% | +4.76% |
Volatility (6M)Calculated over the trailing 6-month period | 31.44% | 9.96% | +21.48% |
Volatility (1Y)Calculated over the trailing 1-year period | 44.71% | 18.36% | +26.35% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 46.89% | 15.66% | +31.23% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 50.58% | 19.06% | +31.52% |
Financials
BFH vs. PDI - Financials Comparison
This section allows you to compare key financial metrics between Bread Financial Holdings Inc and PIMCO Dynamic Income Fund. You can select fields from income statements, balance sheets, and cash flow statements to easily visualize and compare the financial health of both companies.
Total Revenue: Total amount of money received from sales and other business activities
BFH vs. PDI - Profitability Comparison
BFH - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Apr 2026, Bread Financial Holdings Inc reported a gross profit of 975.00M and revenue of 1.17B. Therefore, the gross margin over that period was 83.1%.
PDI - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Apr 2026, PIMCO Dynamic Income Fund reported a gross profit of 558.21M and revenue of 615.21M. Therefore, the gross margin over that period was 90.7%.
BFH - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Apr 2026, Bread Financial Holdings Inc reported an operating income of 47.00M and revenue of 1.17B, resulting in an operating margin of 4.0%.
PDI - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Apr 2026, PIMCO Dynamic Income Fund reported an operating income of 529.42M and revenue of 615.21M, resulting in an operating margin of 86.1%.
BFH - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Apr 2026, Bread Financial Holdings Inc reported a net income of 53.00M and revenue of 1.17B, resulting in a net margin of 4.5%.
PDI - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Apr 2026, PIMCO Dynamic Income Fund reported a net income of 457.73M and revenue of 615.21M, resulting in a net margin of 74.4%.